Knowledge Centre

Benefits of having a family travel insurance policy

"Travelling in the company of those we love is home in motion."

-Leigh Hunt

In the hustle and bustle of our daily lives, we sometimes forget that we need to take a break and spend some quality time with our family. Life can get very monotonous if we get too caught up with the 9 to 5 hustle at the workplace, the never-ending chores at home and the responsibilities of family life. An all-family vacation can help everyone in the family to unwind, refresh their minds and bring everyone closer.

During such family trips, it is important to protect those you love from any untoward incidents. Travel insurance protects you from the risks of unexpected accidents, sickness, loss of baggage/documents and changes in flight plans. Travel insurance benefits allow you to travel the world with complete peace of mind.

Untoward incidents end up causing a lot of distress for the entire family, wreck the travel itinerary and bring down the mood of the vacation. Unexpected sickness could mean that you would have to end up shelling a lot of money towards hospital bills which tend to be outrageously expensive in a foreign land. Loss of passport and documents are a serious issue which could cause you and your family to run into trouble with immigration authorities.

Travel insurance for the whole family!

Insurance companies offer floater plans for travel insurance family cover. Usually, these plans provide coverage for the spouse, children and dependent parents. The eligibility age for adults is 18 to 60 years whereas for children is between 3 months and 21 years of age. International travel insurance benefits ensure that these floater plans provide coverage to your whole family no matter which part of the globe you find yourself in.


Travel insurance family cover is as listed below:

  • Emergency medical expenses

  • Hospital cash

  • Permanent disablement

  • Accidental death and repatriation

  • Loss of baggage and/or personal documents

  • Hijack distress allowance

  • Medical evaluation

Travel insurance will not cover liabilities due to war, terrorism, non-adherence to medical advice, intoxication or criminal acts.

HDFC ERGO offers a wide range of family floater plans for you to choose from. With an amazing network of hospitals and travel channels across the world, the travel insurance experts at HDFC ERGO can assure you that no matter what part of the world you decide to go to for your vacation, they will always have you covered. So, what are you waiting for? Go on and take your family on that dream vacation they have always been talking about!

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