The Japanese multinational automobile manufacturer, Isuzu, is known for offering powerful and thrilling rides to take on any terrain you throw at it. While the company’s history began in 1916, its dominance in the Indian four-wheeler
market began in 2012 with the establishment of Isuzu Motors India Pvt. Ltd., which is a subsidiary of Isuzu Motors Limited, Japan. The offerings from Isuzu are known for their tremendously rigid build quality, utilitarian usage, powerful
off-road performance and so on. Their lineup mostly includes SUVs and pick-up trucks, with current offerings being the mu-X, V-Cross, Hi-Lander, S-CAB & S-Cab Z, D-MAX, etc. If you have settled your mind on getting a powerful
SUV or pickup truck that is focused on utility and performance, buying an Isuzu car will make a lot of sense. If you are planning to get a new or used car or are already a proud Isuzu owner, make sure to secure your car from perils with
Isuzu insurance. It has become essential to invest in car insurance in India for its legal needs and practical advantages. HDFC ERGO presents Isuzu car insurance solutions with multiple plans to choose from.
Why Do You Need Car Insurance for Your Isuzu?
As a vehicle owner, protecting your car from unwanted damage is your responsibility. Here are some reasons why you need Isuzu car insurance;
1
Accessible repairs
The coverage under Isuzu car insurance enables vehicle owners to get the necessary repairs done after an accident or any damage caused by an insured peril. You don’t have to worry about securing funds, as claim settlements with Isuzu
car insurance are easy and quick. The availability of cashless garages makes car repairs more accessible.
2
Financial security
The Isuzu insurance offers financial coverage to handle repair and replacement bills for damages/losses caused by an insured peril. With this cover, you can seamlessly tackle such unwanted expenses and cope with the situation accordingly,
all without draining your bank account.
3
Liability protection
The Isuzu car insurance protects against third-party damages in case of an accident caused by the insured vehicle. It effectively covers third-party legal liabilities arising from this situation, enabling you to appropriately compensate
the affected party and tackle the situation.
4
Comprehensive protection
With Isuzu car insurance, you and your car will be protected on all ends. It not only protects against third-party legal liabilities but also covers own damages that the car suffers due to mishaps like thefts, fire, natural calamities,
etc.
5
Legal requirement
In India, the Motor Vehicles Act 1988 mandates that all cars are required to have valid car insurance with at least third-party legal liability cover. As per this law, you are required to have valid motor insurance for your Isuzu car if
you want to drive it on public roads. Driving a vehicle without proper insurance is illegal and a fineable offence in India.
6
To stay worry-free
Isuzu car insurance keeps your vehicle covered against third-party and own damages and also helps you comply with the law. Hence, by having this policy, your stress and anxiety levels as a car owner will be much lower, giving you much-needed
peace of mind.
How to Buy Isuzu Car Insurance?
Buying Isuzu insurance online or offline is very easy. Here are the steps you need to follow to buy insurance for Isuzu car online from HDFC ERGO;
Step 1
Visit the HDFC ERGO car insurance official page, enter your name, phone number, car registration number and city, and continue by verifying the OTP. After verification, click the option called “Get A Quote” to proceed.
Step 2
In the next section, enter some additional details of the car, like its registration year, make and model, select the desired coverage and fill in past policy details. After this, provide your contact details, get the premium quote, choose
add-ons (as needed) and adjust the IDV accordingly.
Step 3
Finally, go through the final policy details and premium breakup once again and complete the process by paying for the insurance online.
Why Buy Isuzu Car Insurance Online?
There are numerous perks to buying Isuzu car insurance online, such as;
1
Saves time
You can buy Isuzu insurance online on your phone or computer in under a few minutes. This means you don’t have to take a day off to physically visit the insurer’s office to buy a car plan for your Isuzu. This not only helps
save time but also makes the process accessible to everyone.
2
No third-party influence
There is no third-party influence when buying Isuzu insurance online. You can check and verify all the information on your own and make a decision based on your best judgment. While paying, you can take a look at the detailed premium price
breakup to know exactly what you are paying for.
