Knowledge Centre

Things To Know Before Buying Scooter Insurance

Published on July 26, 2019. EST READ TIME: 5 MIN

For shorter drives in both urban as well as rural segment, scooters have carved its niche amongst the daily commuters. Undoubtedly, scooters are fuel efficient and easy to ride, which makes it a prominent choice for female riders and daily commuters. Be it a quick ride to the grocery store or everyday ride to office, this two-wheeler is bound to give you the right speed and edge against stubborn city traffic. Additionally, the storage space helps in carrying essential goods while riding. Thanks to the size and manoeuvrability, a scooter is indeed your partner in miles.

It’s true that scooter is a very convenient mode of transport, however riding on the roads invites certain risks and uncertainties too. To secure your everyday ride from accidents or unforeseen incidents on road, it’s advisable to opt for a two wheeler insurance cover. By law, it is mandatory to have a third party liability cover. This cover only offers you a protection against damage caused to any person or property by your scooter; however it’s not a sufficient cover as it does not cover expenses related to own damage (major or minor) or protection against theft or total loss. Hence, it is highly recommended to have a two wheeler comprehensive cover, which not only covers financial loss arising due to damage of the insured vehicle but also covers the third party liabilities to any person or property by your two-wheeler.

To offer an all-round coverage against possible risks on road, HDFC ERGO General Insurance offers comprehensive two wheeler insurance. This plan for scooter is uniquely designed to offer a wider cover at attractive premium rates. Buy your scooter insurance policy online from the comfort of your home. You can not only make the premium payment online but also download the policy document instantly.

Scooter Insurance renewals

Scooter insurance renewals would help in delivering continuity benefits and enjoy a safe ride every time you step out. Renew your scooter insurance instantly by clicking here.

It is always advisable to renew before expiry, in case your opt for renewal post expiry it goes as a break in case.

This blog has been written by

S. Gopalakrishnan | Motor Insurance Expert | 40+ years of experience in insurance industry

A veteran in insurance industry. S. Gopalakrishnan is a name to reckon with in the field of reinsurance, he has headed the Reinsurance department and has rich experience in other fields of motor insurance. He loves to share his opinion on latest topics in the insurance industry and how he can help people in safeguarding their assets using insurance products.

S. Gopalakrishnan recommends "HDFC ERGO for your vehicle insurance needs, it has always put customer’s interest at the forefront, with round the clock assistance to deal with emergency breakdown issues and hassle free claims process. You can be assured of complete and reliable guidance through the whole process".

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