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Stay safe in Maldives with international travel policy

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Published on May 21, 2021. EST READ TIME: 3 minutes

Few places on Earth provide consistently stunning white-sand beaches and azure waters. Maldives, with nearly 1,200 islands dotting the Indian Ocean, and drawing well over a million visitors each year, unquestionably tops the list. Sitting atop underground mountains, Maldives is also one of the world’s lowest-lying nations, with a unique topography and marine biodiversity.

Swimming with manta rays and sharks, exploring vibrant coral reefs and underwater caves, and enjoying the thrill of water sports are all available just a short swim from your luxurious hotel. Unlike other destinations, this tropical paradise offers a unique thrill in terms of transportation – seaplanes.

If you want to spend an opulent holiday in a country with no connecting roads, seaplanes can transport you from one island to another. However, the Maldives is more than just an expensive luxury destination. With the development of local guesthouses, it is no longer just for the rich and famous, but also for budget travellers seeking an idyllic destination.

Travelling to Maldives requires a visa, which you can avail free of cost upon arrival. While international travel insurance is not a mandatory requirement in Maldives, it is still highly recommended that you obtain one whether you are travelling alone or with family in order to protect yourself financially.

Here are some of the reasons why you should get international travel insurance when visiting Maldives:

1. Trip modifications

   Flight delays, or cancellations at the last minute can be a stressful, leading in additional outflows of cash for accommodations or rescheduling of travel plans. Extensive stays as a result of medical emergencies can also be a monetary sinkhole. A travel insurance policy can help keep financial stress at bay in such scenarios by reimbursing you for expenses and providing easy, cashless assistance for lodging.

2. Baggage loss/delay

   Baggage delays, just as you are getting into the holiday spirit, can be annoyingly deflating. In such circumstances, your travel insurance policy will reimburse you for the essentials you buy until your luggage arrives. In case of baggage loss, you will be compensated, allowing you to spend your vacation shopping more enthusiastically.

3. Loss of passport/cash

   When travelling to a foreign land, your passport is likely the most important document on your person. In case you lose your passport, the insurance provider will compensate you for the cost of procuring a new or temporary identification document. Even if you are a victim of robbery or dacoity, you will be compensated.

4. Emergency medical/dental expenses

   Medical emergencies rarely come with a warning sign. And when they do happen - it’s sudden, putting a strain on your finances. Cashless treatment and the petty expenses you incur daily as a result of your medical emergency, all will be taken care of seamlessly by your insurance provider. Sometimes, circumstances beyond your control make it difficult to reach a medical facility, in which case evacuations will be borne by your insurer.

5. Permanent disability/death

   In the unfortunate event of an accident resulting in permanent disability or death, a lumpsum compensation is provided to your kin to help them in the immediate aftermath. The insurer will even the cost of transferring the mortal remains to your family.

6. Pandemic

Especially during a global pandemic, an international travel insurance policy assumes even more significance because there is always the risk of you or your family becoming infected. In such cases, your insurance policy will cover the necessary medical procedures to ensure your and your family’s safety. 

Conclusion

An international travel insurance policy acts as a financial safety net, allowing you to tide over unforeseen and unfortunate events during what should be a relaxing activity. Holidays are supposed to be a time to relax and unwind from the stresses of everyday life. You can be wise and truly enjoy your holiday, worry-free, while sipping drinks and soaking in the sun.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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