3
Instant policy issuance
In just a few clicks, you can select your desired coverage from your preferred insurer online. Then, you can proceed to buy the policy by completing the online payment. Once the payment is successfully made, the policy will be issued quite
instantly and sent to your provided email address.
4
Quick quotes
The online car insurance premium calculator tool enables individuals to get quotes on their preferred plans in just a few seconds. By having access to such a tool, you can find your ideal coverage in your budget in an effective manner.
This also makes policy customisation more accessible to everyone.
5
Plenty of options
Contrary to the offline option, it is much easier to find car plans from different insurers when buying online. Having multiple options in terms of finding the right plan for your Isuzu car lets you make a more informed choice rather than
sticking with whatever is available locally.
6
Easy Comparison
When buying car insurance online, you can easily shortlist your top choices and compare them to find the best match per your car coverage needs. For this, you can compare plans based on parameters like coverage, exclusions, price, features,
insurer’s credibility & CSR, etc. Comparing plans online is easier than doing so offline, and it helps make a more informed decision.
Isuzu Car Insurance Policy Inclusions & Exclusions
Understanding what your Isuzu car insurance policy covers is very important. Generally, here’s what the policy covers;
Accidents
While Isuzu makes tough cars, accidents can still cause significant damage to them. In such cases, the Isuzu insurance will cover the bills for repairs related to accidental damage.
Fire & Explosion
Damages or losses to your Isuzu car rendered by fire and/or explosions are covered under the car insurance policy.
Theft
Car theft is a major problem and can cause significant financial loss. The Isuzu car insurance will financially compensate you for the losses in case your car is stolen and not recovered.
Calamities
The impact of natural calamities, like floods, landslides, rockslides, etc., and man-made calamities, like terrorism, strikes, riots, etc., can be massive and not easily avoidable. If your Isuzu car suffers damages or losses due
to such calamities, the policy will offer you fair compensation for it.
Personal Accident
In case of accidents leading to the death, disability or injuries of the owner-driver, the policy will offer up to INR 15 lakhs under the PA cover as compensation to help deal with the situation.
Third Party Liability
In case of an accident involving your insured car that results in third-party death, physical injury or property damage, the policy will help you take care of the associated legal liabilities.
In-transit damage
In case of damages suffered by your car while it is in transit via rail, inland waterway, road or lift, the motor insurance policy will cover it.
Coming to what’s not covered under the Isuzu car insurance, here are the things that are typically excluded;
Depreciation
With time and usage, the value of the car will start to go down. This depreciation in the car’s value as well as normal wear and tear, are not covered under the Isuzu car insurance.
Electrical & Mechanical Breakdown
The Isuzu insurance doesn’t cover expenses arising out of electrical and/or mechanical breakdowns/failures of the vehicle.
Illegal Driving
The Isuzu car insurance plan will not entertain claims for damages/losses that are caused by the individual driving the car without a valid driving license or under the influence of liquor and/or drugs.
Consequential losses
The Isuzu car insurance will not offer coverage for consequential losses, i.e., losses that are not directly caused by an accident.
Geographical limitation
Loss or damage that happens outside the boundary of India will not be covered under the car insurance plan.
War
If the damage or loss is a result of war, mutiny or nuclear risks, the Isuzu car insurance will not cover it.
Types of Car Insurance We Provide
HDFC ERGO provides four types of car insurance plans for your Isuzu. You can choose from;
The comprehensive car insurance plan offers the most elaborate protection. It covers the damages suffered by the insured car by perils like
theft, natural calamities, fire & explosion, etc., and also covers third-party legal liabilities. With comprehensive car insurance, you can enjoy cashless repairs and widen your coverage with add-ons.
X
Suitable for car lovers seeking all rounded protection, this plan covers:
The third party car insurance policy is the cheapest option on this list. It offers the most basic coverage, i.e., third-party legal liability coverage.
In case of an accident caused by your car that leads to third-party property damage, injuries or fatalities, this policy will help you cover the resulting liabilities.
