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Add On Covers With Two Wheeler Insurance

What are the different Add-on-covers available for your two wheeler insurance policy.

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Fuel Management Tips For Your Car

5 steps to know how you can manage the fuel economy of your car and optimize it. Now buy car insurance online in 3 easy steps.

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Emergency Assistance Cover In Brief

Read about the Emergency Assistance Cover for your Policy. Get more details through this guide.

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Return To Invoice Cover In Brief

What does Return to Invoice Cover offer to you? Know more about this add-on cover through this guide.

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Key Replacement Cover

Know more about the Key Replacement Cover by HDFC Ergo. Get information about benefits, cost etc

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क्या हम दो कंपनियों से स्वास्थ्य बीमा का दावा कर सकते हैं?

अक्सर ऐसा होता है कि आपके पास अपने मेडिकल खर्चों की पूरी भरपाई करने के लिए एक से अधिक स्वास्थ्य बीमा पॉलिसी होती हैं। इसका एक तो कारण यह हो सकता है कि

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Tips To Save Money On Bike Insurance

Know how you can save a lot of money while buying a bike insurance policy for your bike.

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What Is Covered Under Third Party Bike Insurance?

Everything you should know about third party bike insurance policy and its coverage.

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Reasons Why Third Party Car Insurance Is Not Enough

Top reasons why just third party coverage is not enough. Read advice from our top experts.

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Importance of PUC certificate

Know why it is quintessential for you to have a PUC certificate with you. Our experts bring their thought to you.

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Things to Do At the Time of Car Insurance Renewal

Know about the various things you should do at the time of car insurance renewal. Read this exhaustive guide to know more.

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Types of Commercial Vehicle Insurance You Can Buy

Read about the various types of Commercial insurance policies you can buy from HDFC ERGO.

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कार बीमा प्रीमियम कैलकुलेटर और यह कैसे काम करता है

कार बीमा कैलकुलेटर की मदद से आप न केवल कार प्रीमियम की गणना कर सकते हैं बल्कि इसके लाभों की तुलना भी सरलता से कर सकते हैं। हालांकि किसी कार

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बीमा पर जीएसटी का प्रभाव

हम सबने जीएसटी अथार्थ गुड्स एंड सर्विस टेक्स के बारे में तो सुना ही है। इसको और अधिक अच्छी तरह से समझने के लिए थोड़ा इसके बारे में बताना ज़रूरी है

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दावा निपटान अनुपात का महत्व

स्वास्थ्य सेवाओं में वृद्धि का ग्राफ बड़ी तेज़ी से बढ़ता देखा जा सकता है। इसके अतिरिक्त, गंभीर बीमारियों से पीड़ित व्यक्तियों की संख्या

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भारत में मोटर बीमा के प्रकार

आधुनिक समय में निर्माण और टेलिकम्यूनिकेशन तकनीक को छोड़कर कोई भी तकनीक मानव विकास पर उतना प्रभाव नहीं छोड़ पायी है जितना परिवहन तकनीक ने छोड़ा है

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व्यक्तिगत बनाम कॉर्पोरेट स्वास्थ्य बीमा

अविनाश को रिटायर होते समय आखरी बार अपनी कंपनी में जाना अच्छा भी लग रहा था और साथ ही डर भी लग रहा था। आखिरकार अब उस दफ्तर को छोड़ने

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Why A Health Insurance for your Father is the perfect gift this Father’s Day ?

Don't worry about the increasing medical expenses, put an end to your worries by Gifting an all round health insurance plan for your dad.

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Impact Of Riding a Bike With a Lapsed Two Wheeler Insurance

Know what happens when you ride a bike whose insurance has expired. Read about the next steps you need to take.

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Factors That Impact Your Two-Wheeler Insurance Premium

Read about the most common factors that impact your two wheeler insurance policy and its premium

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Renewal Steps For Car Insurance

Know how you can renew your car insurance policy online in just 3 easy steps at HDFC ERGO.

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5 Questions to Ask Before Buying Car Insurance

Know about the most important questions you should ask before buying a car insurance policy for your upcoming trips

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List of Documents You Need to Carry When Driving a Car in India

Know about the documents you should carry while driving a car in India to avoid unnecessary hassle

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Mistakes to Avoid When Buying Car Policy Online

The Motor Vehicles Act, 1988 makes it mandatory for vehicle owners to buy a third-party insurance policy. Another type of car insurance policy one can opt for is comprehensive cover.

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How to Register Car Insurance Claim?

Know how to file insurance claim for your HDFC ERGO insurance policy. We bring to you this comprehensive guide to ensure that you don’t face any unexpected challenge.

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Why It Is Important For You To Insure Your New Car?

Know why it is important for you to insure your new car. Car insurance policy will save you from unnecessary hassles.

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Things You Did Not Know Your Car Policy Covers

Know about the top 5 things you probably did not know you car insurance policy covers. Now buy car insurance policy online in 3 easy steps.

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Dos and Don’ts to Follow When Filing a Car Insurance Claim

Read top do's and don’ts while filing car insurance claim. Go through this exclusive guide to know it all.

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Driving Tips For Night Owls

Safe driving is quintessential. It becomes even more important to protect against rash driving during the wee hours. Read our thoughts.

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Concept of IDV in Car Insurance

What does IDV mean? How does it influence your policy premium. Know answer to these questions from our exclusive guide.

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Need For Add-on covers In Two Wheeler Insurance

Confused about whether to include Add-on cover in your two wheeler insurance, we help you find the right answer here.

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What You Should Know About The Mandatory Accident Cover For Your Bike Insurance Policy

Government has mandated a compulsory accident cover along with your bike insurance policy. Know what's changed.

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Reasons to Renew Bike Insurance Immediately

Have not renewed your bike insurance policy yet? Read on to know why you should renew your bike insurance policy immediately.

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Insurance Claims-Things you should know

Read this definite guide to know everything about insurance claims- how to file & claim.

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No-Claim Bonus- Benefits and Understanding

What is No Claim Bonus? Read about its benefits, calculation process and how you can protect the NCB.

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Common Insurance Terms You Should Know About

Read about the most common terms used while describing your insurance policy. Now buy your insurance policy online at HDFC Ergo in 3 easy steps.

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Theft Cover Of Two-Wheeler Insurance Plans Explained

Confused about the utility of theft cover in your 2 wheeler insurance? Read on to understand theft cover and it's utility in details.

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Mistakes to Avoid When Filing Third-Party Insurance Claim

Everything you need to know while filing two wheeler third party insurance claim to ensure successful claim settlement.

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Which Health Insurance Plan is best for you ?

At times, you fall under all categories as well. However, instead of getting confused with so many health insurance plans and thinking how do I choose my best health insurance plan you need to focus on your requirements, which will ultimately help you buying the right plan for you and your dear ones.

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Traveling Abroad? 5 Tips to Make it Hassle-Free

Be it a trip to the Iceland to witness the northern lights or a road trip to Thailand, nothing can make you feel better than exploring destinations and meeting new people. However, travelling abroad may not always be fulfilled as it sounds.

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Things to Keep in Mind before Filing Insurance Claims

Not securing your international trips may spoil your world trip giving you bad memories only. So, it’s always important to buy an insurance policy to keep yourself protected against financial losses.

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Things to know to avoid travel insurance claim rejection

You don’t really buy travel insurance with an intention to make a claim but with the perspective of using it as a financial assurer when the need arises. Hence, it’s important to know how a claim is made and what the possible reasons that leads to claim rejection.

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How to file international travel insurance claim ?

Whenever you buy travel insurance, the only thing that bothers you is the fact that in case you fall sick or lose your baggage at an overseas destination, how are you supposed to report the claim? Let’s take a deep dive and understand this process.

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Ensure your Parent's Well Being! Explore Parents Health Insurance

Buying a parent's health insurance policy not only provides you financial assistance at the time of hospitalization, but also gives you peace of mind. Read on to know about the importance of buying parents health insurance.

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How Does Critical Illness Insurance Works?

With the kind of lifestyle we live, there has been a constant rise in the number of critical illnesses that we are likely to encounter. For this, having a critical illness insurance policy is a must. Read on to know how critical illness insurance works and the importance of buying one.

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Planning To Start a Family? Protect Them With Maternity Cover

Protect your child's future with Health Suraksha Gold cover. Read about the benefits, coverage, inclusions and exclusions.

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Advantages of Buying a Travel Insurance Plan for Holiday Trips

You tend to book your hotels, flights and sightseeing packages instantly to avoid price hikes. But, the only aspect that often gets neglected is buying a travel insurance plan for your upcoming holidays. Travel insurance plays an important role in formulating a memorable holiday.

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Tips to save money on Travel Insurance

With your hotel bookings and flights, it goes without saying that your trip budget shoots up, however it’s imperative to have travel insurance in place as well. While you try getting the best deals on flight and offers on early hotel booking, similarly there are certain tips that can actually help you save on travel insurance.

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Know When Travel Insurance Is Necessary and When It Can Be Skipped

Given the current scenario in most of the countries travel insurance is mandatory so you don’t really have a choice other than going for it. Moreover, health concerns are never ending you don’t really know when you may fall sick or feel unwell due to change of weather.

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Things to look to avoid travel related scams before next trip

We have often come across situations where in the tourist is either fooled or simply misguided, leading to huge financial loss. This becomes a more evident practice when you land up in a foreign land with a few local contacts and you tend to rely on strangers for assistance. To keep such scammers at bay and ensure your trip gives you good memories only there are few tips that need to be followed:

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Which Car Insurance Plan is best for you ?

Even if you are looking to renew an expired car insurance plan you can still follow the below mentioned tips. In a nutshell, car insurance policy is the much-needed safety shield for your car. It protects your financial losses due to damage caused to your car in the course of an accident, natural calamities or fire breakout.

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Which Two Wheeler Insurance Plan is best for you ?

The mandatory third party insurance covers losses related to third party property damage and person injury caused by your two wheeler. It does not cover any of your own vehicle’s damage like accidental loss, theft loss or damage due to fire etc.

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Why You Should Have A Third Party Insurance Policy ?

Third party policy is the mandatory insurance, however it does not cover your own damage section.

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10 Things to Know About Personal Accident Policy

Read about the benefits of a personal accident insurance policy. Know about the inclusions and exclusions provided under personal accident policy.

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Zero Depreciation Versus Comprehensive Two Wheeler Insurance Cover

Confused between comprehensive two wheeler insurance and zero depreciation cover? Read this article to understand the difference.

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Everything to Know When Buying Bike Insurance For the First Time

Buying bike insurance for the first time, we are here to help you. Read about all the things you should know before finalizing the right insurance plan for your bike

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Know The Impact of IDV On Renewing Bike Insurance

Read about the impact insured declared value (IDV) has while you are renewing your 2 wheeler insurance and take the best decision.

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Tips To Identify And Buy The Best Two Wheeler Insurance

Confused about which insurance plan to buy, we help you declutter to identify the right insurance plan for your two wheeler.

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How Different Variables Impact Your Motor Cycle Insurance Premium?

Read to know how different variables play a crucial role in fixing up the premium for your bike or scooter.

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Different two wheeler insurance plans by HDFC ERGO

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Dissecting Your Travel Insurance Policy - What Should You Know?

Read on to find out what your travel insurance means. Know about the coverage, policy terms and exclusions.

