Premium starting
at Just ₹2094*
8000+ Cashless
Network Garages**
Overnight Car
Repair Services¯
4.4
Customer RatingsMahindra Scorpio Car Insurance Online
Variants of Mahindra Scorpio Car
Mahindra Scorpio is an all diesel SUV which offers only one choice, a 2.2 litre 4 cylinder, turbocharged engine. The engine comes with two different gear boxes. A five speed manual where the car can get 120 bhp at 4000 rpm and 280 NM of torque is offered with S3+ and S5 variants. The higher tier S7, S9 and S11 variants come with 6 speed manual transmission that generates 140 bhp at 3750 rpm and 319 NM of torque. The other differences among variants are based upon the kinds of kit and gadgetry fitted in the car. The higher end variants get more creature comforts than all other choices.
| Model | Engine | Transmission |
| Scorpio S3+ | mHawk 4 Cylinder Engine, Variable Geometry Turbocharger with Intercooler, 4 valves per Cylinder, Common Rail Direct Injection TechnologySportz 1.1L | 5 Speed Manual |
| Scorpio S5 | 5 Speed Manual | |
| Scorpio S7 | 6 Speed Manual | |
| Scorpio S9 | 6 Speed Manual | |
| Scorpio S11 | 6 Speed Manual |
Types of Mahindra Scorpio Car Insurance HDFC ERGO Offers
As with any other large car, we at HDFC ERGO have developed an all-encompassing offering for the current owners and new buyers of Mahindra Scorpio. For most people, the comprehensive policy options are the best choice because they are a one pack solution which cater to legal and financial aspects of vehicle insurance, though we have all kinds of car insurance policies on sale to meet the different requirements of different people. Our car insurance policies are developed to offer the best balance between the cost of premium and features and protection offered to the customers.
This is our most popular, classic product which offers all round protection in both legal and financial terms. Most people prefer to buy this Mahindra Scorpio car insurance policy because it is a hassle-free single step solution for maximum protection. In this policy, you will get cover for:
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
If you are planning to sell off your vehicle or if you want to keep it stored without any plans to drive for the next few years, you can consider buying a long term third party cover which will run for as long as three years. This policy also offers a significant cost advantage over a one year plan. The cover is same as third party one year car insurance plan, so you get cover for the following:
Personal accident cover
Third-party property damage
Injury to a third-party person
If you buy a new Mahindra Scorpio, it will come with a one year comprehensive cover and third party cover for the next two years. This means that that you need to buy standalone damage cover after your new car policy’s own damage portion expires. Our standalone, own damage cover policy offers protection against:
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
This is your classic single year comprehensive policy but offered for multiple years. You can buy this policy for a duration of as long as three years in one go. The reason this policy is catching on so fast is because people prefer both the cost and convenience advantages it offers over buying the same policy year on year. This multi-year Scorpio car insurance policy includes:
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Mahindra Scorpio Car Insurance
Our car insurance policy is designed to be as feature packed as possible, to offer you the best possible protection at the most affordable prices. We realise that our customers spend a lot of hard-earned money to buy the Mahindra Scorpio, and therefore, we have crafted motor insurance products that cover your car against a wide variety of risks and problems. You get protection for:
Accident coverage
Accidents are extremely commonplace and can cause a lot of damage, leading to costly repairs. If your car gets damaged in an accident, our insurance policy will cover you, and we will pay for the repair costs, subject to depreciation and other terms and conditions.
Natural calamities
Our car insurance policy offers you protection against any case of natural calamity risk, including but not limited to damage caused by an earthquake, flood, snowstorm etc.
Theft
Car theft has always been a notorious crime all over the country and continues to be so. We realise that being a popular model, the Scorpio is particularly at risk. Luckily, Mahindra Scorpio car insurance covers you in case of car theft.
Personal accident
Accident related medical treatment can be very costly and this is the reason why the IRDAI has mandated INR 15 lakhs worth personal accident cover. This is included in the comprehensive policies and comes into play if you suffer any accident while driving the car.
Third-party liability
As per Motor Vehicle Act, you are required to have mandated third party cover which addresses any damage, loss or injury caused to any third party. This is covered in the car insurance policy that you buy from us.
