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Why you should think about a travel insurance policy ?

Many people believe travel insurance to be an unneeded expenditure that adds burden to their travel budget. They don’t realize the importance of having travel insurance until you are stuck in a foreign land with no help.

Here are a few reasons why you should think about a travel insurance policy before travelling overseas:

  • Getting Emergency Help Overseas

    Several people experience some or other kind of trouble when overseas. Having the right travel insurance medical is critical to ensure you get help there. For example, if you fall ill or have an accident when abroad, having a travel insurance will ensure that you get the required medical care immediately. It also ensures that you are moved to a better medical facility within that country or your home country as needed.

  • Dealing with Hefty Medical Expenses

    In many countries, medical treatment for non-residents can be quite expensive. Especially if you are travelling to USA or Europe, the cost of any medical treatment can range anything from $75000 to $300000 depending upon the severity of the matter. Your travel insurance medical policy might not reimburse you for any treatment cost or medical expenses incurred overseas. In such situation, a travel insurance will help you pay for your hefty medical expenses.

  • Covering Trip Disruptions

    When you are travelling there are so many things that are beyond your control, such as flight deals, natural calamities, terrorist attacks, and so on. Without travel insurance, this disruption can cost you a fortune. Sometimes, you not only lose money already spent but you might have to pay for new bookings too!

    A travel insurance policy will cover all the above-mentioned losses and many other things so that you are secured and your money is saved even if something goes wrong during the trip.

  • Reimbursement for Losses

If your luggage is lost or damaged during the transition or is stolen while on the trip, it can deliver a serious financial blow to your travel budget. And if you do not have a travel insurance, you will have to pay for every required item from your pocket.

This is one of those situations when having the right travel insurance will fetch you reimbursement for your losses and expenses. That means whether it is an airline blunder or a theft, you won’t lose money.

Best Travel Insurance Policies at HDFC ERGO

Now that you know the importance of having travel insurance, log on to to find out about the best travel insurance plans. HDFC ERGO offers a wide range of travel insurance plans ranging from multi-trip policies to Pay per Day travel insurance plans so that you can choose the best value insurance as per your requirements. With zero documentation and paperless approval, getting a policy with HDFC ERGO is extremely easy!

Disclaimer: The above information is for illustrative purpose only.  For more details, please refer to policy wordings and prospectus before concluding the sales.

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