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Benefits of Buying a Travel Insurance Policy Along With Your Schengen Visa

Read about the benefits of buying a travel insurance policy along with your Schengen visa before you take trip to Europe.

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What Should You Know Before Buying a Health Insurance Policy in 2019 ?

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How to Find The Best Health Insurance Policy For You ?

Know about the most important factors you should consider before buying your health insurance policy.

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What Are The Various Add-ons For Your Health Insurance Policy?

Know about the various add-ons available for your health insurance policy. Buy policy only at HDFC ERGO in 3 easy steps

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Five Things to Know Before Buying Critical Illness Policy

Read about the most important things you should consider before buying a critical illness insurance policy.

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Common FAQs About Your Health Insurance Policy

Read about the most important questions you should ask about car insurance policy. Now buy the policy online at HDFC ERGO.

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6 Reasons You Should Review Your Health Insurance Plan Annually

Read about the top 6 reasons why you should review your health insurance policy annually. Now buy health insurance policy online at HDFC Ergo in 3 easy steps

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Most Frequently Asked Questions About Car Insurance Policy

Read about the most important questions you should ask about car insurance policy. Now buy the policy online at HDFC Ergo.

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Five Things to Consider Before Buying a New Car in India

Buying a new car? Know what you should know about car insurance. Our expert team brings you the definite guide.

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Understanding The Various Add-Ons Available For Your Car Insurance Policy

Read about the various add-ons available for your car insurance policy. Now buy your policy online at HDFC Ergo in 3 easy steps

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When Not To Claim for Car Insurance

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All You Need to Know About Home Insurance Policy by HDFC ERGO

When it comes to providing insurance coverage for your precious home, no one covers you better than HDFC ERGO Home Insurance policy. Read on to know the benefits of home insurance and its inclusions and exclusions.

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Do You Need Home Insurance?

Home insurance provides financial protection against any harm or damage to one’s house property, whether owned or rented, in return for a nominal monthly premium payment. Read to know the reasons you need home insurance.

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Protect Your Home Against Natural Calamities Now

Safeguard against your worst fears about your home getting damaged and family getting hurt with HDFC ERGO home insurance.

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Why Home Insurance Should Be on Your Mind While Buying a New Home ?

Buying a new home? Know why home insurance should be on your mind.

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How to take care of the health of your ageing parents ?

One day, your parents would not be as fit and healthy as they are today. We understand, it’s hard for many of you to accept this fact. But, the more time you take to make peace with this thought, the more delay will happen with your plans to ensure good healthcare for your parents.

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What Should You Opt for? Short Term or long Term Health Insurance ?

Every individual living in this country should have a right to lead a healthy life. This can be realized through the access of quality health care service and an understanding of one’s personal health needs.

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Things to know about Maternity Cover under your Health Insurance Policy

Most maternity insurance policies have a waiting period for 3-4 years. This means that you can avail the benefits under policy only after the completion of the waiting period. Therefore, the best time to buy a maternity cover is right away marriage. Couples these days anyways wait for a few years before planning to have a child, thus buying the policy as a newlywed couple makes most sense.

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How Long-Term Health Insurance Can Benefit You ?

Rising health cost is a major concern for lakhs of average middle class families in India. A single trip to the hospital can burn a big hole in our pockets. This is a primary reason why people are encouraged to take health insurance plan at a young age.

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How To Buy Health Insurance Policy With Low Premiums ?

“I don’t have health insurance but I do have car insurance. So, whenever I get sick I crash my car into a tree”, said my friend Kumar* casually the other day when our conversation drifted over to healthcare.

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How Does Buying Health Insurance Reduce Your Financial Risks

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What you need to look for in a maternity insurance plan ?

A young couple thinking of starting a family needs to take several factors into account before taking the plunge. Having a child is expensive, to put it bluntly. There are so many costs involved. And they start right from the time when you get pregnant.

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Is Critical Illness Plan Better Than Cancer Specific Insurance Plan For A Cancer Patient ?

We at HDFC ERGO present to you the Critical Illness Insurance Policy, which is comprehensive and logical. Not only does it keep your savings intact, but it also helps you remain financially stable in case of any eventuality.

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Basic Guide to Travel Insurance plans for Worldwide Travel

As exciting as these possibilities sound, they also bring with them certain risks that you must prepare for especially when visiting distant and foreign lands. Risks of theft, damage to your property and unfortunate events that may cause bodily harm to you and your family are ever present and this is why travel insurance plans are necessary

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4 Major Things Which Should Be Covered In Your Travel Insurance Policy

Have you seen pictures of the Aurora Borealis – the Northern Lights? It is truly a wonder to behold even through the window of your computer screen. Now imagine if you were to witness it first hand – what a truly scintillating experience that could be!

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How and When You Should Renew Your Travel Insurance Policy ?

Anyone who wishes to safeguard their trip must invest into a suitable travel insurance plan. Whether you are a student, a businessman, a senior citizen or a housewife, a travel insurance protects your from unwanted financial expenses abroad, and hence should be taken by everyone.

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When is the Best Time to Buy Travel Insurance?

People plan for hotels, flights, amenities when they travel yet they forgot to consider a crucial aspect - insurance. Travel insurance can save you from a lot of potential troubles that you might face while travelling - from cancelled flights to stolen luggage. You can buy travel insurance right up until the last day before you board your flight. However, timing plays a critical role in the extent of the benefits you reap from your travel plan. Let’s throw light on some situations to infer the best time to buy travel insurance.

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4 Benefits of Multi-Trip Travel Insurance

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3 Effects of A Pre-Existing Disease On Your Health Insurance Premiums

Have you been procrastinating applying for health insurance for your parents because of their pre-existing medical conditions? Do you have a pre-existing medical condition because of which you feel you might not be eligible for insurance?

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Why should you buy/renew car insurance before 31st March 2019?

Don’t be in a last minute rush; you may end up paying more for your car insurance premium. Financial year is about to end. As per the last year’s trend there have been substantial hike in premium for several make-models of car. The only way to save some expenses on car insurance’s third party premium is to secure your car before 31st March 2019.

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Travel Tips For Your First International Travel

Getting an international travel insurance online is absolutely easy and takes no time. By securing your travel with a good insurance plan like HDFC ERGO’s, you are more than prepared to deal with any obstacles you come across during your journey.

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What You Need to Know About Student Travel Insurance ?

Travel insurance for students is that safety shield. With ‘HDFC ERGO Student Suraksha’ you have a trusted partner in a foreign land. We strive to provide the utmost convenience to students and assist them through even the slightest unfortunate incidents.

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5 Factors To Consider Before Buying Travel Insurance

Willing to know what things to be kept in mind before choosing for the perfect travel insurance policy?

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What does your travel insurance policy not cover ?

While most travel insurance coverage includes coverage for trip cancellation due to certain circumstances, not all reasons are covered. For example, no travel insurance company will compensate you just because you had a change of mind and you don’t wish to travel anymore.

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Why you should think about a travel insurance policy ?

Many people believe travel insurance to be an unneeded expenditure that adds burden to their travel budget. They don’t realize the importance of having travel insurance until you are stuck in a foreign land with no help.

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All You Need to Know About Student Travel Insurance

Opting for student travel insurance will not only take care of your medical expenses, it also comes very useful to protect you from emergencies and losses. In fact, the importance of student travel insurance can be gauged from the fact that many universities make it mandatory for a student to purchase travel insurance.

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Why you should opt for a medical travel insurance policy while going on your honeymoon ?

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Why Buy Overseas Student Travel Insurance ?

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What are the disadvantages of not having a travel insurance policy ?

While travelling abroad comes with its own sets of risks, it does not imply that you should not buy a travel insurance plan when you travel domestically. There are specially curated insurance packages for domestic travel which make your money worth spending, considering the huge amount of money you may lose by not having an insurance policy at the time of an emergency.

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What are the benefits of International Travel Insurance?

Even if you have your family’s support while travelling in a foreign land, there can be mishaps and it is only prudent to travel safe with an international travel plan.

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Top 5 Myths About Travel Insurance

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Things to Keep in Mind When Buying Travel Insurance Policy

A travel insurance policy is meant to ensure protection to the tourist against a myriad of factors that may otherwise ruin even well-planned trips. So, how do you find the best travel insurance plan? Here are some tips that may come in handy:

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Single Trip Travel Insurance Plans by HDFC ERGO

Travel insurance protects the insured person against the unexpected expenses that may incur when travelling abroad such as accidents, sickness, flight delays, loss of baggage etc. Many people refrain from taking the insurance because they don’t want to pay an annual premium towards the travel that may or may not take.

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Everything You Need to Know About HDFC ERGO Travel Insurance Plan

HDFC ERGO is proud to offer many different types of travel insurance policies to help you select the one that best suits your needs.

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Benefits of Senior Citizen Travel Insurance

In 3 simple steps, you can buy senior citizen travel insurance in India online and make your travel dreams come true with the assurance that with HDFC ERGO, it will certainly be a happy journey.

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Why you should opt for Group Personal Accident Insurance ?

In addition to providing coverage in case of unforeseen events, there are several other benefits that come with group personal accident insurance.

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What Are Various Tax Benefits Associated With Insurance ?

Among the less known benefits of insurances are the tax related benefits that they provide you. Your general insurance policies and life insurance policies have tax benefits applied to them. For instance you’re right to wonder “Is car insurance tax deductible?”. For your medical insurance and car insurance, tax benefits India provides you with are as follows.

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A walk-through of various insurance plans offered by HDFC ERGO

In very simple terms, general insurance is non-life insurance. We, at HDFC ERGO, offer an array of general insurance policies that promise to encompass and secure each and every aspect of you and your family’s life.

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Top insurance tips to make your life easier

Life insurance is an important part of financial planning. However, with all the complexities of different policies, understanding all of the ins-and-outs can be difficult. Here are some insurance tips that may come handy when making a choice in the insurance you are going to purchase:

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Individual Insurance or Group Insurance, What Should You Choose ?

Most health insurance companies in the market today are offering two variants of health insurance – individual and group health insurance. It is also vital to understand the features and run a comparison of group insurance vs individual insurance before you purchase your policy.

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How does the insurance sector cope post-GST ?

As per the new GST rules, there has been a slight hike on the insurance premium, which has been increased from 15% to 18%. This means there has been a hike in all kinds of insurance products and services, including general insurance products such as car insurance, two-wheeler insurance, travel insurance, life insurance, term insurance as well as health insurance.

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Getting married? Know all about your future Insurance needs

With marriage comes greater responsibility towards oneself and towards each other. Our insurance policies are the most affordable, flexible and beneficial, promising to secure the future that you and your spouse have envisaged together.

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Everything you need to know about group Insurance plans by HDFC ERGO

A group insurance plan is the one that covers a given group of people under a single insurance policy. It can be opted for by either employer-employee groups or a group belonging to similar social or cultural association, people holding same credit cards, savings account, etc as per the group insurance guidelines given by IRDA.

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Types of Insurance that should be on your checklist

Here is an elaborate checklist of the types of insurance policies that you should have.

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Weather insurance, Farmers savior in rough seasons

Agriculture is the mainstay of the Indian economy. It provides the principal means of livelihood for over 58.4% of India's population. Agriculture and allied sectors contributed nearly

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5 Amazing Benefits Of Online Insurance

You may purchase insurance either through an agent (offline) or online. Although online purchases are increasing, several buyers are skeptical about this mode. Buying insurance policies online has several benefits.

