How to buy health insurance online ?
Health insurance is a financial instrument which enables individuals and groups to safeguard their health from the perils of disease and sudden ailments.
It is for this reason that health insurance policy has become indispensable in today’s time and age. There has been as drastic change in the time with which one can purchase health insurance & secure himself/herself. No need to fill up the long proposal forms and invest precious time in getting the desired policy. Health insurance can be bought online from the comforts of the home or office premises. There are a few simple and easy steps that one has to perform in order to buy health insurance policies online, which are outlined below:
Step 1: One needs to log on to the internet and visit www.hdfcergo.com and navigate to the health insurance section.
Step 2: Under the health insurance section, there are two types of policies available, Health Suraksha and Critical illness.One needs to carefully choose between the two policies based upon the requirement and the scope of coverage that each policy extend.
Step 3: After you have selected the type of policy that you would like to purchase, the next step is to click on the buy online tab which will direct you to a secure webpage. Continue further only if your browser is in a secure mode, as you will be providing critical information.
Step 4: The next step will allow you to determine the insurance premium that you will be required to pay for the policy coverage. The Health insurance premium calculator will require key details such as types of insurance i.e. individual/family, floater, desired sum insured and date of birth of the applicant in order to arrive at the premium amount.
Step 5: The next step entails the filling of personal details such as name, correspondence address, contact details and a history of ailments or diseases.
Step 6: This will lead to the secure payment gateway, wherein you make the necessary payment in lieu of the policy that you have selected and Voila! You are the proud owner of a health insurance policy.