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Customer RatingsMaruti Swift Dzire Car Insurance Online
Variants of Maruti Swift Dzire Car
Maruti Swift Dzire is available in petrol models with both manual and automatic gear shift transmission options. All models are available with a 1.2 litre VVT petrol engine which can generate power of 66KW at 6000 rpm. The torque figure is 113 NM at around 4400rpm. The transmission choices are both 5 speed whether you choose the manual transmission model or AMT based Auto Gear Shift automatic transmission model. Cruise control is available but only in the top of the line ZXi+ variant. ZXi and ZXi variants also feature the Smart App support which allows you to control many functions in your car using a smartphone app.
| Lxi | Petrol 1.2L | Manual Transmission |
| Vxi | Petrol 1.2L | Manual + AGS |
| Zxi | Petrol 1.2L | Manual + AGS |
| ZXi + | Petrol 1.2L | Manual + AGS |
| Tour S and SO – CNG | Petrol 1.2L + S-CNG; | Manual Transmission |
Types of Maruti Swift Dzire Car Insurance HDFC ERGO Offers
Maruti Swift Dzire sells in large numbers across India, which means that insurance companies offer a very wide variety of car insurance products for this vehicle. From the very basic third-party cover mandated by the Motor Vehicles Act to long-term, comprehensive policies which ensure total protection for as long as three years, you can get it all at HDFC ERGO.
This is a bundle insurance product that is usually chosen by those who want all round protection for their cars. If you are looking to secure your car in all aspects, both legally and financially, this is the best choice for you. With this Maruti Swift Dzire car insurance policy, you will get:
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
This is the most basic and the legally mandatory kind of car insurance policy that you can buy. It comes with only third-party cover which will protect you from any legal liability that may be pronounced by the motor accident claims tribunals. This can also be clubbed with mandatory personal accident cover in case this is your only vehicle. You will get:
Personal accident cover
Third-party property damage
Injury to a third-party person
This is offered for as long as three years and is the same third-party cover as discussed above. Generally, this policy is offered to buyers of new car though people who already have owned their car for some time can choose this cover as well.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
This is an extended period bundle product which brings you all advantages of a single year car insurance but with a validity of multiple years. The plan can be purchased for as many as three years in one go. There are many reasons to opt for this cover when you choose Swift Dzire car insurance. It locks in the price at first year rates, helping you to save substantially. You pay taxes at the current rate and are protected from tax hikes. No Claim Bonus is also awarded instantly for the entire policy duration.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Maruti Swift Dzire Car Insurance
When you purchase a comprehensive Maruti Swift Dzire car insurance policy, you get many things that will ensure its protection against any unexpected risk. Keep in mind that a comprehensive insurance policy is recommended over a third party insurance policy because of its significantly wider scope of cover. You will get:
Accident coverage
If your car suffers any damage in an accident and needs to be sent to the service centre for repair, your Maruti Swift Dzire car insurance will cover the repair costs, subject to deductibles and depreciations.
Natural or manmade calamities
If your car suffers any damage from any kind of natural calamity, like flood, earthquake, snow or hailstorm etc, the Maruti Swift Dzire car insurance will cover the repair cost as per applicable rules.
Theft
If your car gets stolen and the police are unable to locate it, you will be given adequate compensation for your loss as per the car’s IDV and applicable depreciations and deductions.
Medical cost
If you are involved in an accident, the policy’s mandatory personal accident cover will become active and will provide medical cost reimbursement for up to INR 15 lakhs. This is helpful when you have no or low medical insurance.
Third-party liability
If a third party suffers any injury, loss or property damage because of an accident in which your car is involved, the car insurance will cover the compensation.
As with any other kind of insurance, a car insurance policy also comes with a set of limitations. These are usually not covered by default, though in some cases they can be brought under the insurance cover by purchasing certain add-ons.
Depreciation
This indicates the value your Swift Dzire loses through everyday wear and tear. You can include it in your policy by choosing a zero-depreciation add-on when you buy your car insurance.
Taxes paid to the government when buying a new car
When you buy a new car, you pay a lot of taxes and registration charges to the government. These are generally not covered under Maruti Swift Dzire car insurance, but if you buy a return to invoice cover add-on, you'll be protected against this loss.
Electrical breakdown
If any electrical system in your vehicle fails and causes any direct or consequential loss, the same will not be covered by your Swift Dzire car insurance policy.
Illegal behaviour
If you break any law while you are driving, you will not be protected by car insurance. This includes drunk driving, driving without license or registration, driving without a valid insurance or PUC certificate or using a privately registered vehicle for commercial purposes.
How to Renew Maruti Swift Dzire Car Insurance?
As days go by, your car insurance policy will reach its validity date and stop providing cover. Which means, it is important to renew your policy on time, so that you can legally drive your Swift Dzire and stay protected against monetary losses in case of an untoward incident. And HDFC ERGO makes it easy to renew your car insurance.
Step #1Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Maruti Swift Dzire Car Insurance from HDFC ERGO?
There are a number of companies that offer car insurance for Swift Dzire but few have the ability to compete with the features and advantages that HDFC ERGO offers. If you are looking for a completely hassle-free insurance experience, which comes with zero headaches and a fast and easy claims process, HDFC ERGO should be your choice.
Cashless claims
We have a large network of garages where you can get your car repaired under the cashless system. In these garages, you just take your car and get it repaired, pay your own share of repair cost and drive away. The garage will settle the rest with HDFC ERGO on their own.
App based claims
If you are looking for the fastest and simplest way to make a claim for your car insurance, HDFC ERGO is your best bet. With our app-based claims process, you can file claims using a mobile phone app by clicking photos and uploading them.
Overnight repair service
For minor dings and bumps and small accidental repairs, HDFC ERGO offers you the option to get your car repaired overnight at an eligible garage. Your car will be fixed overnight and sent to your doorstep in the morning.
24x7 assistance
This is the feature on which many of our customers rely. If you are stuck somewhere because of a flat tyre, dead battery or any minor problem, we can come to you and help you out.
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