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Advantages of a Family Floater Health Insurance Plan

A family floater health insurance, as the name suggests is a plan that is tailor made for families. It is similar to individual health plans in principle; the only difference is that it is extended to cover your entire family. This acts as an umbrella of coverage for the entire family and therefore the name.

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Advantages of third party two wheeler insurance

Two wheeler insurance is a must and mandatory for every bike owner in the country. This helps in safeguarding and protecting the owner of the vehicle from road accidents and other such perils associated with motor vehicles.

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Which Plan Suits You Better: Zero Depreciation Or Comprehensive Insurance Cover?

We congratulate you on the purchase of your dream car, an asset you wished and planned for a long time. While the mood is positive and happy, let it not fool you into taking it easy and ignoring another key purchase that not only complements your purchase but also necessitates – your car insurance.

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Why You Should Not Miss Your Car Insurance Renewal Date

As we already know, motor insurance needs to be renewed every year. It is one of the most important policies as it gives protection to your car against any accidental damage, any third party liability in the form of death, injury and property damage.

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Why You Should Have A Third Party Insurance Policy?

While comprehensive insurance provides complete protection to your vehicle, a third party car insurance means it covers you only for the liability caused due to your vehicle’s participation in an accident that caused damage, injury or death to the third party.

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Should You Insure Your Second-Hand Vehicle?

Every vehicle that you drive must have valid motor insurance. Without valid travel insurance it’s illegal to drive across the streets of India. Be it a plush new car or a second hand bike, third party liability insurance is mandatory. A motor insurance not just helps in keeping the legal liabilities at bay but also protects you from uncertain financial losses.

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Benefits of Renewing Your Two Wheeler Insurance

Your bike is probably your best way to beat the traffic woes. I can pass through a slim lane and leads you till the signal effortlessly. Be it an urban metro city or a village in the remotes your two wheeler is your companion for solving all commuting hassles easily.

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Why Is Insurance Cheaper For An Older Car?

A car, for many, is not just a mere mode of transport that gets them from A to B. For some, it is a bold statement of their social standing and for others, their cars are extensions of themselves – each with their own unique character.

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Why Go For Engine Add-On Plans in Car Insurance?

A car insurance plan offers coverage to the vehicle, the driver, and the passengers in the car. It covers damage to the vehicle, as well as theft or loss of car. Car insurance plans also cover third party expenses and medical expenses in case of any untoward incident. A car insurance plan, therefore, has manifold benefits.

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Why do I need Comprehensive cover for Car Insurance?

When you spend lakhs together of your hard-earned money towards buying that car you always wanted, it only makes sense that you invest wisely in car insurance. As the old saying goes, “It’s better to be safe than sorry.” When you invest in comprehensive car insurance at HDFC ERGO, you can be assured complete peace of mind!

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Where To Get Car Insurance From - Online/Agency Or Agents?

As your car insurance agent crunches these numbers on the calculator and delivers the verdict, you can’t help but be worried about the staggering figure and worse still, you don’t have the faintest clue as to what any of those abbreviations (except GST of course) stand for.

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When to Claim Car Insurance Policy

Know when to claim car insurance policy. Buy car insurance policy online at HDFC Ergo.

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When Not To Claim Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and quick claims process. However, there are situations where it’s wiser not to claim than to claim and insurance experts step in to share their secrets.

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What If Car Insurance Is Expired?

Driving without a valid insurance policy is illegal in India. It is possible that the car insurance may have lapsed due to any reason - you may not have renewed before its expiration date or you forgot the date.

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Various Add-on Covers for Your Car Insurance Policy

With car insurance, a little extra premium paid for motor insurance add on covers can turn out to be the wisest decision as it secures your family and your beloved car in an all-encompassing way. We, at HDFC ERGO, offer the most wholesome car insurance plans with attractive features and affordable premiums.

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5 Myths about Car Insurance to Avoid

Would you believe it if I told you, “Your red Honda Civic will attract a higher insurance premium than your neighbour’s black Civic”? Sounds outrageous and silly, doesn’t it?

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Tips to Get Lower Car Insurance Premium

Car insurance is a safeguarding shield that keeps you safe in case of accidental damages and other perils. In India, third party liability only policy is a mandate which helps in tackling the legal liabilities arising due to death, disability and injury caused to third party person or damage caused to third party property.

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4 factors  to Know about Zero Depreciation Insurance for Car

You may have heard about zero depreciation when discussing car insurance. It is an additional benefit available to the car owners by paying a slightly higher premium. In standard car insurance policies, zero depreciation is excluded.

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Important Terms to Know before Buying Car Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. Such a plan provides compensation in case of death or injury to third parties. It also covers third party property damage.

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How Can You Switch To A Different Motor Insurance Policy Smartly?

A lot of people deter from changing insurance company from where they have bought motor insurance policy because they think it to be a tedious task but in today’s technologically advanced world, it is completely hassle free to cancel an existing policy and opt for a new motor insurance coverage.

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Short Term Vs Long Term Two Wheeler Insurance Policies

Renewing your two wheeler insurance can be a pain. You have to keep track of the date of renewal and ensure that you pay the policy premium on time. Miss the date and you leave your two wheeler uninsured and vulnerable to accidents.

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Right Time for Car Insurance Renewal

It is mandatory to have a third party only insurance policy in India. Such a plan provides protection against any third party liability. Moreover, a comprehensive car insurance plan also covers damage to third party liability along with Personal accident cover and Own damage.

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Review of HDFC ERGO Car Insurance Plans

Purchasing a car is a long term investment. We generally give a lot of thought and research to the model and make of the car we want to purchase. Somehow, purchasing insurance for the same car is not given much importance.

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All you need to Know about Your Policy Coverage in Case of a Road Accident

As per the Ministry of Road Transport & Highways, India has witnessed more than 4, 80,652 road accidents during 2016 and fatalities rise by 3.2%. On an average more than 400 people lose their lives daily on road, due to accidents caused by the driver negligence is the most.

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#Dusktodawn - Cars Getting Repaired Overnight

Remember the last time when your vehicle met with accident? Heartbreaks!! Collision led to dents, damages and what not arggghhh, it’s a nightmare and we know that. What happened next? Vehicle underwent inspection and then got repaired probably in 1-2 days.

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Importance of No Claim Bonus for Car Insurance

Buying a car insurance policy provides the much-needed financial security if an unfortunate event occurs. In case of an untoward incident, your insurance provider will compensate you for the financial losses. However, in case you do not make any claims during the term of your policy, you may avail of a discount during your next policy renewal.

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Most common Reasons Why Car Insurance Claims Get Rejected

We all have motor insurance policies, but the idea of filing a car insurance claim can seem daunting and really mundane to many people. Indeed it is a bit tricky and very likely that something or the other may go wrong.

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How Can You Maximize The Use Of Your Motor Insurance Policy?

People often complain about insurance the most during the time of renewal when they have to shell out money to pay their premium.

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Everything You Should Know Before Buying Auto Insurance for Your SUV Car

Imagine an ugly dent on your shiny, swanky, plush and robust SUV car. If this gives you goose bumps, then imagine what an unfortunate accident can do to your beloved car. This is why you need to immediately turn your attention to auto insurance for your SUV car. SUV cars have higher auto insurance cost as compared to other cars.

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All Things to Know about Four-Wheeler Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. There are primarily two types of insurance policies which can be purchased by a customer, and are enumerated below: - Car insurance is a contract between you and the insurer.

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Insurance tips for buying or selling a used car

In an age where newer, bigger and smarter is better, we can never settle for what we have. It’s always about the next big thing and automobiles are no different. Those who wish to buy a new vehicle end up selling their used vehicle which others who simply want to get from point A to B end up buying for a competitive price that is far lesser than the market rate of the car.

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Car Insurance Importance in Financing Car Maintenance Cost

Owning a car makes you proud especially when you keep drawing admiring glances. However, maintaining the car and repair and servicing costs may cost you a great deal of amount.

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How well do you know these motor insurance terms?

If you ask a car enthusiast about his new vehicle’s engine capacity, mileage and anti-lock braking, they’ll be able to talk to you for days. However, very few people are aware about terms such as IDV, NCB and Third Party coverage.

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Importance of Third Party Car Insurance

While driving there is a real risk of being involved in an accident. It may lead to bodily injury or even death in some instances. There is also a possibility that there may be damages to the property of a third party.

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IDV of Vehicle and its Importance while Insuring Vehicles

Motor insurance third party liability is mandatory as per legal regulations. However, opting for a comprehensive motor insurance cover is advisable for a larger cover, which helps to deal with unforeseen situations.

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How Will Car Modification Affect Your Insurance Policy?

Planning to modify your car? Know how car modifications can have an impact on your car insurance policy.

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How to Use Car Insurance Premium Calculator Online

Know how car insurance premium calculator works in deriving your vehicle's premium

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How to Take Care of Your Car in Winter

A dip in temperature may bring relief from the heat in many parts of India. Sadly, the winter season spells more harm than good as far as vehicles are concerned. The winter may have a negative impact on your car, thereby forcing you to make out-of-pocket expenses in case of any damage.

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How to keep your motor insured while relocating?

Work and family commitments always keep us on the toes. One often keeps getting transferred from one city to another it’s quite common these days. While relocating you often have to take your vehicle along with to avoid discomfort of public transport commuting.

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How to Find the Right Car Insurance Policy for You?

Car insurance has a purpose and comes with many benefits for the car owner. And when you buy a car insurance with a trusted name like HDFC Ergo, it becomes affordable too!

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How To Claim Car Insurance?

Know how to claim car insurance. Buy car insurance policy online at HDFC Ergo.

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How Does Insurance Policy Change When You Sell Your Car?

Selling your car? Know how this decision of yours can impact your car insurance policy.

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Know How Your Car Type Affects The Car Insurance Premium

Did you ever chance upon the fact that the amount for car insurance that you are paying is likely to be different from what your brother-in-law or aunt or neighbour is paying and wondered why? Learn to compare the insurance policy coverage before buying it.

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Get your car summer ready

Summers are approaching and we do everything possible to keep away from the scorching heat, be it by carrying an umbrella, buying curtains that block the sunlight, wearing sunscreen, and keeping oneself hydrated by drinking ample of water.

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Factors Influencing Your Car's Insurance Premium

Car insurance, especially third party liability only is a mandatory policy for all the car drivers in India. For covering the legal liabilities arising for damage caused to third party vehicle and person, a third party liability only policy is important.

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Effect of Policy Expiry on Car Insurance Renewal

Insurance is your best protection against an unforeseen incident that may result in damages to your car. Renewing the insurance policy is essential and also crucial for protecting your car, loved ones, and you against any possible eventualities.

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Car Insurance Premium as per car usage

Looking to buy car insurance? What type of driver are you? Read on to know about different car insurance plans offered by HDFC ERGO for different types of drivers.

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Don't Procrastinate for Second-Hand Car Insurance Transfer

The automobile industry in India is growing at a very rapid rate. The used car market, in particular, has witnessed a spurt in demand. Many are now realizing that a pre-owned car purchase is a good option with regards to price and value for money.

