Tips and Tricks to Protect Your Car this Holi with Car Insurance Add-ons

Posted on: Mar 20, 2024 | 3 mins | Written by: HDFC ERGO Team

Tips and Tricks to Protect Your Car this Holi with Car Insurance Add-ons

The festival of Holi is complete with a splashing of colours, both in wonder and liquid form. There is much talk about how some synthetic colours harm the skin and general health. But have you ever worried about how the vibrant colours and water used during Holi can significantly affect your car's exterior?

Understanding Holi's Impact on Your Car Protection

The synthetic colours, which often contain chemicals, can stay on the surface of your vehicle for an extended period, especially under sunlight. Water colours worsen the situation as the colour can seep into small cracks and crevices. Moisture impacts the paint coating of your car and can lead to rusting of metal parts. Combining physical car protection with the right insurance coverage for all-around protection of your precious car this festival season is essential.

Car Protection Tips for Holi

1. Avoid Using Your Car

During the festival, spirits are high, and the enthusiasm for colour games is high. It would be better to avoid taking your car out on the festival day. If travel is essential, try to go out early or use public transport as a step toward how to protect car in Holi. The cost of hiring a cab would be a better spend than trying to get stains off your car.

2. Cover Your Car

The best solution to car protection is the prevention of exposure to damage in the first place. If you have a covered garage, park your car and lock the garage well before the Holi festivities begin. Whether your vehicle is in public or private parking, it is always a good idea to protect it with a waterproof cover that is secured to the car.

3. Apply Teflon or Wax

Regular application of wax or polish also helps keep your car's exterior in pristine condition and adds a layer of protection to comprehensive car insurance against potential harm from external elements.

4. Interior Car Protection Measures

While protecting the exterior of the vehicle with a cover and your pocket with a car insurance policy, do not neglect the protection of your car's interiors. Be particularly careful to check that all your car windows and doors are securely locked with no gaps to prevent any colour leakage into your car interiors.

5. Renew Car Insurance Policy

Ensure your car insurance is renewed and up to date before Holi. If you need to update your car insurance policy, you can choose from our selection of comprehensive car insurance add-on covers. A policy with maximum protection will give you more peace of mind and also help you with repair costs in case of damage during the festival.

6. Make Sure Your Policy has Car Add On Covers

An add-on cover is an extra option you can add to your basic car insurance to get more protection. It covers things that the standard insurance doesn’t. It's like adding extra toppings to your pizza to make it better suited to your taste. You can browse through our selection of car add-on covers and choose the ones that best suit your requirements.

Emergency Assistance Cover

The Emergency Assistance Cover is an extensive add-on for car insurance, to provide on-road assistance for various emergencies. It is the most essential add on cover that you should buy before Holi to secure yourself from any unforeseen incident during the festivities. This cover is particularly useful during unexpected situations and includes a wide range of services. It covers minor on-site repairs, useful when the car faces minor technical issues that can be fixed without a garage visit. The cover also provides battery jump-start services, a lifesaver if your car's battery dies unexpectedly. Assistance with duplicate keys is included, vital if you're locked out of your car or lose your keys. The add on also covers tyre changes, ensuring you're not stranded with a flat tyre. Additionally, it provides help with locked or lost keys, fuel delivery, emptying the fuel tank, and even towing and removal of the covered vehicle in case of breakdowns or accidents. This cover is designed to ensure your safety and comfort, reducing stress in emergencies.

Engine & Gearbox Protector

Generally not covered under standard insurance, this add-on covers accidental damage to the engine and gearbox. This is crucial for water ingression or lubricating oil leakage. The engine and gearbox add-on is especially beneficial in waterlogged areas and it's available in higher-tier plans.

Zero Depreciation Claim

This add-on ensures that in case of partial loss claims, the insurer pays the full claim without deducting depreciation on the damaged parts. The zero depreciation add-on leads to better coverage and reduces out-of-pocket expenses.

Conclusion

Protecting your car during Holi is essential for maintaining its beauty and longevity. Combining physical protective methods with the right insurance coverage with add ons forms a 360-degree strategy for keeping your car safe during the colourful Holi festivities. Add-on covers enhance the protection and peace of mind your car insurance policy provides, especially during festivals like Holi. So, enjoy the festival of colours with peace of mind!

Disclaimer The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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