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Why you should opt for Group Personal Accident Insurance ?

There is no one completely safe on the roads. No matter how much care you take, there are times when a fellow driver’s carelessness may result in accidents. There is nothing more wrong than assuming that accidents can never happen to you. 

An accident has a long-lasting impact not only on the person involved but also his/her family ones as well as his/her employer. An untimely death or permanent disability of an employee can create a void that can hamper the business significantly. It also results in legal liabilities for the employer. All these make it very important for an employer to opt for group personal accident insurance and provide accidental insurance coverage to all its employees.

In addition to providing coverage in case of unforeseen events, there are several other benefits that come with group personal accident insurance.

Group Personal Accident Insurance

A group personal accident insurance is an insurance plan that provides accident coverage for a large number of people, collectively referred to as a group. The insurance policy provides coverage in case of injuries caused due to an accident caused by external means. It also provides coverage and compensation for injuries leading to partial or permanent disability as well as death caused due to an accident.

Who can opt for Group Personal Accident Insurance?

Both public and private sector organizations can buy group personal accident insurance for their employees. In addition to covering accidents at the workplace, the policy also covers any mishap occurred on the way to work.

Benefits of Group Insurance

There are many benefits of group accident insurance policy. It helps you insure all your employees under a limited number of plans. The difference in the cost of group insurance vs individual insurance is significant as you can insure all your employees together with the former. It helps you save a lot of money on taxation as well as ensures there is no legal obligation in case of a mishap or accident.

Group Personal Accident Insurance Plans by HDFC ERGO

HDFC ERGO provides customized plans to help you get maximum benefit with minimum premium. With a choice of comprehensive insurance plans, the group personal accident insurance plans by HDFC ERGO are the best you can ask for.

When you buy any accident insurance policy by HDFC ERGO, you can choose the benefit you want for each class of employees. The amount can be fixed based on the position or class of an employee or a multiple of an employee’s salary.

Our accidental insurance policy covers accidental death, permanent disability hospital treatment cost, wheelchair cost, ambulance cost reconstructive surgery and provides many other benefits.

In addition to Group Personal Accident Policy, HDFC also provides group travel and medical insurance policies. To buy HDFC ERGO group personal accident insurance policy online, visit

Disclaimer - The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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