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Customer RatingsYamaha FZ Two Wheeler Insurance
Yamaha India has always been a popular maker of motorcycles in India and built a stellar reputation with its fashion forward and technologically advanced vehicles. The company has seen a lot of success with a lot of models, but their FZ range of bikes has taken it up by a notch due to their smashing looks and legendary reliability. The FZ line-up has been in the market for almost fifteen years now and has been a steady revenue generator for Yamaha in India. Starting with a 149cc engine that has been considered powerful enough for most people and a monocross suspension that works superbly on Indian roads, FZ bikes are a great choice for anyone looking for a unique bike. The bike is also well-received because its weight only starts at 135 kg, making it easy to ride and manoeuvre.
Popular Yamaha FZ Variants
Types of Yamaha FZ HDFC ERGO Offers
If you already own any variant of the Yamaha FZ bike, our comprehensive bike insurance is the one-stop solution for all your needs. You can take it for a single year or two or three years, in case yearly renewal seems like a hassle. This is a simple package deal, which will cover you in case:
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is our offering for your basic Yamaha FZ bike insurance requirement, which means it will take care of your legal compliance. You can choose only this policy if you are looking to sell off your bike, keep your bike in storage or have an immediate shortage of funds. With this policy, you will get cover for:
Personal accident cover
Third-party property damage
Injury to a third-party person
A standalone own damage bike insurance cover comes in super handy when you want to protect your own vehicle against damages caused by natural or manmade calamities, accidents, fires and theft. It covers you when:
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you have bought a brand-new Yamaha FZ bike, this is the perfect plan for you. Along with 1 year’s own damage cover, you get 5 years’ third-party liability cover as well. Which means, for the next few years, you can simply keep renewing the own damage component. This plan covers you if:
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Yamaha FZ Insurance
Our Yamaha FZ bike insurance policy is designed to provide you the best possible cover at the most reasonable price. We try to offer as much as we can in the standard comprehensive bike insurance policy and keep introducing helpful add-ons on a regular basis. Here are the key inclusions.
Accidents
Road accidents are a big problem in India and many people suffer because of these. This is the reason why our bike insurance policies provide adequate cover if your bike gets damaged in case of a road accident.
Policy add-ons
At HDFC ERGO, we offer multiple add-ons that you can buy to improve the scope of your Yamaha FZ bike insurance policy or get cover for certain exclusions.
Theft
In India, bike theft is a common concern and can cause immense financial and mental distress. This is the reason why we provide compensation in case of your bike being stolen.
Calamities
India, being a geographically diverse country, has always experienced different kinds of natural calamities, including floods, earthquakes, snow and hailstorms. If your bike gets damaged in any of these, we will compensate you.
Personal Accident
According to the IRDAI, every owner driver of a motor vehicle is required to carry personal accident cover of INR 15 lakhs, which is to be used in case of hospitalisation because of accidental injuries. This is provided under our comprehensive Yamaha FZ bike insurance policy.
Third Party Liability
Third party bike insurance cover is mandatory as per the Motor Vehicles Act and provides compensation in case a third party suffers injury or property damage due to an accident involving your bike. Not having a third party Yamaha FZ bike insurance policy means you might end up getting a challan from the traffic police.
While our policies are crafted to cover you as much as possible, there are certain situations that we cannot cover, in compliance with insurance related guidelines laid down by the regulators, we have had to exclude certain things from our Yamaha FZ bike insurance.These exclusions are:
Depreciation
With ongoing usage, your bike will experience a decline in its market value. This depreciation is calculated as per a set formula and is deducted while settling a claim. But if you buy a zero depreciation add-on with your bike insurance policy, you won’t have to worry about it.
Regular wear and tear
Regular wear and tear as well as consumables that are used during the lifetime of your bike are not included in the insurance policy. You will need to bear these costs out of your own pocket.
Illegal Driving
As insurance is essentially a contract, it cannot cover anything illegal. So, if you are involved in drunk driving or if you use a private vehicle for commercial purpose or if you are found to be driving without valid documentation, the insurance policy will not cover you.
How to Renew Yamaha FZ Two Wheeler Insurance?
We, at HDFC ERGO, realise that your time is super important. Which is why we keep all our customer interactions as quick and simple as we can. Here is a simple five step process for bike insurance renewal that you can try from home.
Step #1Visit the HDFC ERGO website and select the renewal section
Step #2Fill in necessary details such as city, registration, vehicle, old policy details
Step #3Click on renew button
Step #4Pay online via a secure payment gateway
Why HDFC ERGO Should be Your First Choice?
Affordable premium
You can relax and enjoy a premium reduction of up to 70% on your Yamaha YZF R15 bike insurance policy, as well as a No Claims Bonus of up to 50%.
24x7 roadside assistance
We are only a phone call away in the event of a breakdown. No matter where you are stranded, our 24-hour roadside assistance will aid you in resolving your breakdown concerns.
Easy claims
We process about 80% of the claims we receive on the same day. We also have a paperless claims option and a self-inspection option. No wonder HDFC ERGO's claims settlement process is straightforward, quick, and seamless.
Overnight repair service
You don't have to wait until the wee hours of the morning to get your bike restored with our overnight repair service for small accidents. You may have your bike repaired without missing sleep overnight and have it back in fine condition the next morning.
Cashless assistance
Considering the current digital needs of online payments, we provide services that are completely cashless and secure. Plus, you can always locate a network garage in your area to get your bike fixed thanks to HDFC ERGO's 2000+ network garages across India.
Two Wheeler Insurance for Popular Indian Models
Two Wheeler Insurance for Popular Indian Models
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