X
Suitable for those who use the car infrequently, this plan covers:
The standalone own damage cover only offers coverage for own damages that the insured vehicle suffers due to perils like theft, fire & explosion, natural calamities, etc. However, note that it is optional and doesn’t
come with any third-party cover. Those who already have third-party insurance for their Isuzu cars can add this plan to extend the range of protection.
X
Suitable for those who already have a valid third party cover, this plan covers:
If you intend to purchase a brand-new Isuzu vehicle, then you can take this cover. This plan is applicable for brand-new vehicles in India and comes with its own damage cover that is valid for 1-year alongside a third-party cover
that has a validity of three years.
X
Suitable for those who have purchased a brand new car, this plan covers:
How to Make a Claim for Your Isuzu Car Insurance Policy?
Here’s how you can make a claim for your Isuzu car insurance policy with HDFC ERGO;
Intimate
For claim intimation, you can call us on our official toll-free number or inform us about the claim on our WhatsApp number.
Damage survey
After your claim is registered, our authorised surveyor will inspect your vehicle and send us a detailed report. You will be provided with a portal where you need to submit the requisite claim-related documents within the stipulated
time.
Damage repair
Damages can be repaired at a cashless network garage or a local garage that you find ideal. For the latter, the bill is to be paid from your end and submitted for a reimbursement claim.
Claim settlement
In case of approved reimbursement claims, the claim will be settled with the vehicle owner. For cashless claims, the bill will be settled directly with the network garage.
Road mishaps in India led to the death of 1,68,491 people. Buy Comprehensive Car Insurance to get coverage for any accidental damages.
HDFC ERGO system is in place and staffs are well trained. They know exactly what is required by the client. I was able to resolve my requirement in 2-3 minutes. Well done.
GAUTAM KUMAR SAHOO
PRIVATE CAR COMPREHENSIVE POLICY
21 November 2024
CHAIBASA
HDFC ERGO's chat team member helped me to know whether ekyc was linked to my policy or not. The customer care executive also guided me how to link it. I appreciate the quick response and helpful nature of your executive.
RAGLI BAGRA
PRIVATE CAR PACKAGE POLICY BUNDLED
18 October 2024
EAST SIANG
I appreciate the quick response of your customer care team. Thank you.
MR RAJAN MAHENDRA
PRIVATE CAR OD ONLY
19 September 2024
CHENNAI
I must say that customer service experience at your Guindy office was amazing.
JAYDATT CHETANBHAI MAHAJAN
PRIVATE CAR PACKAGE POLICY BUNDLED
30 August 2024
SURAT
Excellent service by your customer care team.
ROBIN KOSHY CHERIAN
PRIVATE CAR COMPREHENSIVE POLICY
23 August 2024
BENGALURU
I think that the HDFC ERGO system works efficiently and they have hired well-trained staff to handle client queries. My problem was resolved in just 2-3 minutes.
GAUTAM KUMAR SAHOO
PRIVATE CAR COMPREHENSIVE POLICY
21 August 2024
CHAIBASA
Your customer care executive helped me easily identify whether ekyc was linked to my policy. I appreciate the helpful nature of that person.
MR RAJAN MAHENDRA
PRIVATE CAR OD ONLY
16 August 2024
CHENNAI
I had a good experience with the customer service officer at your Guindy branch in Chennai.
RAGLI BAGRA
PRIVATE CAR PACKAGE POLICY BUNDLED
16 August 2024
EAST SIANG
Thank you HDFC ERGO customer care team for your quick response.
PRASAD SUDHAKAR BHARDWAJA
PRIVATE CAR COMPREHENSIVE POLICY
9 August 2024
PUNE
The process at HDFC ERGO is simple and I always receive quick responses to my mail every time from your team.
SRIDHAR AKULA
PRIVATE CAR PACKAGE POLICY BUNDLED
7 August 2024
CHENNAI
My claim request went well in the end. Initially I found difficult raising the claim, however, in the end everything was resolved.
HARDIK RAJESHKUMAR AGRAWAL
PRIVATE CAR COMPREHENSIVE POLICY
31 July 2024
VADODARA
Customer care services provided by HDFC ERGO is remarkable.