As with any other legally binding contract, car insurance also comes with a few limitations. At HDFC ERGO, we try to serve you as extensively as possible, but there are certain situations that we cannot cover. These exclusions are:
Depreciation
Your vehicle is bound to lose its value with regular usage over time. Such reduction in value is counted as deprecation and not included in the cover.
Fees and taxes paid to the government
When you buy a new car, you pay a lot of taxes like road tax and registration charges, parking charges etc. to the government. These legal charges cannot be covered by a standard car insurance policy that you buy for your Mahindra Scorpio.
Electrical breakdown
It is very important to keep your vehicle well maintained to ensure that it remains in smooth running condition. Failing to get your vehicle regularly checked, serviced and maintained can lead to breakdown of electrical or mechanical components. These cannot be covered by your Mahindra Scorpio car insurance.
Illegal behaviour
Your insurance policy cannot protect you if you are found to be in violation of any traffic or other laws. Accidents caused because of driving under the influence of alcoholic substances are not covered by insurance. Nor is driving without valid documentation.
How to Renew Mahindra Scorpio Car Insurance?
At HDFC ERGO, we are committed to keeping things as simple as possible for all our customers. This is the reason why we tend to use new technology in every possible aspect of our business and customer interaction. By using advanced web technologies, we have developed a simple 5 step policy renewal process.
Step #1Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Mahindra Scorpio Car Insurance from HDFC ERGO?
There are a number of companies that offer car insurance products in India, yet we have been able to carve a special niche in this sector. Our leading position has been built upon the trust of our customers and commitment and efforts of our team towards delivering the best car insurance products and related services. Here are some more reasons to choose us:
Great choice in add-ons
Almost all insurance companies in the market offer policy add-ons which can be used to improve the cover offered by Mahindra Scorpio car insurance policy. Yet most people prefer to come to us because we have a very wide range of add-ons and because we have tailored all our add-ons to perfectly match customer requirements.
Cashless facility
With more than 6700 garages in our cashless network spread across the country, we are well within your reach, no matter where you are in the country. Just take your vehicle to any of our cashless garages and file your claim. You can get your vehicle fixed by paying your part and we sort the rest with the garage on our own.
Simplified processes and procedures
We are committed to keeping all our customer interactions as simple as possible. We understand that by using the new age technologies, we can make car insurance simpler and more useful for our customers. This is the reason why we keep embracing new technology for a better all-round customer experience including online renewals and app-based claims.
Overnight repair service
One key benefit that our customers really like is the overnight car repair service that we offer. For minor problems that can be solved by simple part or panel swaps, we offer this overnight service. File your claim and drop your car at one of our eligible garages. Your car will be fixed by the morning.
Great discounts
Through our policies, you can accumulate as much as 50% No Claims Bonus. It is our way of honouring your efforts at safe driving. We also offer a 5% discount to those who install an ARAI certified anti-theft devices in their car and offer another 5% discount to members of the automobile association.
cashless Garagesˇ Across India
Frequently Asked Questions
Get Motor Insurance for your Car
Premium starts
at ₹20726700+ Cashless
Network GaragesOvernight Car
Repair Services
Car Insurance 
Bike/Two Wheeler Insurance 
Health Insurance 
Pet Insurance 
Travel Insurance 
Home Insurance 
Cyber Insurance 
Third Party Vehicle Ins. 
Tractor Insurance 
Goods Carrying Vehicle Ins. 
Passenger Carrying Vehicle Ins. 
Compulsory Personal Accident Insurance - For Individual
- For Family
- For Parents
- For Senior Citizen
- Global Health Insurance
- Optima Secure
- Optima Secure Individual
- Optima Secure Global Individual
- Optima Secure Global Family
- Optima Super Secure plan
- Optima Super Secure plan Individual
- Optima Restore Family Floater
- Optima Restore Individual
- Critical illness Insurance
- Super Top up Insurance
- Arogya Sanjeevani Policy, HDFC ERGO
- Koti Suraksha
Travel Insurance 
Rural 
Critical illness Insurance 
