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2 Reasons Why You Should Get a Bike or Scooter During this Pandemic

As the COVID-19 pandemic continues its spread across the nation, the importance of having a personal transport in the form of a bike or scooter is becoming increasingly relevant. If you already have a two-wheeler or are planning to buy one, an important aspect to consider is a bike insurance policy. Available in mostly two forms: comprehensive insurance and third party insurance, having either of these is mandatory to drive a two-wheeler on Indian roads. Along with the legal mandate, having bike insurance provides the vehicle owner with an umbrella of protection, thus increasing its importance further.

In today’s article, we will talk about why a bike or scooter is a better alternative to public transport. Let’s get started.

Why is a Two-Wheeler a Better Alternative?

When the nationwide lockdown was announced in India, one of the several aspects highlighted by the government was the risk associated with travelling via public transport. With travelling via public transport out of the question, the obvious choice for most individuals was to avail their own two-wheeler and rightly so because the advantages clearly outweigh everything else.

Two of the most significant advantages of a two-wheeler, which makes it a better alternative as compared to public transportation are as mentioned below:

  • Safety: One of the first and most important concerns of individuals is safety while travelling, especially amidst the COVID-19 pandemic. Travelling in a private two-wheeler is much safer as compared to public transportation simply because you are the only one who will be travelling most of the time. Therefore, making it easier to maintain social distancing norms and also avoid crowded places with ease.

  • Convenience: One common grievance associated with public transport is the lack of convenience. Any form of public transportation generally has a pre-set schedule, which is often not suitable for everyone. The vehicle will have a fixed route, and since multiple passengers will board and deboard a number of times, the amount of time required to reach the destination is significantly higher. On the other hand, with your own personal transportation, you can reach your desired destination in the quickest time possible.

Conclusion

When you are purchasing a bike or scooter as an alternative to public transportation, one of the most important aspects to remember is the need for proper motor insurance on your vehicle. As we mentioned earlier, having the right insurance cover for your vehicle will not only save you from the damages that occurred due to other individuals, but also protect you against accidents and other unforeseen scenarios.

However, before you go ahead and purchase a motor insurance for your vehicle, make sure that you understand the two types (third party insurance and comprehensive insurance) available and also the extent to which they will cover damages to your vehicle.

All the best!

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

This blog has been written by

Mukesh Kumar | Motor Insurance Expert | 36+ years of experience in insurance industry

A veteran in the insurance industry, Mukesh Kumar has the expertise of handling various functions like Business Development, Underwriting, Claims, Human Resources, Quality Management and Marketing. With rich knowledge of the industry, he loves to share his views on topics of insurance sector and takes special interest in educating people on advantages of having insurance.

Mr. Mukesh Kumar recommends "getting your two wheeler insured from HDFC ERGO, a brand serving more than 1 crore+ customers. With overnight repair services and more than 6,800+ network garages, you can be assured of help in event of any damage to your vehicle

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