How to Claim Insurance for Car Dent?

Posted on: Dec 8, 2023 | | Written by:

How to Claim Insurance for Car Dent?

Published on December 08, 2023. EST READ TIME: 3 minutes

A car dent is a common but annoying problem that can dearly cost the appearance. A dent will bring along numerous inconveniences that are equally expensive. If you have comprehensive car insurance , you can claim a car ding and get it mended for free.

This guide will discuss how to claim insurance for car dent. However, before filing a claim, you must consider certain factors and complete certain actions. This article explains how to claim automobile dent insurance in India in 2023.

How to Claim Insurance for Car Dent?

The steps for a car dent insurance claim vary by insurer and policy, but they usually include the following:

1. Inform Your Insurer

Once you see an indentation on your car, you are to make a notification to your insurance company that an accident has occurred. You give them the details of the dent about its location, size, and what caused it. Your insurer shall register your claim and provide a reference number for the claim for communication purposes in the future.

2. Photographic Evidence

You should clearly capture the dent through your camera from different angles and note all relevant data like date, time, and place of incident. Also, keep the original bills and receipts for charges incurred due to the towing of vehicles or media claims.

3. Fill up a Claim Form

You must either go to your insurer's website or office and fill out a claim form with all these details and the necessary proofs. Even the photographs and documents can be uploaded online at the insurer's portal to file for a claim. Fill out the form accurately and completely to avoid any delays or rejections.

Documents Required for the Claim Settlement Process

To simplify claim settlement, submit the following papers to your insurer:

1. A duly filled and signed claim form

2. A copy of your car insurance policy

3. A copy of your car registration certificate (RC)

4. A copy of your driving license

5. A copy of the FIR (if applicable)

6. Photographs of the dent

7. Bills and receipts of any expenses incurred due to the dent

8. Any other document requested by your insurer

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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