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4.4
Customer RatingsBuy/Renew Hero Splendor Plus Insurance Online
The highest selling commuter bike from the largest two-wheeler manufacturer in the world, Splendor Plus is a staple in the Indian motorcycle market. The iconic rectangular headlamp and bikini fairing are synonymous with the Splendor, since its launch in 1994. Splendor Plus was launched ten years later in 2004, quickly gaining fame for its on-road stability and mileage. Now, the Splendor Plus comes with a BSVI engine with fuel injection and multiple sensors that enhance the ride experience. Its legendary mileage, coupled with low maintenance cost, has enabled it to stay on top of the pack in its segment.
Popular Hero Splendor Plus Variants
Types of Hero Splendor Plus Insurance HDFC ERGO Offers
Owning a Hero Splendor bike also means keeping it in good shape. One way to do so is to avail insurance to ensure you’re not financially stressed in the event of an accident. While a Splendor Plus third party bike insurance is mandatory, it is recommended to opt for a comprehensive bike insurance plan to extend coverage to any damage to your own bike and get financial coverage against theft. Let’s look at the available plans in detail.
If you want all-round protection against damages to your own bike as well as that of third-party person or property, then this is the ideal package for you. You can opt to stay covered for one, two or three years. However, if you want to avoid the renewal hassle every year, we recommend you to secure your Hero Active for three years. Another added benefit of this policy is that you can customise your Hero Active bike insurance with add-ons for enhanced coverage.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is a basic type of insurance that provides you financial protection against any liabilities arising due to damage, injury, disablement or loss caused to a third-party person or property. This is a mandatory requirement to drive on Indian roads and if you are caught without a valid Hero Splendor Plus third-party insurance, be ready to pay a fine of Rs 2000.
Personal accident cover
Third-party property damage
Injury to a third-party person
Any damage to your own vehicle due to accident, theft or calamities – natural or manmade, will be covered under own damage bike insurance policy. If you already have Hero Active third-party liability insurance, this cover will give you added protection.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you have purchased a brand-new bike, this cover will offer one year’s protection against loss to your own vehicle and 5 year’s protection against damage to a third-party person or property.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Hero Splendor Plus Insurance
The coverage depends on the policy that you have opted for your Hero Splendor Plus bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive Hero bike insurance policy will offer protection against the following:
Accidents
Your savings stay intact as we take care of the financial losses arising due to an accident.
Fire & Explosion
Any loss or damage to your bike due to fires and explosion is covered.
Theft
If your Hero Active gets stolen, we will compensate you with the IDV of bike.
Natural/Manmade Calamities
We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.
Personal Accident
You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.
Third Party Liability
We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.
Knowing what is not covered in your Hero Active bike insurance policy will help you to avoid claim rejections. Let’s take a look at the some of the exclusions in your policy:
Depreciation
A standard policy will not cover depreciation of parts unless you have opted for a Zero Depreciation add-on. However, you need to pay extra premium to buy this add-on.
Wear and tear
We don’t provide coverage for natural wear and tear of your bike parts.
Electrical & Mechanical Breakdown
Your policy will not cover electrical or mechanical breakdowns unless you have purchased specific add-ons.
Illegal Driving
Any damage caused to your bike due to illegal behaviour is not covered. Such behaviour includes driving under the influence of drugs or alcohol, driving without a valid driving license, etc.
How to Renew Hero Splendor Plus Insurance?
To enjoy uninterrupted coverage, it is important to renew your Hero Splendor Plus Two wheeler insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Choosing the right bike insurer is as critical as choosing the right bike. Insurance works on the principle of you shelling out a nominal amount of money at the time of buying a bike, or once every year, to ensure that if the time comes, the repair work is done properly and that everything is paid for, either partially or in full. And that is why you need an insurer that is available to assist you 24x7, has extensive presence in your area, and processes your claims without hassle. With over 1.5 crore happy customers and 2000+ cashless garages, HDFC ERGO is well-placed to understand your potential needs.
24x7 roadside assistance
In case of a breakdown, we are just a call away. Our 24x7 roadside assistance will help you to fix breakdown issues, no matter where you are stranded.
Easy claims
Nearly 50% of the claims we receive get processed on the same day. Plus, we offer paperless claims and self-inspection option. Doesn’t it speak volumes about our simple, quick and seamless claims settlement process?
Overnight repair service
With our overnight repair service for minor accidental repairs, you don’t have to wait till the break of dawn to get your bike fixed. You can get your bike repaired overnight without losing sleep and get it back in perfect shape the next morning.
Cashless assistance
Thanks to HDFC ERGO’s 2000+ network garages across India, you will always find a network garage in your vicinity to get your bike repaired.
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