Knowledge Centre

Why Buy Overseas Student Travel Insurance ?

So, you are sending your kid to a university abroad. As a concerned parent, there is no doubt that you would have made all the required arrangements to make the stay of your child as convenient as possible. Make sure you have not overlooked the importance of overseas student travel insurance.

The future is not certain and if your child needs medical attention for an injury or a sickness during their stay abroad, they must have financial assistance. Hence, purchasing a student travel insurance plan is an absolute must. 


Benefits of Student Travel Insurance


A student travel insurance plan is beneficial in a number of ways:


  1. Coverage for medical expenses

    Paying for medical expenses abroad can turn out to be pretty expensive. However, by choosing a comprehensive travel insurance for students, you can be sure of adequate coverage for emergency hospital expenses, cost of medicines and surgeries, if required.

  2. Loss of baggage

    In an unexpected event of your child losing their baggage at the airport that includes their important documents, valuables and cash; an overseas student travel insurance plan can help with immediate assistance and an adequate cover to support them.

  3. Delayed flights and emergency evacuations

No matter how well you plan, you can sometimes not run away from unplanned occurrences like emergency evacuation, delayed departures etc. If you have travel insurance for students, your ward does not have to shell out extra cash to pay for the alternate ticket as the expense can be taken care of by the insurance company.


The ideal way to choose the right travel insurance for students is to shop around and compare the best possible rates and benefits across various insurance companies. It is suggested that you evaluate the policies based on coverage and how well the claims are settled rather than the premium to be paid. You can research online and purchase the policy that fits best according to your needs.


HDFC ERGO understands your apprehensions regarding your child going away from home and giving shape to their dreams by taking up higher education abroad. For the same, they offer Student Suraksha – overseas student travel insurance plan that helps you cover for medical emergencies and any other losses that can possibly become a situation of panic and financial burden for your child away from home. The policy comes with a host of benefits and coverage, and also comes at an extremely affordable premium amount so that you can be at peace and your child can be secured in an unknown destination. The policy comes with flexible payments options and terms, and is suitable for students from 16 to 35 years of age. The round the clock customer support helps you with time difference and the student can get immediate assistance as and when they need.


Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.


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