Knowledge Centre

Health Insurance for Parents and Senior Citizens

Not sure about investing into health insurance for your parents? Insurance market in India is currently blooming with a myriad of health care plans that are specifically designed for your parents, no matter if they are living with you or not.

While there are numerous family floater plans that can include your parents, the options tend to get lesser once your parents are more than the age of 50. There is also no denying the fact that a family health care plan that includes your parents will need you to pay a higher premium since old age is considered to have high health care risks.

The good news however is that many reputed insurance providers like HDFC Ergo have come up with special plans for health insurance for senior citizens.

So, if you are looking for the best medical insurance for senior citizens, HDFC Ergo provides a plethora of options to choose from.

The company also offers no claim benefits and a coverage for pre-existing ailments after some waiting period from the date of policy purchase. Since the market has an abundance of insurance plans, it is important that you go through all available options before deciding on the best policy for your parents. Here are some popular and extremely affordable health care plans suitable for your parents by HDFC ERGO.

Best Medical Insurance for Parents above 60 Years

n=my:health Medisure Classic Insurance

This health care plan is so designed as to meet your basic health necessities. The plan can also be combined with a corporate health insurance plan to ensure a larger cover.

Health Suraksha Insurance

Health Suraksha is a unique plan specifically designed for your parents and provides maximum coverage at an affordable premium. Choosing this plan will ensure stress free treatments in the age of spiralling medical expenses.

my:health Medisure super top-up

At the age of 60, your parents are all set to enjoy the retired life without worrying about anything. But at the same time, this is a vulnerable age when they may fall sick quite often. Hence, it is important that you plan for upcoming health care expenses beforehand. My health super top-up plan is designed to support your medical expenses in case you exhaust your assured sum amount. This is an ideal plan if you are looking for higher coverage but do not want to shell out a high premium amount. However, it is also important that you read through the fine print and look into policy details to avoid confusion at the time of making a claim.

Our parents are important and it is a blessing to be able to take care of them. So, buy a health insurance for your parents and rid yourself of financial stress so that they are able to enjoy their retired life without any stress!

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales.

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