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Different Types of Motor Insurance Policies In India

There is nothing sweeter to the ear than the vroomof the engine when you start your new car or bike. In a land where having a car or a bike is more of a status symbol than merely a facility to commute, it is no surprise that these vehicles come to occupy significant sentimental value in the minds of their owners.

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Steps To Follow While Dealing With Car Insurance Claim Inspection

At that moment when your vehicle meets with an accident you turn on the panic mode. But wait! Instead of panicking do the following

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Consequence of Not Having a Motor Insurance in India

In India, driving on a public road without a valid third party liability policy is illegal. One needs to understand the fact that a valid motor insurance policy not only helps to keep the legal complications at bay but also secures you and your vehicle against unprecedented incidents.

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What Are The Benefits Of Buying A Comprehensive Motor Insurance Policy?

Since having a third party insurance is mandatory, many people tend to question why they need to pay more for comprehensive car insurance. To ensure that your cherished car is protected from any risk of loss or damage, it is wise to invest in comprehensive car insurance policies.

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A quick and easy understanding of SUV car insurance

Your SUV is the signature of your raw, rugged, untamed and adventurous way of life. When I first drove my robust beast, it was fulfilling, liberating and I patted my back for taking the best decision of my life. However, car insurance for SUV did seem like a setback. With the higher cost of SUV insurance vs. car insurance, it seemed like I wanted to rethink.

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Car Insurance Claim- When Your Friend Is Driver and Meets Accident

Imagine a situation where you have given your car to your close friend for a long drive. Hours later your friend calls to inform you that he has met with an accident. At such a point, there will be numerous questions in your mind. You may wonder whether you can claim insurance for your damaged vehicle.

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Car Insurance Quote: An Important Parameter While Choosing Car Insurance

Motor insurance is essential, which makes it important to choose wisely. You may take quotes from different insurers and compare these to make an informed decision. Searching through online portals to receive the best plans from renowned companies enables you to compare and buy the most beneficial plan instantly.

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Benefits Of Having A Roadside Assistance Cover In Your Car Insurance Plan

Roadside Assistance Cover in your Car Insurance Plan is an add-on cover and acts as your most trusted ally when the vehicle breaks down. In other words, Roadside Assistance Coverage means a professional technician comes to your rescue when your car breaks down in the middle of the journey leaving you stranded.

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Benefits of Renewing Your HDFC ERGO Car Insurance policy

Buying insurance does not end your job, a timely car insurance policy renewal is also vital. Read about the benefits of car insurance renewal with HDFC ERGO.

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Benefits of No Claim Bonus On Car Insurance

If you conduct a poll to determine the words that bring maximum happiness to the hearts and minds of working class Indians, the word “bonus” will surely rank No. 1! Let us take a look one such bonus – the No Claim Bonus in Car Insurance policies and its many benefits.

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5 Benefits of Car Insurance

As per Motor Vehicle Act, a Third Party insurance is compulsory and you must purchase one whether you buy a new or a used vehicle. You may purchase a comprehensive cover as well.

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All You Need to Know about Add-On Plans in Car Insurance

Car insurance, very often referred to as motor insurance, is an insurance product that offers coverage to your vehicle and\or any third party liability, in case of any damage by/or to your vehicle.

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How Bad Driving Can Lead To Higher Insurance Cost?

In today’s culture, a major chunk of drivers are involved in some kind of bad driving, whether it is due to carelessness or distraction. It may include a number of activities like eating or drinking while driving, texting or talking on the phone, day dreaming and most importantly drunk driving.

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4 Steps for Availing Continuous Benefit of Car Insurance When Moving To Other State

Moving out from our existing state to a new place is a tedious task, while you are deeply engaged in transferring and making arrangements to transfer and establish your base in a new state, there are several other things as well that needs serious consideration.

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A look at Affordable Car Insurance Plans

You would have often heard people call their cars, baby. Well, aren't they? They need to be taken care of, pampered with regular servicing and taken out for outings.

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How to decide which add-on cover do you need for your car?

Buying a car is indeed a moment to celebrate and rejoice; after all it’s an achievement. Probably, after buying a house, a car is the most important asset you would love to own. However, it is equally crucial to secure your car from possible threats and uncertainties.

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5 things which affect Your Car Insurance Premium

Car Insurance premium is the amount that you pay to your insurer for the cover that they provide you. Widely there are two types of car insurance third party liability cover and comprehensive car insurance cover.

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5 Safety tips while driving your personal car

Driving always involves a certain amount of risk, especially during a long trip to unexplored routes. Road accidents are increasing at an alarming rate, and repair stations might not be always approachable. In such a scenario, a lot of thought and preparation needs to be put in order to organize a secure and carefree road trip.

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5 Myths about Car Insurance to Avoid

Would you believe it if I told you, “Your red Honda Civic will attract a higher insurance premium than your neighbour’s black Civic”? Sounds outrageous and silly, doesn’t it?

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5 Factors to Consider before Car Insurance Transfer

The used car market has seen significant growth during the last few years. Almost 22 used cars are sold for every 10 new automobile sales. When you choose to buy a second hand car, there is a lot of work you need to do. You must research your options, inspect the cars, and test drive before making your decision.

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4 Simple Steps to Check Car Insurance Policy Status Online

If you are a victim of a road accident but do not have the insurance information of the vehicle, you need not despair. Although, this information is needed to lodge a complaint with the insurance company, you can easily find the information on the Insurance Information Bureau (IIB).

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3 Common Mistakes People Make While Buying Car Insurance

Policy wording with details of inclusions and exclusions, legal aspects and the cost involved are some of the complexities that people face while buying a car insurance plan. Lack of awareness creates unnecessary confusion in understanding how a Car Policy works.

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10 reasons why car insurance claims get rejected

None of us like rejections be it job rejection or VISA denial, it just puts us down feeling demotivated and discouraged. Similarly unfortunately if your car insurance premium gets rejected it might bring in mental stress and let you down.

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Why Your Health Insurance Can Be Denied?

Technical development has provided advanced medical treatments for several illnesses. However, such treatments have increased the cost of advanced healthcare. As a result, you may not always be able to afford the best treatment due to lack of funds.

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Why You Should Buy Health Insurance for Your Parents Now?

One common problem with millennials these days is that their parents are reaching the age of 60 and they do not have valid health insurance. The reason for this is mainly unawareness.

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Why Travel Health Insurance is a Good Deal?

What would you do if you suddenly fall sick or meet with an accident while travelling abroad? Medical expenses in a foreign country are often significantly higher than domestic costs.

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Why should you expand your mediclaim with a top-up policy?

You have a clear idea that your corporate health insurance is not sufficient to beat the medical inflation. You want to buy an individual health insurance but find it too expensive.

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Why medical test is important while buying a health cover?

When you go out to buy a medical insurance policy, many reputed insurance providers ask you to undergo some tests. These pre-medical tests are mandatory for you to get health insurance as they are a huge deciding factor in determining your eligibility for insurance.

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Why is a maternity insurance plan a good idea?

Maternity is a crucial phase that demands good care and regular check-up of the expecting mother. Add the expenses of childbirth, medication, and medical tests to the price of regular rides to the hospital, and the sum stands out to be significant.

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Why is Health Insurance needed for Family?

Accidents can happen anytime and at any place. One needs to take precautions for family and self. A family health plan is one such precaution and in these times, it is the need of the hour.

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Why Health Insurance is a Must for Senior Citizen Parents?

Old age brings along several health ailments that are expensive to treat. The expensive medical cost can prove to be a burden for you and your family members, especially when you are physically less active and financially not that sound.

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Burst the Myth:  Healthy Individual Do Not Need a Health Insurance Plan

It’s a common myth that only unfit or unhealthy individual require a medical policy. It is obvious that a healthy body may not be a permanent state in the coming future, which means in near future you may require medical assistance.

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Why Do You Need Health Cover?

We need to invest in health insurance plans so that we are financially prepared for the unexpected, and do not end up hampering the financial security of our family because of critical health issues that may arise.

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Why Critical illness insurance is a must?

A critical illness insurance policy covers incidental costs that may arise due to any significant disease or disability that may hamper your ability to work or maintain the income flow. In today’s lifestyle and high-pressure jobs, critical illnesses are not limited to aging people only.

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Where to Get Affordable Health Insurance?

The health insurance industry has witnessed significant changes in the last few years. The increase in competition now benefits you because insurers offer several advantageous features. Researching different options and knowing the inclusions and exclusions will help you make an informed decision.

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What you should know about your health insurance policy?

The need of health insurance may arise anytime as diseases often come in like a bolt from the blue. HDFC ERGO has curated a range of flexi health insurance plans to suit the varying needs of customers. Here are some of the various facets of insurance claims that customers should know.

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What should you know about health insurance claim process

Wading through different health insurance plans to purchase the correct one can be quite intimidating. Especially for first-time users since the terminologies are unfamiliar and finances are involved.

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What You Should Know Before Buying Health Insurance Plan for Your Family?

Insurance planning is not easy, especially when it comes to buying a health insurance plan for your family. After all you are putting your most loved ones at stake, hence, you should ensure that the plan you choose is the most suitable one as a single mistake can not only ruin your entire financial planning but also land you in trouble at the time of a medical emergency.

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What does a best health insurance policy include?

Health insurance policies are myriad, they are made to cater to a wide range of population and therefore differ in their coverage. A health insurance plan that suits your family member’s need may not be adequate for the need of your employee at work.

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5 Quick Tips for Getting Best Medical Insurance Coverage

Choosing the right insurance plan with the right amount of coverage is mandatory. One shouldn’t be under-insured; your insurance plan should cover you sufficiently without any loop holes.

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Top 5 things you should know before starting a family

If you have decided to start a family, you must be happy and very excited. And why not? One of the life’s greatest joys is to have children and bring them up. However, it is a very big decision, fraught with complications and filled with anxiety.

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Tackle Your Hospital Bills With Top Up Health Insurance

When you go shopping, you know approximately about how much your bill is going to be. Take another scenario, when you go for dinner with your friends or family you can foresee the final amount. There is always that one amount that you can never predict or anticipate. It will hit you, now or someday! That is a hospital bill.

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Why Should You Buy A Health Insurance Plan With Restoration Benefits

Health insurance plans come in numerous variants. With so many features being provided, it is fairly difficult to compare two insurance plans. More often than not, we realise that our health care coverage is not enough. This is where a health insurance refill or a restoration benefit comes in handy!

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Should You Buy a Separate Insurance Policy For Your Parents?

Our very existence on this universe is because of our parents, their world revolves around us. They’ve taken all the hardships in life to bring us up and make us whatever we are today. Unarguably, after a certain age they grow old and need our assistance to lead life.

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How Do Private Health Insurance Companies Influence a Patients Course of Treatment?

With the rise in the cost of medical expenditure and detrimental diseases, health insurance seems to grow. The high prevalence of diabetes and hypertension accounts to 40 to 60% of CKD in India.

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Five Reasons To Get Health Insurance In Your 20s

Being in your 20s is an amazing experience where you are able to experiment and explore new things. It is an important phase in your life and your entire future may be influenced by your decisions. A crucial but often overlooked decision is purchasing a health insurance plan.

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How To Be Prepared For Making A Health Insurance Claim During Emergencies

Filing a claim for your health insurance would be something that you may not want to do in case of a medical emergency, but it needs to be done if you want to avoid hefty bill payments.

