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Student suraksha travel insurance policy FAQs

Is there any age limit to purchase Student Travel Insurance by HDFC Ergo?

Students between 16 to 35 years planning to study abroad can purchase the policy.

I am going for a short term course of 6 months. Can I buy student travel insurance?

Yes, the policy provides worldwide cover from 30 days to 2 years.

Under student travel policy if policy is issued for 2 years the SI is applicable on yearly basis or over all?

The coverage is for the entire policy duration.

If student is already abroad can buy Student travel policy?

No. Your policy start date & purchase date cannot be later than your trip commencement date.

Can I buy student travel policy if declare Pre-existing Disease?

Yes, you can buy Student travel insurance if you declare Pre-existing Disease. However, policy excludes medical expenses due to Pre-existing Disease condition.

What do we cover under Sponsor protection under Student Travel?

In case of accidental death of the sponsor, tuition period for the remaining period will be reimbursed up to the max limit as mentioned in the policy schedule.

What is covered under Study Interruption?

In case your study gets interrupted due to prolonged hospitalisation of more than a month due to injury or sickness, or due to accidental death of the sponsor, thereby leading to discountinuation of studies for the remaining semester, then the advance tuition fees paid to the educational institution will be reimbursed minus actual refunds.

What is covered under Compassionate Visit?

In case the insured gets hospitalised for more than 7 consecutive days, and no adult family member is present to attend to him/her, the company will arrange round trip economy class air ticket for one immediate family member. This is upon confirmation from our panel doctor that a companion is required attend to him /her.

Are there any add-ons that are available under Student Travel Insurance?

Yes, Add-on coverage as 'Plus Plan' is available. It comprises of hospitalisation expenses related to pregnancy, treatment of Mental & Nervous Disorders including alcoholism & drug Dependence, Cancer Screening & Mammography Examinations & Childcare Benefits.

I already have a student travel insurance for one year can I extend it further since I intend to take up another course in the same university?

You can extend the policy multiple times upto 2 years from the initial policy start date.

How can I pay my policy premium?

You can pay your policy premium through debit & credit card issued by your bank, internet banking, wallet/cash card, EMI, UPI (GPay, PhonePe, Paytm, etc.), QR code. Please note, we do not accept payment through any club card or diners' card.

Student Suraksha Travel Insurance Policy Faqs