Knowledge Centre

This Diwali go beyond decoration, and secure your home with home shield cover

Diwali, the festival of lights and celebration is around the corner and people across the country are excited. And why not! Diwali is not just any festival. It is the festival that brings along lots of happiness and enthusiasm.

From making sweets at home to buying gifts for loved ones, from performing puja on Diwali eve to bursting crackers, Diwali is a huge festival with many events combined in one.

One of the most important phenomena that mark the arrival of Diwali is the annual (deep) cleaning of the home.  Every Indian follows this annual ritual to clean every nook and corner of the house to make it clean-enough for the arrival of Goddess Lakshmi. The doorway is adorned with lights and a beautiful rangoli to welcome the goddess and bring in positivity.

While we all take special care to make the interior and exterior of our house Diwali ready, we often overlook a very important aspect of safeguarding our homes against perils that could completely destroy our safe haven. This Diwali let us ensure financial security for our home by buying a home insurance policy.

We often associate insurance with  only car, health and life insurance policies and deem a house insurance policy to be unimportant. However, this is far from true. Insuring your house is as important as insuring these other things and more.

What is Home Shield Insurance?
A home shield insurance policy is an all-inclusive policy that covers your house in case of natural and human triggered calamities. It covers your house in case of disasters such as lightning, storm, flood, earthquakes, typhoons, etc. It also provides coverage for fire, riots, thefts, burglary, mechanical and electrical breakdown, etc.

A home shield insurance policy also doubles up as fire insurance, which makes it all the more valuable at the time of Diwali when the chances of fire accidents are quite high.

Typically, there are two types of home insurance policies. While a basic policy covers the building of your house, a comprehensive policy also protects all the contents of the house including precious and expensive belongings like jewellery, furniture, and electrical goods.

Benefits of Home Shield Insurance

There are many benefits of having a home insurance policy. The most important benefit being the financial aid it provides to rebuild your house in case of a calamity. It provides you with living expenses while your house is being repaired/renovated. If you have a comprehensive policy, then you will also get reimbursed for belongings that got damaged in case of a mishap.

And most importantly, a home insurance ensures that your house is covered and gives you peace of mind in case of an untoward event like theft or fire.

The Perfect Diwali Gift

This Diwali, give a break to the traditional gifts of sweets, clothes and jewellery, and opt for something that is useful. A home insurance is one such gift that not only cares for today but also secures the ‘tomorrow’ of your loved ones, ensuring that they always have a roof above head.

Make this Diwali a happy one for you and your loved ones by gifting them a home insurance policy. Happy Diwali!

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales


Awards & Recognition