How health insurance policy can reduce your financial risks ?
Though medical science has an answer to all the treatments and surgeries, but there is no control over the rising number of ailments. Be it a common flu or a heart surgery, every time you wish to seek medical assistance you have to shell a good amount of money. Right from diagnostics to hospital admission the bill just does not stop until you are discharged. In fact, post discharge you have to be even more careful and take medicines on time. Some Doctors recommend frequent visits to keep a check on the patient. There is no end to the financial trauma; your savings surely go for a toss. Though one saves for tackling difficult times, but do you really need to spend your hard-earned savings on hospital bills? Think again.
Buying a health insurance plan is the right answer to all your questions. A good health insurance plan with a wide scope of coverage and no restriction on room rent limit is just what you need. It will help you get cured faster under quality medical assistance that too without burning a hole into your pocket.
Which type of plans should you choose?
The basic plan: Go for a basic health insurance plan that offers a wide coverage against all the possible ailments, so that hospitalisation expenses are catered well. HDFC ERGO’s Health Suraksha is an all-round plan that offers no room rent restriction, treats you with cashless facility at over 9300+ hospitals, and offers treatment for day care procedures and AYUSH benefits.
The Top-up plan: my:health Medisure Super Top-up is the right plan to enhance your existing base cover. Under any circumstances if your base cover shortfalls, then this cover helps you to meet additional expenses.
Critical illness plan: Get one plan to cover more than 15 critical illnesses, which helps you to stay, covered against life threatening diseases. In addition, this is a benefit plan, which means you get the entire sum insured as the lump sum in one transaction. You can utilise this to pay for your hospital bills or meet your day-to-day expenses.
How your finances remain secured?
Your finances remain secured as you don’t have to abruptly break in your savings to meet medical expenses your treatment cost is taken care by the health insurance company. All you need to do is buy health insurance plans and stay covered with higher sum insured and pay timely premiums to enjoy continuity benefits. You can use your finances to fulfil other expectations in life, while we take care of your hospitalisation expenses in case if it ever happens. Choose HDFC ERGO as your partner to safeguard medical risks and take it easy!
A brand trusted by 1 crore+ customers, HDFC ERGO ensures instant claim approval and is spread over 9300+ cashless hospitals to cater you forever.
Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.