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Customer RatingsYamaha FZS Insurance Online
Yamaha Motors have been into producing the best motorcycles that are a perfect fit for Indian roads and serve the needs of millions of Indians. Yamaha FZS is a motorcycle that is being called the most popular model of the company. The new Yamaha FZS is a super comfortable bike that is absolutely made for the city commute. The bike is powered by a 149cc BS6 engine and comes with good ergonomics. Features like anti-locking brake system, e-lock, locate-my-bike function, Yamaha FZS is a good motorbike that comes at an affordable price.
No matter how many safety features your Yamaha FZS may offer, you cannot take it to the roads without having valid motorbike insurance. Apart from the fact that bike insurance is a mandatory document to have while driving it is also necessary so that your bike is safe from all kinds of mishappenings.
Popular Yamaha FZS Variants
Types of Yamaha FZS Insurance HDFC ERGO Offers
No matter what good driving skills you might have, you need to have extra protection when driving on Indian roads. To make sure you and your beloved vehicle are protected at all times HDFC ERGO is here with all the help you need with your bike insurance policy. HDFC ERGO offers the best bike insurance plans and that too at competitive rates. Bow you just have to understand the features of each type of plan and decide which one you would like to have for your Yamaha FZS.
A comprehensive bike insurance plan is one that offers full protection to the bike. This plan is a blend of third-party liability cover and own damage cover and is made for people who use their bikes on an everyday basis. The best part of a comprehensive bike insurance plan is that its scope can be enhanced with the help of add-on covers. Moreover, HDFC ERGO lets you choose your policy tenure for your comprehensive bike insurance plan as per your budget and requirements. The plan includes:
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
A third party bike insurance cover is a mandatory thing to have if you are driving on Indian roads. As per the Motor Vehicle Act of India, if you do not have a valid third-party insurance plan, then you will be charged with penalties. As the name suggests a third party liability cover only protects the bike owner against the liabilities arising from loss, damage, or injury to a third person and/or his property. This type of insurance plan is suitable for a person who does not use his bike on a frequent basis.
Personal accident cover
Third-party property damage
Injury to a third-party person
This is a type of bike insurance plan that is there to offer financial support to the owner in case his bike gets damaged during an accident. A standalone own damage bike insurance cover is generally bought by people who already have a third-party insurance cover and would need some extra protection for their vehicle.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
This is a special bike insurance plan which is recommended for all newly bought bikes. This plan offers one year of full coverage to the bike whereas it offers five years of third-party liability coverage.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Yamaha FZS insurance
Roads are the most uncertain place and you need to be extra conscious when you are driving in a densely populated country like India. Having a good insurance plan for your bike can safeguard you if you land in a troublesome situation. But before all that, you should first know what your bike insurance plan includes so that you know when and where to file a claim.
Accidents
Covers for the damages caused to the bike due to an accident or collision.
Fire & Explosion
Covers for the damages caused to the bike in case of fire or explosion if any.
Theft
Offers financial support to the owner in case the bike gets stolen.
Natural/Manmade Calamities
Damages caused to the bike due to natural or man-made calamities like earthquakes, floods,s or riots.
Personal Accident
Covers for the treatment charges of the owner in case he suffers an accident.
Third Party Liability
Covers for the liabilities arising due to damages caused to a third party person or his property.
Every policy has its own boundaries and therefore cannot offer everything in one go. Similarly, a Yamaha FZS bike insurance plan also has some variables that are not covered in the plan and these are called the "exclusions" of the plan. The following damages are not covered in the Yamaha FZS bike insurance plan offered by HDFC ERGO:
Depreciation
General wear and tear of the bike and depreciation of the bike are not covered by the insurance company.
Electrical & Mechanical Breakdown
The insurance company will only approve your claims if the bike has suffered external damages in an accident or similar incident. If the bike has stopped due to any kind of electrical or mechanical breakdown then it is not the job of the insurance company.
Illegal Driving
No claims shall be entertained if found that the driver was influenced by intoxicants, didn't have a valid driver's license, or performed any illegal activity during driving.
How to Renew Yamaha FZS Insurance?
Renewing your Yamaha FZS bike insurance plan is now the easiest thing you can do online. Follow the given steps to renew your bike insurance in no time:
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Buying a vehicle of your own is like a dream come true for many and when you are buying a premium bike like Yamaha FZS it is your responsibility to protect it at all costs. It's not every day that we buy a bike or bike insurance and thus it becomes very important that we find a good insurance company to cover our bike. The following reasons showcase why you should consider buying HDFC ERGO Yamaha FZS online :
Affordable premium
HDFC ERGO understands that premiums are a major deciding factor for anyone who's looking to purchase a bike insurance plan. This is the reason they offer insurance plans with heavily discounted premiums so that it becomes affordable for all.
Comprehensive coverage for your bike
The comprehensive plan at HDFC ERGO covers all the possibilities where your bike can get damaged. It provides coverage for damages caused to your Yamaha FZS bike during a natural calamity like a flood or due to a man-made reason like a fire. It also helps in the case of theft of the bike. Moreover, it offers the benefits of all bike insurance plans (own damage and third party) in one single plan.
Coverage against accidental damages
HDFC ERGO covers the damages caused to your Yamaha FZS bike during a Collision, transit, or any other similar incident.
Hassle-free and faster claim settlements
HDFC ERGO's AI-enabled tools have made the claim settlement process even faster and easier than ever.
Emergency Roadside Assistance
There happen to be cases when our bikes break down in the middle of the road. In this case, you can call for emergency roadside Assistance, and professionals from HDFC ERGO will be there for your rescue in no time.
A Name You Can Trust
HDFC ERGO is one of the leading names in the insurance sector. With customers across the country, it is a name you can trust.
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