Posted on: May 28, 2019 | | Written by:

Homecare Tips For All Seasons

Published on May 28, 2019. EST READ TIME: 3 minutes

Homecare Tips For All Seasons – Home Insurance

Being a homeowner is indeed fulfilling. While the rewards are many, it also brings with it a lot of responsibility and a seemingly endless to-do list. And in a country like ours, where most of the regions see a variety of seasons, it is essential to have a complete understanding of all seasons homecare.

Different seasons such as the scorching summers, cold winters and mischievous monsoons, affect homes in different ways. And though yearly maintenance and regular upkeep may seem overwhelming, by taking some smart and practical preventive measures, you can significantly reduce the damaging effects of heat, cold and moisture on your ‘home sweet home’.

Here’s hoping that the homecare tips given below will help you in the upkeep of your house during all of the seasons.

Summer Homecare Tips

Beat the scorching heat of the summer season with the right homecare tips. Along with the tips, you must also purchase home insurance so you have the required financial coverage during times of mishaps like fire, theft, etc. Here are some quick tips for summer homecare:

1. Keep the windows clean

Regularly cleaning the window screens is essential. If there is too much dirt and dust, you may replace the screen with a new one. Also, all the windows must fix properly so there is heat control inside the house.

2. Doors Maintenance

Check if all the doors close properly, especially the ones that face outside. Twisted door edges or the ones that don't close properly may hinder temperature control inside the home.

3. The paint

The exterior paint of your house needs to be a good one for summer. UV protection paints help a lot in saving your home from overheating.

4. Cooling machines

Air conditioners and fans are essential units for summer. Before the season begins, clean the fans and get the servicing done for ACs.

5. Plants

Plants inside the house not only creates an aesthetic aura but also keeps the surrounding fresh and cool. There are various indoor plants like snake plants, areca plants, etc. that you can welcome home.

Monsoon Homecare Tips

Monsoon season needs a different set of care for your house and lifestyle. Here are some monsoon homecare tips:

1. Waterproof paint

Rainy season is probably one of the most beautiful seasons and simultaneously it also requires you to be extra careful. Damp is a common effect of trapped moisture that might hike during monsoon season. So, using waterproof exterior paint can help prevent seepage of water inside the house.

2. The roof

To hinder the seepage of rainwater through the roof, you may apply multiple layers of elastomeric coating on the roof. Also, trim any nearby leaves of the tree that may accumulate water on your home's roof.

3. Drainage maintenance

Make sure to clean all the drainage prior to the onset of the monsoon so that extra water can easily pass through it. Blocked drainage will lead to waterlogging.

4. Electricity check

Check for any damaged or faulty electric connections. This is because rain can cause further damage to broken wires and may hurt anyone nearby, be it humans or birds.

5. Furniture and curtains

Allow maximum light inside the house during the rainy season and so, try to install lighter curtains. Furniture exposed to rain may get damaged. You may apply a coat of varnish to protect them. Also, keep the furniture away from the walls to avoid any stains on the wall.

6. The closet

Wooden closets/ furniture are prone to poor odour during monsoon season. Placing camphor and cloves at different places in the closet will keep away such odour.

7. Essentials

Keep certain monsoon tools ready like an umbrella, raincoat, rain cap, and waterproof shoes/boots, so that along with you the interiors can be safe too. Also, the doormat must be sturdy enough to catch maximum water when you scrub your feet on them when coming from outside. Monsoons often bring them electric issues, therefore make sure your home insurance is renewed well in advance so that you can ensure maximum safety.

Winter Homecare Tips

Winters require you to bring back all the warm clothes, tea and coffee, and also quick homecare tips to avoid winters affecting your house. Here are some quick tips:

1. Keep heating systems active

If you live in a place that suffers shooting winters, you must keep various heating systems active. It includes blowers and room heaters for rooms, water geysers for bathing purposes, kettle for quick warm water to drink. Clean these items and keep them ready for use.

2. Insulate the pipes

If you live in hilly areas, the pipes may get frozen and burst causing further damage. So, identify the pipes at risk and insulate them for better protection. Pipes in the garage or basement are often the most affected.

3. Seal doors and windows

The cold waves entering through windows and doors can push down the temperature of your house. So, keep them sealed properly and install heavy curtains.

FAQ's

1. Is it mandatory to buy home insurance in India?

No. It is not mandatory to buy home insurance in India. However, having one will help you in times of need.

2. I live in a rented apartment, do I still need home insurance?

No. Property insurance for a rented apartment is not mandatory. However, having the right coverage is highly recommended.

3. What damages are covered under home insurance?

Coverage depends on the type of insurance that you have opted for. Typically, the following damages are usually covered under home insurance.
Compensation for the damage:

• To the structure of your house

• To personal belongings inside the house

• To a third-party person or property

• Living expenses in case you need to shift to a new place due to damage to your house.

Conclusion

There is no denying that regular maintenance of your house can improve its livability as well as longevity. However, protecting your home is more than that. You need to also invest in a suitable home insurance policy that can help you safeguard your home from natural as well as man-made perils. Your home is after all a big investment, not just financial, but emotional as well.

Disclaimer : The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales

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