SURAJ KUMAR
PRIVATE CAR LIABILITY ONLY
30 July 2024
JAMMU
The customer care executive person was very humble and soft-spoken. Your team members have perfect telephone etiquette with remarkable voice modulation.
TAKHI SHAKEEL MOULAVI
PRIVATE CAR PACKAGE POLICY BUNDLED
25 July 2024
SOLAPUR
My experience with HDFC ERGO is excellent.
AJAY KUMAR KAUL
PRIVATE CAR PACKAGE POLICY BUNDLED
19 July 2024
FARIDABAD
HDFC ERGO team provides good support to the customer.
CHHAGAN LAL
PRIVATE CAR COMPREHENSIVE POLICY
12 July 2024
DAHOD
I must say that HDFC ERGO provides the best services to their customers.
VIKRAMADITYA RAI
PRIVATE CAR PACKAGE POLICY BUNDLED
14 June 2024
VARANASI
HDFC ERGO provides the best customer car service. I like their behaviour of responding promptly and instantly starting the work on that query.
N S KUMAR NA
PRIVATE CAR COMPREHENSIVE POLICY
14 June 2024
CHENNAI
The customer care executive who attended to my call was extremely courteous, and called me thrice to resolve the issue. Full marks to the customer care team for superb customer care attitude.
VIJAY SHANKAR MENON
PRIVATE CAR
25 May 2024
COIMBATORE
Your sales manager was very helpful and proactive in getting the policy renewed.
TUMULURI RAVI KUMAR
PRIVATE CAR COMPREHENSIVE POLICY
21 May 2024
BENGALURU
HDFC ERGO provides doorstep services and are very excellent at their work. Whenever I have approached your team, they have provided quick solution to my query.
MOHIT VERMA
PRIVATE CAR POLICY
14 May 2024
GHAZIABAD
I have chosen HDFC ERGO first time for my four-wheeler and I am glad to say that they provide really good services. The self inspection option is really good for saving valuable time of the customer. I thanks HDFC ERGO
team for always providing good customer experience.
EMME SALOMI
PRIVATE CAR
10 May 2024
MEDAK
We can access HDFC ERGO car insurance policy details at anytime easily. Your customer care representatives are very friendly.
FARHAN NAZIR
PRIVATE CAR POLICY
29 April 2024
PULWAMA
HDFC ERGO customer care team believes in providing quality service.
MADAPARTHI NARENDRA
PRIVATE CAR POLICY
20 April 2024
VIDAVALUR
HDFC ERGO provides hassle-free services. Pleased with the quick action and process for attending the customer query.
TARESHKUMAR SHAMBHUBHAI PATEL
PRIVATE CAR POLICY
18 April 2024
AHMEDABAD
HDFC ERGO has good staff in their customer care team. I hope they continue providing the best services to their policyholders.
Read the Latest Isuzu Car Insurance Blogs
Role of Comprehensive Car Insurance in Protecting Your Investment
To download the Isuzu car insurance policy soft copy online, you need to sign in with your credentials on the insurer’s website or app and go to the policy sections, select the Isuzu car insurance policy and download
it from there.
If you renew your Isuzu car insurance online, all you need is the existing policy number. Just go to the insurer’s website or app, head to the policy renewal section, enter the policy number, review the plan,
make necessary adjustments and pay the premium online to complete it.
You can reduce the Isuzu car insurance policy price by making a few wise choices. Start with the choice of cover, then include only the necessary add-ons and select an IDV that fits your needs without draining your
pocket.
Yes. You can buy Isuzu car insurance online from the comfort of your home via mobile or computer. Several insurance companies offer car insurance policy purchases and renewals on their websites and apps.
Yes. You can extend the range of coverage of your comprehensive Isuzu car insurance by opting for add-ons, such as zero depreciation cover, no claim bonus protection, cost of consumables cover, etc.
A ₹ 5 coin is the best substitute of tire depth gauge for measuring the remaining tire depth!