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What You Need to Know About Student Travel Insurance ?

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Travelling abroad for advanced education can be challenging yet fulfilling. However, no matter how efficiently you handle this phase of life, you will need a safety shield to help you in case of circumstances beyond your control.

Travel insurance for students is that safety shield. With ‘HDFC ERGO Student Suraksha’ you have a trusted partner in a foreign land. We strive to provide the utmost convenience to students and assist them through even the slightest unfortunate incidents.

We offer:

• Travel insurance for students in the age group of 16-35 who are planning to study abroad or are already studying abroad

• Worldwide cover from 30 days to 2 years period

• 24*7 HDFC ERGO’s international travel assistance

• No health / medical check-up required

• Option to include covers like maternity, childcare benefits, cancer screening & mammography examinations, and mental & nervous disorders

Here are some of the striking benefits:

• Emergency medical expenses: Student travel insurance covers up to INR 5 Lakh, the cost of all medical expenses in case of an unfortunate accident or unexpected illness.

• Permanent disability: If a student meets an unfortunate accident that causes permanent disability, he/she is entitled to the sum insured as compensation amount.

• Loss of Passport: If you are insured as a student, in case of passport loss, the insurance provider will ensure a hassle free experience of acquiring either a copy of or a new passport.

• Personal Liability: If the student accidentally causes physical or financial distress to a third party, it might lead to a hefty loss of resources as well as emotional trauma. With international travel insurance for students, these personal liabilities can be handled by the insurance provider.

• Bail Bond: In case the student lands in a legal situation leading to arrest or detention by the police, the travel insurance will cover the bail bond.

• Accidental Death: If the student meets with an unfortunate end in a foreign country, the insurance provider pays a compensation amount to the insured person’s family.

• Sponsor Protection: Parents or guardians selflessly strive to pay for the student’s uninterrupted studies but in case of an unfortunate situation wherein the sponsor of the student meets with an accidental demise, student travel insurance will cover the payment of tuition fee.

• Psychological coverage: The stress of studying abroad can sometimes be overwhelming. The student travel insurance covers the cost of treatment of mental and nervous disorders.

• Study Interruption: In case of a medical or personal situation, if the student faces an interruption in studies for a certain period, the insurer pays a compensation amount to secure the student’s well-being.

With HDFC ERGO travel insurance for students, all you need to worry about is your studies and nothing else.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales.