Posted on: Jun 12, 2025 | 3 mins | Written by: HDFC ERGO Team

Bajaj Platina Price & Specification

Bajaj Platina Price & Specification

The Bajaj Platina has remained a reliable brand in the Indian commuter motorbike market, where its value and performance make it a reliable brand. It exists in two primary avatars, the Platina 100 and the Platina 110, with fairly different engine displacement and features. The on-road price today is anywhere between ₹66,900 – ₹74,200, making it one of the cheapest options for daily use. From short distances or long hauls, it copes with both with surprising ease.

Beneath that rather humble frame is a 102 cc or a 115.45 cc engine that can provide 8.6 PS power and nearly 70–73 kmpl of fuel mileage under real conditions. ComforTec suspension soaks up bumps. Most riders’ suits have a seat height of around 807 mm. Drum brakes-front and rear, guarantee consistent braking capabilities.

On the Bajaj Platina insurance front, you can choose from third-party bike insurance or go for a comprehensive bike insurance policy. And if you’re considering an electric conversion in future, it’s worth noting that many insurers now offer electric bike insurance too. Let us delve into all this in detail.

Price and Variants

Two variants. That’s it. Simple choice. The Platina 100 launches at an average ex-showroom price of approximately ₹66,913, while the Platinum 110 sets off at around ₹69,301. On–road numbers are different for every city, but the average buyer pays between ₹68,000 and ₹74,214. It’s a little bit more than an entry-level CT model, but it has real value. You get an electric start option, too, if you prefer.

Colours are modest: Dual tone black with splashes of red, gold, blue or silver. If understated things are what you like, the Platina is right up your alley.

Engine and Performance

Under the tank, the Platina 100 receives a 102 cc BS6 engine of 7.79 bhp and 8.34 Nm. The Platina 110 takes things up a notch with a 115.45 cc engine, 8.6 PS power & 9.81 Nm torque. Both engines find a resting place in a four-speed gearbox. No over-engineering here. Simply spoke of a reliable powertrain made for everyday riding.

Power delivery is calm. You don’t get wild surges. It’s linear. Perfect for congested city streets. The Platina won’t embarrass itself even if you are carrying a pillion or a little load.

Mileage and Comfort

The fuel economy is one of the distinguishing factors. The owner reported figures range near 70–73 kmpl (actual). That is a lot of money saved on the fuel bills. Bring it along on your daily commute or that weekend ride. In either case, petrol pump stops are few.

Comfort is offered by ComforTec suspension. In other words, both front and rear shocks are engineered to absorb potholes and speed bumps. The seat is wide, and it is soft. Footpegs are provided for an upright stand. Even after an hour in the saddle, you will not feel morose. Short rides. Long rides. Both feel friendly.

Safety and Braking

Drum brakes in front and back make things simple. The coupled braking system (CBS) is delivered as standard, connecting both wheels during hard braking. It offers stable, predictable stops. There’s a lack of ABS at this price point, but drum brakes with CBS still do their job.

Tyres are skinny but not sporty for traction, and for efficiency. You will feel the boundaries if you try too much. But for a commuter, that is hardly needed. The Platina is confident when brakes operate in city traffic or on rough tarmac.

Price Implications for Insurance

When you buy your Bajaj Platina, factor in Bajaj Platina insurance costs. For a commuter like this, third party bike insurance is mandatory by law. It covers damage incurred to other people. Premiums start low.

But many riders opt for comprehensive bike insurance instead. That is direct third-party liability and own damage of your Platina. Premiums are slightly above ₹2,500–₹3,500 a year for a Platina 110 with add-ons such as roadside assistance as well as a zero-depreciation cover.

Insurance Options Explored

1. Third-Party Bike Insurance

This is the basic plan. Cheaper. Meets legal requirements. Covers only third-party liabilities. You end up paying more if a claim is made.

2. Comprehensive Bike Insurance

A step up. Offers third-party damage coverage as well as the reparations you will incur for your bike in case it sustains damage after an accident, theft or natural calamities. Premiums are higher. But it provides peace of mind.

3. Add-On Covers

You can attach consumables cover, zero-depreciation, engine protector, etc. Ideal if you are using rough roads. Everything adds a small amount to the base premium. They can save a lot if you file a claim, though.

4. Bajaj Bike Insurance and Two Wheeler Insurance

A large number of insurers have tied up plans with Bajaj. These come branded as Bajaj bike insurance products, with benefits like faster claim servicing at authorised Bajaj service centres. You can also find generic two-wheeler insurance plans from other insurers. Search around for the best premium and service quality.

5. Electric Bike Insurance

If you ever consider swapping to an electric Platina clone or conversion kit, note that electric bike insurance policies now exist. They cover your battery, motor and electronics – items which third-party and comprehensive plans don’t traditionally cover.

Ownership Experience

Owners praise the mileage. They love the low upkeep. Spare parts cost peanuts. Service intervals are long, 5000 km oil changes. The local mechanics know these bikes too well, hence the labour charges remain low. Riders say, “It feels like an old friend” often. And they stick with it.

Resale values remain healthy. Even after 5 years, you can sell your bike for 50 –55% of its ex-showroom value if it has been well maintained. That’s rare in this segment. However, the toughness of the Platina appeals to the market of used bikes.

Conclusion

Glamour is not what the Bajaj Platina is all about. It has to do with the work every day. It’s agile, frugal and fuss-free. The 100 or the 110 case is a case of power vs price. Neither will disappoint for mileage or comfort.

And remember to sort your bike insurance before you hit the road. Whether you pick third party bike insurance or a full-blown comprehensive bike insurance, plan, you’ll ride with confidence. For Bajaj fans, look into Bajaj bike insurance; for broader choices, compare two-wheeler insurance offers online. And if an electric future beckons, electric bike insurance is ready.


Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.


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