Knowledge Centre

Why You Should Have A Third Party Insurance Policy ?


What is a third party car insurance?

While comprehensive insurance  provides complete protection to your vehicle, a third party car insurance means it covers you only for the liability caused due to your vehicle’s participation in an accident that caused damage, injury or death to the third party.


How to get a Third Party Insurance

Comprehensive policies in India also include a third party cover to deliver both benefits to the insured, HDFC ERGO has options available to purchase a standalone third party insurance. However, it is always recommended to buy a comprehensivepolicy which has an inbuilt third party insurance policy.


Why should you take a third party insurance?

It is a mandatory by law to buy a third party insurance policy and without which one cannot drive the vehicle on road.

What you should know about Third Party Insurance

It is important that you read the policy documents carefully for specific terms and various policies available. The features of third party insurance are cited below :

  • Death or body injury to third party
  • Damage to a property owned by third party
  • Personal accident cover for owner driver &for passengers travelling inside the car


Hence it is important that you buy third party insurance carefully in order to keep your drives stress free. . The good news is that now you need not take the pains to visit the office of an insurance company or look out for agents. You can buy your HDFC ERGO’s third party insurance online by simply logging on to the company website and filling up the form. It is not only easier, faster and hence more convenient but also comes at a cheaper premium. So, what are you waiting for? Get your insurance now and secure yourself and your car from any unexpected expenses!


Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.


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