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Prevent Yourself This Monsoon Season

Monsoon is the season when the clouds bring relief from the scorching heat and cool rain showers that bring the beauty of lush greenery and not to mention the smell of wet earth that takes us back to our childhood! While monsoons are a welcome change from summers, unfortunately they come along with a myriad of health hazards.

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Network and Non-Network Hospitals: What is the Difference?

Cashless mediclaim and list of network hospitals are two of the most important criterions that people consider while buying a health insurance. The longer the list of network hospitals for an insurance company, the more convenient it is to find one in the vicinity.

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Need of Health Insurance during Diwali

Apart from being the festival of lights, Diwali is one of the most celebrated festivals across the country. It is the time of the year when loved ones meet, share, and make some wonderful memories together.

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Do You Need An Additional Critical Illness Policy?

Critical illness, as the name suggests, refers to illnesses or diseases that can impact you deeply and could be life threatening as well. These illnesses may create physical and emotional imbalance. If an individual suffers from any of these critical illnesses, he or she may not be able to lead a normal lifestyle.

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Steps To Get Full Fledged Benefits Of Health Insurance

You may not know but your health insurance comes with numerous benefits, most of which go unused as people are hardly aware of them. Here are some common health insurance benefits that you may have already heard of

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Long Term Health Insurance & Their Benefits

What can happen to me? I am perfectly fit and fine.” Isn’t this an extremely familiar excuse? But when life throws a curveball of health complications, then neither the optimism works nor does the excuse. Health insurance does.

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5 Newest features of Health Insurance in India

Health Insurance is one sector in India that is constantly transforming and more and more aligning with the needs of the customers. The improved awareness of the policy holders is critical in this constantly changing sector so that they can make a wise and informed decision about their most important aspect of life, which is health.

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Is Health Insurance Affordable in India?

Health insurance or medical insurance are commonly used termed, which refers to a provision that helps you safeguarding your finances in case of a medical emergency. It is essential to opt for health insurance for you and your family for an all-round protection against rising medical expenses.

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Is your health care Insurance Plan helping you Save Tax?

A salaried person is always on a look out to save taxes. Rightfully so, as tax saving is an integral part of long term financial planning. There are 3 major ways to save taxes in India, namely- term insurance policy, life insurance policy and health insurance policy.

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Is investment in health insurance worth it?

Today’s disrupted lifestyle has made it extremely difficult to stay healthy. In fact, most of the millennials today are suffering from diseases related to lifestyle. We all are aware that medical treatments cost a bomb. This makes it vital for everyone to invest into a suitable medical insurance plan.

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Why corporate health cover is not sufficient to secure your family’s health

Underinsurance not only causes stress and results into sudden out of pocket expenses for policyholders during times of medical emergency but also gives them a false sense of being covered.

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Important terms used in your health insurance policy

To understand the offerings of a health insurance policy, it is important to know the meaning and definition of the commonly used health insurance terms. We have defined here some health insurance key terms to help HDFC ERGO’s customers make an informed decision.

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Know How significant it is To Upgrade Your Health Insurance Coverage

Health has become a major concern today - courtesy rising pollution, food contamination, fast-paced lifestyles etc. And with escalating medical costs, it is but indispensable to buy health insurance policies to avoid huge medical expenses during emergencies.

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Importance of Health Insurance in Today's Modern Day Lifestyle

Modern day lifestyle is striving hard to take people away from healthy living, and has succeeded to a great extent. The fast paced life brings with it stress and anxiety that is also taking a toll on the physical health.

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Know The importance of health insurance for Self Employed people

In the old days, being self-employed was considered an unreliable means of income. People couldn’t come to terms with the ambitions of many businessmen and entrepreneurs because they believed that it lacked the stability of a 9 to 5 job.

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The Impact of Health Insurance on Your Life

For most of us a health insurance policy is yet another document to besafeguarded in a cabinet in our house and/or a folder in our computer, until circumstances require us to put it in use. Less do we realize how investing in a health plan transforms our life for better.

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How to take care of the health of your ageing parents

One day, your parents would not be as fit and healthy as they are today. We understand, it’s hard for many of you to accept this fact. But, the more time you take to make peace with this thought, the more delay will happen with your plans to ensure good healthcare for your parents.

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Get Smart and Know How to Make Savings On Health Insurance Premiums

Insurance premiums can be inexpensive if you know how to lower your premiums. One can adopt various measures, provide optimum coverage and at the same time not have to pay too much. Here are some smart tips you can use to lower your health insurance premium outgo!

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How To Purchase Add-on Cover For Your Heath Insurance Policy ?

While buying insurance, exceeding the budget to accommodate add-on covers can turn out to be a wise decision. We, at HDFC ERGO, have carefully curated health insurance policy plans to provide wholesome security to you and your family.

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How to Make the Most Out of Health Insurance Plans ?

Like every other insurance policy, health insurance is a service you pay for but hope that you will never need. It is basically a protection cover for unpredictable and unforeseen medical emergencies that come up in an individual’s life.

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How to Compare Health Insurance Policies

Health insurance is meant and rather required by all but yes, the coverage depends on the age of the insured. We, at HDFC ERGO, consistently strive to curate health insurance policies especially catering to each age group, thus ensuring maximum comfort and protection. Here is how you can compare health insurance plans from HDFC ERGO.

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How Long-Term Health Insurance Can Benefit You

Rising health cost is a major concern for lakhs of average middle class families in India. A single trip to the hospital can burn a big hole in our pockets.

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How Does Cashless Claims Work?

We often overlook one of the most important aspects of an insurance plan and i.e. a hassle-free claim. The conventional reimbursement process is where the policyholder submits documents for the incurred medical expenses after the treatment is completed.

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Health Insurance for Parents and Senior Citizens

Not sure about investing into health insurance for your parents? Insurance market in India is currently blooming with a myriad of health care plans that are specifically designed for your parents, no matter if they are living with you or not.

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Know everything about different types of health insurance

In the frantic world of the 21st century, the workday extends beyond the agreed upon 9 to 5 timings, our food intake exceeds calorie charts and consumer habits are centred around buying stuff we don’t need, with money we don’t have!

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A Guide to Health Insurance Renewal

So, last year you had bought your first health insurance policy, which means this year it’s due for renewal. Last year you had covered yourself and family with a total health cover, how about continuing the trend and renewing policies online instantly to enjoy continuity benefits.

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Get Optimum Coverage with HDFC ERGO’s Health Suraksha Gold

Health is the most valuable asset that every individual owns and taking care of health comes almost naturally to everyone. Yet, life is full of uncertainties and highly unpredictable. Medical emergencies and accidents can occur to anyone, anywhere, anytime.

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What you need to look for in a maternity insurance plan

A young couple thinking of starting a family needs to take several factors into account before taking the plunge. Having a child is expensive, to put it bluntly. There are so many costs involved. And they start right from the time when you get pregnant.

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Equitable penetration of Health Insurance is a Need of Time

The gross domestic product (GDP) growth of any country is directly linked to the health of its population. However, healthcare is one of the key challenges for India, given lower awareness levels and lower government spending on healthcare. The opportunity cost of a poor state of healthcare is enormous.

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Should you opt for Individual Health Insurance apart from Employer Insurance?

Let’s face it – setting some time aside to figure out health insurance is not really on top of anyone’s to-do list. We tend to think of it as an unnecessary hassle and so, we are very eager to sign up to group insurance policies provided by our employers.

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Don't Allow Critical Illness to Derail your Life

According to the World Health Organization, half of all heart attacks in India occur under the age of 50 years and 25% under the age of 40. It is estimated that India will have over 1.6 million strokes per year by 2015, resulting in disabilities on one third of them.

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Don't Ignore investing in Insurance as a risk management tool in your early career

Your greatest asset is not your home or your car. It is your ability to earn a regular income for the financial stability of your loved ones. Even a month without an income may be extremely difficult emotionally as well as financially. Being able to earn an income is time-bound and protecting it for the long-term will always be your priority.

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Does Your Health Insurance Plan Covers Maternity ?

Motherhood is indeed the best phase of every woman’s life journey; it’s a beautiful feeling of giving birth. However, welcoming this new member calls for a lot of additional responsibilities too.

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Guide to Health Insurance plans for heart and other specific diseases

No matter how healthy a lifestyle you may lead, sometimes there is no running away from certain diseases. Some ailments could be caused due to certain genetic predispositions and history of illness in the family. This means that you stand a higher risk of contracting certain diseases if members in your family have had a medical history with particular ailments.

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Different add-on covers available for your health insurance policy

You will buy added accessories to support it. This is how add on covers work in case of a health insurance policy. Instead of buying a new expensive policy, you can opt for certain additional riders which can enhance the benefits of your pre-existing health insurance plan.

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Critical Illness Insurance Is a Must for Working Professionals

Working for extended hours in office has become a trend these days. Constantly staring at the desktop and sitting in the same position for all day long may affect your heath drastically. Our everyday hectic office schedule often leads to improper eating habits; we either end up skipping meals or over eat junk at the end of the day.

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Critical Illness Insurance for Organ Transplant

Critical illness is an illness or disease that can deeply impact your physical and emotional well being. It can also be life threatening. Some of the diseases that come under critical illness are cancer, heart attack/stroke, kidney failure etc.

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Critical Illness Insurance Cover for the Self Employed

There is no second thought to the fact that health insurance is one of the most important requirements in today’s times. With increasing medical expenses and a never before rise in lifestyle related diseases, it is vital that you have a critical insurance cover to keep you protected against all kinds of scenarios.

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Complete guide to senior citizen health insurance policy

People who have crossed the age of 60 years are considered to be in the senior citizen segment. Senior citizen are much more susceptible to health disorders. The chances of having health issues obviously increases with age and some of them may even require a serious medical care, making health insurance for senior citizen an absolute necessity.

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Common Misconceptions about Health Insurance

There are numerous misconceptions among policy buyers regarding health insurance policies. So, before you buy a fresh insurance policy or amend your pre-existing one, let us shatter some common health insurance myths:

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Benefits of Buying Health Insurance at an Early Age

Health Insurance is truly our friend who sticks by us when we need it the most. Although there is no specific age for buying a health insurance plan, it is always advisable to start it as early as possible.

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How Budget 2018 Will Help You Make the Best Use of Health Insurance?

Just like every year this year too our financial minister of India Mr. Arun Jaitley has announced a few amendments in the field of health insurance sector. For the poor economic sector with low income group cover of as much as Rs. 5 lakh each under a National Health Protection Scheme.

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The Best Way to Finance Medical Expenses

During the past few years medical science has observed rapid advancements, due to which the cost of medical treatment has increased drastically. Medical emergencies or accidents do not happen with prior intimation. It could happen at any point of time and leave us in a state of shock and trauma.

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Benefits of renewing your health insurance policy

You have spent days finding the best health insurance plan for your family. The plan is awesome with a modest premium and extensive coverage. You have been renewing it religiously for the past three years.

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All You Need To Know About Travel Insurance While Flying

To travel is to live. By travelling you get to connect with new people around and indulge onto a unique culture. Be it a business trip with hectic schedules or a leisure tour with family and friends, travelling gives you new experiences and allows you to see life through a different lens altogether.

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All You Need To Know About Maternity Insurance

Anticipating a new life to be born is one of the most blissful as well as challenging phases of life. For a couple, the phase of pregnancy is a journey that they take together. While maternity is in no way a sickness, however, because of the criticality and hospital expenses involved, health insurance with maternity benefits is very important.

