• Introduction
  • What's included?
  • What's not included?
  • Why Choose HDFC ERGO?
  • FAQs

Home Insurance For Housing Society

Before you realise it, your housing society becomes a giant home with hundreds of family members. HDFC ERGO housing society insurance provides complete protection against multiple factors to keep your society safe and secure for generations to come!

Many Homes Insured, under one Insurance

Stay protected for a year
Managing a sizeable society comes with multiple risks and hence calls for special protection. Secure your entire housing society for a year with HDFC ERGO housing society insurance plan. Get the peace of mind with a single insurance that lasts an entire year.
Bigger properties Higher Coverage
Depending on the size of your housing society, you get the flexibility to choose the coverage amount that you think is enough. Choose a befitting number anywhere between 1 lakh to 3 crores and keep the entire society secured against threats.
One insurance; big discounts
What’s better than getting one comprehensive insurance plan that secures your entire housing society? Getting it on a 50% discount! Now secure your assets Read More...
Covers Common Amenities
We know you love your Gym area and Play courts, an untoward fire incident may damage the common amenities and society compound. Worry not, with HDFC ERGO all things get covered.

What’s Included?

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Fire

Just how a fire can’t crumble your spirit, we’ll cover losses that happens to your housing society due to a fire break out.

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Natural Calamities

Did you know that 68% of India’s land is prone to drought, 60% to earthquakes, 12% to flood, and 8% to cyclones? Read More...

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Human Hazards

Troubled times can affect your home as well as your peace of mind. Keep it secure against strikes, riots, terrorism, and other malicious acts.

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Accidental Damage

Any accidental damage to your building and societal amenities, we will cover you. This includes mishaps such as Read More...

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Terrorism Optional Cover

We also provide you optional cover against acts of terrorism for a nominal premium.

What’s not Included?

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Long term plans

We do not offer long term plans for co-operative housing societies.

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Consequential Loss

Consequential losses are losses that are not the natural result of the breach in the usual course of things, such losses remains uncovered

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Cost of land

We understand your land holds value, however our policy does not pay for the cost of land.

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Property under construction

We cover your home where you stay, any property which is not under possession or is getting constructed remains uncovered.

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Willful Misconduct

We ensure that your unforseen losses are covered, however if there's any case of willfully done damage to your property, that remains completely out of the coverage scope of policy.

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Wear & Tear

We understand your property gradually grows old and faces cracks or needs repairs, however an insurance cover shall not offer coverage for maintainaince of the building.

Why HDFC ERGO?

Secured 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements seamlessly, by providing wide range of plans and add on covers for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received the Best Customer Experience Award of the Year and excellence in financial reporting for the year 2016.
Why HDFC ERGO?

Secured 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements seamlessly, by providing wide range of plans and add on covers for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received the Best Customer Experience Award of the Year and excellence in financial reporting for the year 2016.

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Frequently asked questions

Your insurance cover starts from the commencement date indicated on the policy schedule, this could be any selected date (not later than 15 days) after date of payment of premium.
If you have financial interest in the property as owner or leaser then you can insure the property.
Register your claim within 7 days of claim registration and send us a duly signed claim form along with all the mentioned documents within 15 days and you are done. The approved claim will be paid within 30 days.
From the time the transfer of ownership becomes effective, the policy stands cancelled & the insured ceases to be an insured under the policy. We will then refund the premium for the balance insured period.
Surveyor contacts the customer in 48 hours time. Claim form is sent to customer correspondence address within 7 working days time.
Yes, the company will pay a maximum of 1% of the total claims amount for debris removal.
Awards & Recognition
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