Travel Insurance for Indians Travelling To USA

For many, a trip to the US is a dream that they spend nurturing steadily through their growing up years with every Hollywood movie they watch, with every visit from the software engineer uncle who comes home from California with his Nike shoes and iPhone and with every online picture of Times Square, the Statue of Liberty or the casinos at Las Vegas. So when it does materialize, it is only natural that you would have planned for it well in advance, paying attention to the finest details to ensure that all goes well during your dream-come-true!

"Anything that can go wrong will go wrong" – Murphy’s Law

However, Murphy’s Law is always at work and this means that you could either have a flight delay causing you to miss the connecting flight, or you could lose your baggage at check-out or worse still, every traveller’s nightmare, you could lose your passport! 

These are very real possibilities and could take the dream out of your dream trip. HDFC ERGO’s medical travel insurance for USA from India is the best way to guard yourself against these events, ensure you retain your peace of mind and that you and your family get the best out of your time in the US.

Coverage and Exclusions

The travel insurance policy of HDFC is a comprehensive plan that protects you from many possible grievances and inconveniences. Travel insurance covers a wide range of benefits as follows:

  • Emergency medical expenses
  • Loss/delay of checked baggage
  • Loss of personal documents
  • Flight delay
  • Hijack distress allowance
  • Permanent disability
  • Hospital expenses
  • Financial emergency assistance
  • Accidental death and subsequent repatriation

The medical travel insurance in USA plans do not cover pre-existing medical conditions, travelling against physician’s advice, attempted suicide, war, terrorism, pregnancy resulting in childbirth and diseases such as mumps, chickenpox, whooping cough, meningitis, etc. for children under 5 years of age.

How much does medical travel insurance for USA cost?

The premium amount depends on the number of family members, age of the eldest member, duration of trip and trip destination.

The premium for a single-trip individual travelling to the US who is a male around 23 years of age, for a period of 30 days, ranges from Rs 1900 to Rs 4000, depending on your choice from the following slabs – Bronze, Silver, Gold, Platinum and Titanium.

Please visit HDFC ERGO’s webpage for the travel insurance premium calculator that will calculate the premium for the best plan that suits all your needs.

The HDFC ERGO edge!

HDFC ERGO offers a wide range of travel insurance plans for USA from India for you to choose from to ensure that you get the maximum out of your trip to the US. All the best travel insurance for USA reviews point to the same thing. You enjoy the following benefits for choosing HDFC ERGO:

  • Competitive premium
  • Complete coverage
  • 24 x 7 customer support
  • Secure transactions
  • Transparency
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