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Frequently Asked Questions

Now you can protect your entire family with Personal Accident Insurance against accidental injuries. The policy provides the benefits to you and your family, for Accidental Death, Permanent Disability, Broken Bones, Burns due to an accident. It also provides benefit of Ambulance cost and hospital cash.
You can include your spouse as well as two dependent children under the Family Plan.
Yes, you can include your dependent parents up to 70 years. Personal Accident Insurance provides add on benefits for your dependent parents with an affordable flat rate. Now you can give back a small measure of the love and concern they showed for you.
HDFC ERGO offers you a wide range of Sum Insured, from Rs. 2.5 lakh to 15 lakh with four plan options to choose.
  1. Self Plan
  2. Self & Family Plan
  3. Self + Dependent Parents Add-on.
  4. Self & Family Plan + Dependent Parents Add-on
Dependent child means an unmarried dependent child residing with the insured person between the age of 3 months and up to 18 years or up to the age of 21 if in full time education
Personal Accident Insurance is open to everyone from the age of 18 years to 65 years.
You can make a claim by calling 022-6234 6234 (Accessible from India only) or 022 66384800 ( Local / STD charges apply). We will then assist you with the submission of the documents required and the process will be completed within 7 working days, once all the required documents are submitted.
The policy will commence within 15 days from the date of receipt of form & premium payment.
The best part of this policy is that it has hassle free documentation. All you need to do is fill the complete proposal form with relevant details and sign it .Tick any one plan and attach a cheque or fill the credit card details in the form.
Pays 10 % of Sum Insured upto 50,000(for dependent parents), if an accident results in broken bones.
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