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All you need to know about Health Insurance

Health is one of the most crucial aspects of your life and it is important to have health insurance in case of an emergency. Besides financial coverage, health insurance also provides you peace of mind and access to quality health care services.

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All Things to Know about Health Insurance for Kids

The changing dynamics prove that health insurance is no longer necessary only for seniors. Modern living is uncertain and stressful, and protecting yourself against huge healthcare costs is important. You may do this by purchasing health insurance coverage.

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All Things to Know about Group Health Insurance

Health issues are common due to stressful modern lives. Furthermore, healthcare costs are escalating. A hospitalization may result in major financial difficulties and use up all your savings.

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Advantages of HDFC ERGO health insurance policy

HDFC ERGO is without doubt one of the most trusted names when it comes to health insurance. With a commitment of outstanding customer support, the company has a myriad of plans in its kitty to suit the varied needs of every customer.

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A quick guide to health insurance plans by HDFC ERGO

The diseases that affect the younger generation have increased significantly. Add to that the rising medical expenses, and it becomes obvious why health insurance is so important. If you ask any health insurance expert, they will suggest taking an insurance before you turn 30.

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8 Precautions to Take while Travelling

Like the famous Ibn Battuta once said, “Travel, it leaves you speechless, and then turns you into a storyteller”. Indeed, travel is truly a ‘food for the soul’. However, if you ask a traveller, his tales may not be as rosy as you think. What we are referring to here is travel-related health woes.

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5 Ways to Take Care of Pollution Related Health Problem

India is the second most populated country in the world, as a huge nation it has led to a rapid growth in industrialization. As compared to the other nations in the world, India and China has worst pollution levels. In May 2014, WHO showed India as one of the most air polluted countries in the world.

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5 Reasons to Get Health Insurance for Employees

Health coverage is offered by most large companies as part of the employee benefits. However, medium-sized companies do not always offer health insurance for employees. Retirement funds and health benefits are two of the most important considerations for employees.

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5 common Myths about Health Insurance deciphered

There are many insurance myths floating around about health insurance that deter people from buying them and enjoying the many benefits that come with a good health insurance policy from a reputed insurance company.

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3 unexpected ailments that can be avoided through a healthy lifestyle

Some diseases have genetic connection, and some are more closely associated with the lifestyle. Even chronic diseases which were more common in specific geographical regions have become a rampant problem of the present generation in all parts of the world.

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Most Common health insurance mistakes and how to correct them?

Right from deciding on coverage to comparing premiums across companies, buying health insurance can be a pretty overwhelming process. As a consequence, people tend to make many health insurance mistakes that could cost them dearly during the time of claim settlement and reimbursement.

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Everything You Need To Know While Planning For Studying Overseas

If you are thinking about higher studies but do not know where to start, don’t worry! This blog has got you covered on that front. Firstly, you need to find out what you want to study – your core area of study that you want to specialize in. Once you have zoned in on that, you’ll have to find out which colleges offer courses on this area.

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How is buying Insurance Policy Online Better For You

While you have the option of buying insurance online as well as offline, the online option comes with numerous advantages. If you are wondering how to buy insurance, here is a list of advantages of buying an insurance policy online to help make up your mind.

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Insure your most valued possessions: Cows, Bullocks, and Buffaloes

For any ruralite, his most valued possessions are cows, bullocks and buffaloes. These cattle are not just living beings for him, but a means to earn his livelihood,means to provide prosperity to his entire family.

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Insurance Policies Which Are Must For Everyone

Let’s face it. Figuring out insurance is not the most enjoyable thing out there. When was the last time you heard somebody say, “I love doing my policy renewals!”, “Nothing excites me like filling out a claim settlement form” or “I shop for insurance policies when I get free time”?

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Why Is It Important To Link Your Aadhaar Card To Your Insurance Policy And How To Do It?

As per government regulations, policy holders are now required to link their insurance policies with their aadhar card. The rule has been happily welcomed by insurance providers as it will reduce the number of fraudulent claims and help in effective settlement of genuine claims.

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Importance Of Understanding An Insurance Plan

Non-life Insurance plans are offered by Non-life Insurance companies, also called as General Insurance companies in India. They are different from Life Insurance companies that offer long term life insurance products.

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How To Get Your AADHAR Number and PAN Number Linked To Insurance Policy?

As per the recent trends, the authorities are relentless in reminding us constantly to link our AADHAAR number with our bank accounts to enjoy continued services. Government has issued a directive which mandates linking AADHAR number with all financial services being availed.

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Factors Which Help You To Decide How Much Insurance You Require?

Today just taking a health insurance is not enough, picking the right one is more important. At a time when cost of new and advanced medical facilities is skyrocketing and different insurance providers are offering lucrative policies, making the right call is of utmost significance.

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How Helpful Is The HDFC ERGO Mobile App?

With the increase in the digital penetration it has become very crucial for every general insurance company to be in touch with its customer on the digital application. HDFC ERGO to be in constant touch with their customers and ensure service feasibility has launched the HDFC ERGO Mobile Application.

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How Does Insurance Planning Help You?

Insurance planning, by definition means analysing the types of insurance needed by a person to safeguard their life, assets or property. Today, you can insure anything. From the usual life, car, theft and property insurance policies there are also ways to insure one’s mobile phone, laptop, hair or even smile.

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A List Of Do's And Don'ts For Your Insurance Claim Process

Often dealing with insurance companies can be an overwhelming task due to them being large corporations and lack of information on insurance claim procedure. The good news is that there is always help at hand and some companies like HDFC Ergo make your insurance claim process work like a breeze.

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Choose Insurance Company Wisely

Although insurance is a contract between the insurer and the insured, it acts as a friend by securing you from the uncertainties of life. Be it while travelling, driving or spending time with your family at home, uncertainties may knock at your door without a prior intimation.

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Independence from Financial Burdens with a Health Insurance

Throughout our lives, we strive hard to earn, save and invest for the future, precisely to ensure a happy and self-sufficient retired life. As we age, our busy and erratic lifestyles invite health problems which steadily aggravate to become major illnesses later on.

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How To Get Your AADHAR Number and PAN Number Linked To Insurance Policy?

As per the recent trends, the authorities are relentless in reminding us constantly to link our AADHAAR number with our bank accounts to enjoy continued services. Government has issued a directive which mandates linking AADHAR number with all financial services being availed.

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HDFC ERGO PARTNERS WITH ITZCASH (ITIPL) TO OFFER GENERAL INSURANCE

HDFC ERGO, country’s third largest non-life insurance provider in the private sector, announced that it has entered in into a strategic agreement with ItzCash (also known as ITIPL i.e. Interactive Tradex India Pvt. Ltd.),

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We receive about 89% of the business through digital channels: HDFC ERGO's Mehmood Mansoori

Insurance is about effective Data mining and Data Analytics,which provide various insights into customer demographics (Behavior, preferences etc.),experience,product performance and the correlation between these factors.

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Educate Kids On Insurance Early

Have you ever sat down with your children to ask - what if we were to lose our home or a car in a natural calamity? What would they do if you were to fall sick and become incapacitated?

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DIGITALIZING INSURANCE – A PARADIGM SHIFT

Today’s new age consumer lives in cyber space with their entire world squeezed-in on their smart phones. Right from business to entertainment, all rests in these small devices. Their interaction with the world is now largely reduced to these devices.

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Digital Transformation in Insurance

Digital Transformation is the current global buzz and it’s envisaged to have a radical impact on the Insurance sector. Insurers worldwide are creating quantifiable value for their businesses by increasingly using digital tools and technology in innovative ways.

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Disruptive Technologies: Creating New Customer Experience Management Opportunities

Customer Experience Management is a good example where art and science converge very well. Empathy with the customer, service at the drop of a hat, single window and accessibility anytime anywhere are hygiene in Customer Experience Management.

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Why Compare Home Insurance Policies Before Buying?

We all have a picture of what the ideal dream home looks like in our head – a quaint little independent house nestled amidst scenic hills, an expansive resort by the beach or a towering high-rise apartment overlooking the entire city!

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Perils Covered By Home Insurance Policies

We usually never come across the word perils in our day to day life, that’s indeed very fortunate of us. Perils, this word literally means serious and immediate danger. Perils can cause harm to you, your family and their well being or may end up damaging your assets like your home, car or any other valuables.

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Doing a makeover on your home? Keep your home insurance in mind

Though people use the words ‘home’ and ‘house’ synonymously, a lot of effort goes into making a house your home. As you pick out the choicest tiles, map out interior design and invest in pristine teak-wood furniture, you have a very clear idea of how your home should look like.

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Know everything about important home insurance terms

There is a general aversion to buying home insurance without the help of an agent simply because of the apparently scary and hard to understand terminology.

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Know everything about important home insurance terms

There is a general aversion to buying home insurance without the help of an agent simply because of the apparently scary and hard to understand terminology. Once you know what these terms stand for, it becomes fairly straightforward and easy to purchase home insurance all by yourself.

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How is Home Insurance Premium Calculated?

Home is where the heart is; we undyingly love our home don’t we? It is that one place where we keep returning to Irrespective of where we go.

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Why home insurance for tenants should be of utmost priority

We all think that being a tenant is a temporary arrangement—a mere pit stop till we are in a position to buy our own dream house. Thus we never think of getting a home insurance on rental properties.

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Home Insurance Claim Process Made Easy

When you are a proud homeowner, the last thing you want is to go through any sort of damage to your cherished property or undergo an aftermath of a theft or burglary.

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Get The Best Home Insurance In India, Tailor Made For You

If you happen to Google “home insurance”, it is highly likely that you will be overwhelmed by the sheer number of results that Google throws at you.

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5 Excuses People Generally Give For Not Buying Home Insurance

The general perception around home insurance is that it is not absolutely necessary and can be done without. To say that this is wrong would be an understatement.

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Doing a makeover on your home? Keep your home insurance in mind

Though people use the words ‘home’ and ‘house’ synonymously, a lot of effort goes into making a house your home. As you pick out the choicest tiles, map out interior design and invest in pristine teak-wood furniture, you have a very clear idea of how your home should look like.

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Does home insurance policy cover flooding or water damages?

We truly agree to the popular quote that says, “Home is where your heart is”. It’s the only place where you keep returning to and there’s no other place like our lovely home.

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Does Home Insurance Cover Natural Disasters?

The mere mention of the words “flood”, “earthquake” or “tsunami” evokes in people strong images of devastation, destruction and despair, reminding people that we can be reduced to nothing in the face of Mother Nature’s sheer power.

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3 ways to control rising premium for home insurance

You opt for renewing your home insurance policy and are surprised to see revised or rather increased premium rate. Yes, this happens and baffles a lot of us. How can the premium keep on increasing for the same home? Well, there can be a series of reasons why home insurance premiums increase:

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Be Wise And Buy Home Insurance Online

The saying goes that houses are made of walls and beams, while homes are made of hopes and dreams. Over time, we tend to grow sentimentally attached to the place we inhabit due to the experiences we share with our loved ones under the same roof.

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Best Home Insurance Quotes: Well Suited to Your Needs

At the end of a long tiring day, you want to relax and get your mind off troublesome affairs. Peace of mind and recuperation of the body can only be had at ‘Home.’ It is the place where you go to rest after a hard day’s work.

