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Prevent Yourself This Monsoon Season

Monsoon is the season when the clouds bring relief from the scorching heat and cool rain showers that bring the beauty of lush greenery and not to mention the smell of wet earth that takes us back to our childhood! While monsoons are a welcome change from summers, unfortunately they come along with a myriad of health hazards. While health insurance is not restricted to any seasons, it is important that you purchase a health insurance policy this monsoon if you have not done so yet.

How are you at higher risk in Monsoons?

Illness during monsoons

We all know how clogged waters and muddy puddles lead to a higher risk of road accidents and injuries. They also work as a breeding ground for a bunch of germs causing water borne diseases. Our body too is more prone to catching infections during the monsoon season.

The rise in humidity and dampness increases the growth of bacteria and fungus and hence leads to serious diseases like pneumonia, asthma, typhoid, cholera, influenza, hepatitis, dysentery, conjunctivitis etc. This is not all, stagnant water due to access rains causes life threatening diseases like dengue, chikungunya and malaria.

How health insurance protects you

Dealing with an unexpected illness cannot just be undesirable but also needs you to shell out your hard earned money and blow up your savings in order to get medical aids and treatments. Treatments for these illnesses can get to be extremely expensive and may also need a treatment for longer duration and even hospitalization for a few days. A health insurance in such a scenario can work as a security cover for you and your family to protect you against dangers of monsoon and take care of costs of your medical care. Some insurance providers like HDFC Ergo even provide cashless hospitalisation in their network hospitals, so you need not worry about arranging immediate funds for the treatment.

Disease-specific health insurance plans

These days, a myriad of health insurance providers offer a disease specific insurance cover. The good thing about these plans is that they come at extremely affordable premiums so you need not worry about blowing up your budget.

Even if you have a comprehensive insurance plan, it is still suggested to opt for a disease specific insurance cover. This will not just take care of your specific illness but also make sure that your current comprehensive plan remains untouched so that you can claim the no claim bonus.

HDFC ERGO is one of the leading providers of health insurance in India. It offers various facilities like day care, hospitalization charges, cashless facilities and many other services to save your money and precious time. It has also made purchasing insurance fairly easy with the HDFC Ergo health insurance policy called Sampurn Suraksha that can be purchased online in three easy steps.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales.

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