Critical Illness Insurance provides you and your family, the additional financial security on diagnosis of a critical illness. The policy provides a lump sum amount which could be used for: Costs of the care and treatment Recuperation aids Debts pay off Any lost income due to a decreasing ability to earn Fund for a change in lifestyle.
The company will pay the Sum Insured as lump sum on first diagnosis of any one of the following Critical Illness, provided that the Insured Person survives a period of 30 days from the date of the first diagnosis.
following Critical Illnesses are covered under our plan:-
1. Heart Attack (Myocardial Infarction) 2. Coronary Artery Bypass Surgery 3. Stroke 4. Cancer 5. Kidney Failure 6. Major Organ Transplantation 7. Multiple Sclerosis 8. Paralysis
The best part of this policy is that you do not require to submit any documentation. All you need to do is submit a duly signed and complete proposal form with relevant details. Choose the Sum Insured and pay vide a cheque or fill
the credit card details in the form.
Any condition, ailment or injury or related condition(s) for which insured person had signs or symptoms and/or was diagnosed and/or received medical advice/treatment within 48 months prior to your first policy with the company.
Disease means a pathological condition of a part, organ, or system resulting from various causes, such as infection, pathological process, or environmental stress, and characterized by an identifiable group of signs or symptoms.
In case of a claim under the Policy, you should immediately intimate us on our helpline numbers. On receipt of the intimation, we would register the claim and assign a unique claim reference number which would be communicated to
the Insured which may be used for all future correspondence.
The Insured shall arrange for submission of the following documents required for processing of claim within 45 days from the date of Intimation.
1. Duly Completed Claim Form 2. Original Discharge Summary. 3.
Consultation Note/ Relevant treatment papers. 4. All relevant medical reports along with supporting invoices and doctors requisition advising the same. 5. Original and Final hospitalization bills with detailed breakup. 6. Pharmacy Bills along with prescriptions. 7. Any other documents as may be required by the Company.
On receipt of claim documents claim will be processed in accordance with the terms and conditions of the