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Know About Your Home Insurance Benefits

When the rains lashed down incessantly on Chennai in December 2015, the city was ravaged by floods that caused regular life to come to a standstill. Due to the alarming levels of water that submerged the lower floors of apartments and invaded the rooms of the higher floors, the scale of damage to property was catastrophic.

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How Does The Personal Accident Insurance Policy Work?

Accidents can be a very harrowing experience – not just for those involved but their families and friends also. The sheer random and uncertain nature of accidents catches people by surprise, leaves them little time to react and causes severe physical injury, permanent disabilities or even death.

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How Does Having A Personal Accident Insurance Policy Benefit You?

Misery never comes alone and often comes without any prior notice. No matter how unpleasant it may read but all happiness disappears in a fraction of seconds due to unfortunate incidents.

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How To Make A Claim Quickly In Case Of An Accident

The first and foremost step if you get involved in a car accident is to inform your insurance provider as soon as possible. Even if you are away from home or it was someone else who caused the accident, informing your policy provider will get the process started faster.

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Key factors to be considered while buying personal accident insurance in India

One must have a constant safeguard against any peril that may befall them or their family members such as sudden illness or a personal accident. It is the uncertainty of personal accidents that makes it such a potent threat to be safeguarded against.

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Why Is It Important To Compare Policies For Finding The Best Accident Insurance Plan?

A personal accident insurance benefits not just you, but your entire family. Think of what will happen to your family or dependants in case you become permanently disabled due to an accident.

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How to buy personal accident insurance online

Accident happens uninformed. It can occur anywhere, while you are travelling or performing regular chores at your home. The aftermath of an accident can result in injury and disablement.

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5 Reasons Why Travel Insurance Is Important ?

Many of us travel abroad, but do we always opt for travel insurance? We constantly keep asking ourselves various questions like is travel insurance necessary, are travel insurance plans worth it or why buy travel insurance when we can be alert of our surroundings and remain careful always?

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Benefits of having a family travel insurance policy

In the hustle and bustle of our daily lives, we sometimes forget that we need to take a break and spend some quality time with our family. Life can get very monotonous if we get too caught up with the 9 to 5 hustle at the workplace, the never-ending chores at home and the responsibilities of family life.

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Essential Things covered by your Travel Insurance

Are you planning your first international travel? Confused, about how to go about travel insurance? Well, let’s take a deep insight to understand what do travel insurance cover? HDFC ERGO offers travel insurance plans with wide range of cover for overseas destinations such as USA, UK and Japan.

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Waiting Period for Your Health Insurance Policy While Planning a Family

Someone truly said being a mother by giving birth to a new life is probably the best feeling ever, nothing can match up to this experience in life! It is indeed a moment to treasure and enjoy every bit of this beautiful phase of life. Before your little one enters this world with its tiny feet, it’s your duty to ensure everything is well-planned for him/her.

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Type of Travel Insurance in India

Somebody rightly said, to travel is to Live. Travelling is one of the best ways to escape the daily grind between work and home. However, heading towards a new and unknown destination can throw you any number of difficult situations.

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5 Quick Tips Regarding Travel Insurance for Germany

Germany is a beautiful country filled with exciting places to see, right from the Neuschwanstein Castle to Rhine falls, each and every destination in Germany has its own mesmerising charm. Be it a backpacking solo trip or a family vacation, Germany is indeed the right choice for complete rejuvenation

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5 Things to Know About Travel Insurance Natural Disaster Coverage

God forbid, if natural disasters affect your health and well-being, it’s important to get quality medical attention at the foreign destination. Medical expenses at overseas destination are quite high as compared to that in India.

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Importance Of Travel Insurance While Travelling With Children

There is nothing more enjoyable than travelling to new and exotic locations with your kids. I am going to make sure that when I have kids, they are going to see the wonders of the world – from snowing Himalayan ranges, sunny and sandy beaches to crowded street markets with interesting trinkets and inflated prices!

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Planning your next trip to the USA ?

Traveling to the USA sounds exciting and rewarding but it can quickly become unpleasant when some unexpected emergencies come your way. Travel Insurance helps reduce the financial risks when traveling abroad such as illness, accidents, missed flights, theft, terrorism, lost baggage and much more.

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All You Need To Know About Travel Insurance While Flying

To travel is to live. By travelling you get to connect with new people around and indulge onto a unique culture. Be it a business trip with a lot of hectic schedules or a leisure tour with family and friends, travelling gives you new experiences and allows you to see life through a different lens altogether.

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Travel Insurance for Flight Cancellations

Planned for an upcoming business trip or the much awaited vacations with family? What if your flight gets cancelled? Panic mode turned ON!

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How get a travel insurance for Europe ?

You’ve planned for your perfect European holiday right from the historical Vatican City to mesmerising Venice each and every aspect of your European holiday is beautifully designed to meet all your needs. The best hotel, chauffeur driven vehicles and must visit sights. But wait did you forget the most important thing? Yes, you did. What about the travel insurance for Europe trip? Oh! Which means you are yet to buy the perfect travel insurance for yourself and your family? The best news is you are not too late; you can buy travel insurance for Europe before departure and secure your travel plan. Travelling makes you a story teller, get a travel insurance to make sure you story is filled with good memories only. Let’s understand how important it is to get medical travel insurance for Europe online instantly.

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Travel Insurance for 90 Days

Travelling, it leaves you speechless, and then turns you into a story teller as truly said by IBN Battuta. It is probably one of the best ways to rejoice and rejuvenate with your friends and family.

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How to Claim Insurance for Lost Baggage ?

Arriving at your destination just to know that your baggage has gone missing is the last thing one might expect, isn’t it? Be it a first time traveller or a frequent flyer this situation is no less than a nightmare. Let’s understand the possibilities of baggage loss.

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Things you need to know before your next family trip abroad

Family vacations are always fun-filled we look forward to our departure dates and start doing all necessary preparations. Just like booking advance flight tickets, selecting hotels with best customer reviews and picking up the best sights top your to-do list, similarly buying a travel insurance plan should also be on your check-list.

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Basic Differences between Student Travel Insurance and Travel Insurance

Be it for the purpose of seeing exotic locations on a vacation or to explore opportunities on a business trip, many people visit foreign destinations. Similarly, many students travel great lengths to earn their degree from a reputed foreign university to give a boost to their career prospects.

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Student Travel Insurance : Plan Before Your Departure

It’s not easy being a student in India. After having gone through many trials and tribulations of colleges around the country, you find yourself amongst lakhs of other engineers, doctors and other budding professionals.

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Student Travel Insurance : How Do You Need It ?

Travelling overseas alone for the purpose of advanced education is a brave step for a student. While the experience definitely sounds exciting, it is more challenging than you would think.

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Student Travel Insurance: Coverage and Benefits

Most students are very eager to learn, gain new experiences and explore uncharted avenues. Those who aspire to be better stay busy giving shape to their future dreams and go to great lengths to make it real. Anything that can give an edge to a student’s career increases job opportunities.

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Single Trip Travel Insurance

Planning to go for an abroad trip? Where are you heading to, beaches or mountains? Or is it a hectic business trip? All your travel plans, be it a vacation at the Bahamas or a business meeting at the USA every international trip has to be insured.

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Quick Tips for Single Trip Travel Insurance to USA

Have you planned for the perfect solo trip to the USA? If yes, then it’s time to insure your trip. Just like booking flight tickets, accommodation and sightseeing facilities is important similarly signing up for travel insurance is equally essential.

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How and When You Should Renew Your Travel Insurance Policy

Anyone who wishes to safeguard their trip must invest into a suitable travel insurance plan. Whether you are a student, a businessman, a senior citizen or a housewife, a travel insurance protects your from unwanted financial expenses abroad, and hence should be taken by everyone.

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HDFC ERGO launches Pay for Per Day Travel

Every time you think of visiting a new destination there is certain amount of joy that you experience! The eagerness to explore, thrust to map the untouched destinations and bring back blissful memories, Wander lusting already?

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Fundamental Mistakes People Make While Selecting Travel Insurance

There are many myths when it comes to buying travel insurance that are doing the rounds. As is always the case with myths, they are spread far and wide by word of mouth by people who do not have a complete understanding of the subject at hand. These misconceptions have no basis whatsoever.

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Medical Travel Insurance Explained

By definition, a travel medical insurance is a type of insurance that is envisioned to cover emergency medical or healthcare expenses incurred while you are vacationing abroad.

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Are you aware of the medical benefits available with student travel insurance ?

As students you always aspire to pursue higher education and aim for the sky. When it comes to higher education most of us prefer studying at an overseas destination. Exploring education opportunities out of India has become a trend today, which has led to the popularity of overseas education.

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Popular Countries Where Travel Insurance Is Mandatory For Visitors

Travelling truly gives you a break from hectic schedules and lets you enjoy life to the fullest. However, not always do we travel for fun at times travel could be due to some official work or for higher education where we are bound to stay for a longer duration.

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Is Travel Insurance Mandatory while traveling abroad?

Just like your perfect accommodation, flight tickets and luggage are important for travelling abroad, similarly buying travel insurance is mandatory too.

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Travel Insurance: Its Types And Their Benefits For You

A lot of us perceive travel insurance as an extra burden on our already brimming budget. But, that is a disastrous approach. Best value travel insurance is a cushion of security that can help you travel hassle free and tension free. We, at HDFC ERGO strive to enhance your travel plans with seamless support, the best of policies, and consistently evolving plans.

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Travel Insurance for Indians Travelling To USA

For many, a trip to the US is a dream that they spend nurturing steadily through their growing up years with every Hollywood movie they watch, with every visit from the software engineer uncle who comes home from California with his Nike shoes and iPhone and with every online picture of Times Square, the Statue of Liberty or the casinos at Las Vegas.

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Ultimate Guide for Buying a Travel Insurance Policy

Travelling is so far one of the best way to rejuvenate and relax. However, at times we also travel for work and higher education. Although travelling is staying away from our abode at an unknown destination, it may invite certain risks, and it’s important to insure the probable risks well in advance.

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How to Avoid Rejection on Travel Insurance Claim ?

There are several things that can go wrong during a vacation, some of which are beyond our control – a medical emergency, death or a lost baggage. For holidays that do not go as planned, a travel insurance at hand can give us an extra protection and peace of mind. In an unlikely situation if you have to make the claim, here is what you need to know.

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A Basic Guide to travel insurance terms

Travel insurance can be a frightening prospect not just because we are planning for the worst case scenarios and are paying money to someone else to take care of them but also because of the strange and complex terms that surround buying travel insurance.

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Guide for your Travel Insurance Claims

The purpose of a Travel Insurance Policy is to offer financial reassurance after losses incurred during any unfortunate situation that might occur during your travel trip, be it domestic or international one. In order to ensure that your insurance lives up to its purpose, do your part of finding how to use it at your disposal by knowing, how to make Travel Insurance Claim.

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Get Your Travel Insurance Online

In this digital age when you can plan a trip around the world with a single click, you can also insure that trip with a simple click. Applying for foreign travel insurance online is not at all as complicated as it sounds and it is very easy. In fact, applying online for travel insurance has a number of benefits.

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Demystify Travel Insurance Myths in 1 Minute

Travelling is indeed a fun-filled agenda; it keeps us away from the city’s chaos and disconnects us from the rest of the world. Before travelling we plan the perfect itinerary, pack well and book the best hotels to ensure a comfortable and relaxed vacation, however little do we know that holidays may turn into a nightmare if you do not have travel insurance.

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Cheap Travel Insurance Plans In India

A wise Zen master once said, “Live with no excuses and travel with no regrets.”He went on to ask his disciples what travel meant to each of them. For some of them, travel was about reaching the destination, while others believed that it was all about the journey.

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Benefits of Buying Travel Insurance

Holidays are about truckloads of fun, excitement, adventure, and pure enrichment of the soul. Still, just before every holiday, sneaking in between these cheerful and happy feelings is the nervousness and uncertainty of visiting a new land.

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When is the Best Time to Buy Travel Insurance ?

People plan for hotels, flights, amenities when they travel yet they forgot to consider a crucial aspect - insurance. Travel insurance can save you from a lot of potential troubles that you might face while travelling - from cancelled flights to stolen luggage. You can buy travel insurance right up until the last day before you board your flight.

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4 Major Things Which Should Be Covered In Your Travel Insurance Policy

Have you seen pictures of the Aurora Borealis – the Northern Lights? It is truly a wonder to behold even through the window of your computer screen. Now imagine if you were to witness it first hand – what a truly scintillating experience that could be!

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4 Benefits of Multi-Trip Travel Insurance

On one hand, travel may mean visiting a number of fascinating and exciting places and experiencing different cultures. However, on the other hand, it means facing different travel-related health conditions that may end up being too costly for you.

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Why Two-wheeler Owners Should Consider Multi-Year Insurance Plan?

If you love riding a bike, you are probably aware how fun it is to drive one. It can be Be your everyday commute by a bike or a scooter, it is fast and the best option to get through those congested roads.

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Why should you Buy Long term two-wheeler Insurance policy?

Are you one of those who forgets to renew their two-wheeler policy in time? Does renewing your policy each year seem like a tedious job? If the answer to the above two questions is ‘Yes’, then a long term two wheeler insurance policy is what you need.

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Benefits of buying long term 2 wheeler insurance

Most people don’t realize that they have failed to renew the insurance policy for their scooters or motorbikes until they are pulled up by traffic police and asked to produce their documents.

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Why Buy A Comprehensive Two Wheeler Insurance for your Scooter?

For shorter drives in both urban as well as rural segment, scooters have carved its niche amongst the daily commuters. Undoubtedly, scooters are fuel efficient and easy to ride, which makes it a prominent choice for female riders and daily commuters.

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What is IDV in Two Wheeler Insurance?

While buying insurance, we tend to think of the worst and most of us often wonder, “What if my two-wheeler is completely damaged, irreparable or stolen?” Well, this is what makes IDV (Insured Declared Value) critical.

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5 Ways to Save On Bike Insurance

Buying two wheeler insurance for your beloved bike is a mandate, especially the third party liability only without which riding is illegal in India.

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Things To Know Before Buying Scooter Insurance

For shorter drives in both urban as well as rural segment, scooters have carved its niche amongst the daily commuters. Undoubtedly, scooters are fuel efficient and easy to ride, which makes it a prominent choice for female riders and daily commuters.

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3 Reasons toGet Bike Insurance Policy Add-ons

Two-wheeler insurance policies are of two types—third party and comprehensive. Below is an explanation of both these types of motorcycle insurance coverage.

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Long Term Two Wheeler Insurance Policy Benefits

We all are aware that two wheelers are much more vulnerable to getting into road accidents as compared to any other vehicle. To make sure you and your two wheeler are always protected from accidents and other dangers, it is imperative that you buy a two wheeler insurance policy.

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Know All About Two Wheeler Insurance Policy Coverage

It is important that you understand the need and importance of a two wheeler insurance policy. An insurance is there not only to protect you from third party liabilities but also to keep your vehicle safe and sound.

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Things to Know About Motorcycle Insurance in India

Motorcycle insurance India or two wheeler insurance is a mandate if you are riding your vehicle on public road. A third party liability only policy is compulsory as it safeguards you from losses caused to other person or property by your vehicle.

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All You Need to Know about Emergency Roadside Assistance For Bike

Riding your bike is an exhilarating experience. Owning a two-wheeler gives you the freedom of movement without depending on public transportation. Whether it is taking an adventurous ride on off-roads or your daily commute to the office, your bike is an excellent mode of travel.

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Is long term two wheeler insurance plan beneficial?

The importance of having a valid two wheeler insurance policy cannot be stressed enough. India, being one of the largest markets for two-wheelers in the entire world is equally unsafe too.

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How to Renew Online Bike Insurance in 3 Easy Steps?

Apart from the fact that having two wheeler insurance is mandatory in India, it is also very important to ensure continued protection of your vehicle from accidents and other dangers. It is a known fact that driving a two wheeler is way more risky than driving a car as you are more vulnerable to road accidents in the latter case.

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How to renew your expired bike insurance policy online?

Riding is a fulfilled activity; it gives you super sense of freedom. It gives you an edge against the city traffic and keeps you ahead of everyone else.

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Simple Steps to Get Cheap Two Wheeler Insurance in India

Two wheeler insurance is mandatory in India as per the Motor Vehicles Act. Riding your motor cycle without a valid insurance will cause legal troubles and you may end up paying heavy penalties.

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How to Choose Two Wheeler Insurance?

Your two-wheeler is your best partner to roam around the city paths; it gives you the right edge against traffic and helps you reach everywhere in your stipulated time. But, did you know? Your beloved two-wheeler requires mandatory third party liability insurance

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How to Calculate Bike Insurance Premium in India

Bike insurance or two wheeler insurance is an important means to protect your beloved vehicle safe from accidental damages. In India, it is a mandate to ride with a valid third party liability only policy. This policy covers you from damages caused by your bike to other person or property.

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Things You Probably Didn’t Know About Car Insurance

A car policy makes a person feel safe and securewhile driving on the road.It ensures the drivers that someone has their back, always. While third-party insurance is made mandatory by the government, it is advised to go for a comprehensive plan that covers you and your car too.

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Is it essential to opt for Hydrostatic Lock Cover when buying or renewing your car insurance?

Driving back home on a bright sunny day or travelling across your dream destination is a blissful experience. However, Indian weather is quite unpredictable, incessant rains or snow fall may interrupt with the smooth functioning of your car.

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How to buy Long Term Two Wheeler Insurance Cover Online?

A long term insurance policy provides two wheeler insurance fora policy duration of upto 3 years giving you independence from annual renewal. Read on to know the importance of buying long term two wheeler insurance cover online.

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Guide to Scooter Insurance

Popular for its safe riding mechanism and swift design, scooter has become w widely preferred mode of transport in both metros as well as rural regions.

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A Guide for Buying A New Bike Insurance

Accidents happen on roads. Period. And the worst part is that it doesn’t come informing you. And while you are nursing an injury or a broken bone, the only thing that can sound remotely comforting is the fact that your bike was probably insured and that you will not go bankrupt paying for the repairs of your damaged bike.

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4 Benefits of Getting Scooter Insurance Online

Keeping in mind the heavy traffic congestion in metro cities, a scooter is probably the best way to commute around the narrow roads. You can quickly finish off your grocery shopping and reach office ahead of everyone just because you own a scooter.

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Comprehensive vs. Third Party Bike Insurance

Owning your two-wheeler is a matter of pride and you would want to ensure no harm occurs to it. One way to get this security is by choosing the right insurance policy.

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Comprehensive vs. Third Party Bike Insurance

Owning your two-wheeler is a matter of pride and you would want to ensure no harm occurs to it. One way to get this security is by choosing the right insurance policy.

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Detailed Study of Third Party Two Wheeler Insurance

They say needing insurance is a bit like needing a parachute. If it isn’t there the first time, chances are you will not need it again.

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Consequences of having an expired Bike insurance

Last year you bought a brand new bike and you’ve also got it insured to ensure it remains protected; after all you have chipped in your hard earned money to buy your beloved bike.

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Why Should You Include Critical Illness Insurance In Your Health Insurance Portfolio ?

In those two minutes that you will take to read this article, four people under the age of 50 will die of heart attack. By the time the day is over, 1,300 people would have been diagnosed with cancer.

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Why is Health Insurance Important in India ?

Living in this fast paced world is becoming increasingly stressful and resulting in major health conditions especially among Indians. Millions of Indians lose their lives to heart diseases and diabetes, which, according to a report by WHO is

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Why women in India should be encouraged to take individual health plan ?

While happily wrapping up work on a Friday evening, Nisha Jain, a bank professional complained of severe chest pain for which her colleagues had to rush her to the nearest hospital. To her surprise, at the young age of 38, she was diagnosed with breast cancer. Nisha and her family had to bear hefty expenses incurred during the course of treatment as she was not insured under any health insurance plan.

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Why Should You Compare Health Insurance Policies Before Buying ?

The medical inflation is rising at an unprecedentedrate and therefore, it makes sense to compare health insurance policies beforehand to ensure that the policy you are intended to buy is in sync with the current situation.

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Significance of Cashless Facility in Two-Wheeler Insurance Policy

In India, a large percent of the population uses two-wheelers to commute because of their convenience, affordability, and lower maintenance. As with all other types of vehicles, having a third-party insurance coverage for your bike is also mandatory as per the legal guidelines.

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Theft Cover for Your Bike

Your bike is probably your beloved friend, a companion that always stays besides you whenever you need it the most. Be it a bike ride to the hills or chilling scenes by the beach, you can take your bike wherever you want for spending a relaxed time and enjoying the sense of freedom.

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5 Simple Steps to Transfer Bike Insurance

Two-wheeler these days have become a life line for travelling across the length and breadth of India. Be it a shopping day out or a hectic day with the kids, your two wheeler gives you the right speed and edge against the city traffic.

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Benefits Of Add On Covers for Motor Insurance

Just like every little additions enhancement in life things just get better. Similarly getting add on covers for your car or two wheeler will help in giving you a much enhanced cover and help in fighting financial imbalances in case of an accident or collision.

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Basics of a Two Wheeler Insurance Policy

While we are mostly vigilant and concerned about our car insurance policies, we often overlook the importance of having a two wheeler insurance policy.

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Importance of Top up Plans in Health Insurance

Health insurance plans in India have gained tremendous impetus in the past few years. With the advancements in medical science, there has been a steady rise in the cost of medical treatment.

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What Should You Opt for? Short Term or long Term Health Insurance

Every individual living in this country should have a right to lead a healthy life. This can be realized through the access of quality health care service and an understanding of one’s personal health needs.

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Seven critical factors to compare various health plans in India

Mr. Suresh Nair decided to buy a health insurance policy to insure the health of his entire family. He checked all the available health insurance plan options, but he got confused as there were various options in the market. He found the entire process of buying a health insurance policy baffling and time-consuming.

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10 Things to Note While Renewing Your Health Insurance Policy

Buying a health insurance to safeguard your family is a responsible step taken in the right direction. But do you know for your policy to remain valid, you also need to renew it every year?

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Precautions to be Taken During Rainy Season: Don't Miss These 7 Safety Tips

Rains provide relief from the sweltering heat of the summer season. However, monsoons also bring with it certain unwelcome diseases. Coughs, fever, and infections are common in the rains.

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5 Precautions to Be Taken In Winter Season

Winter is coming, and it’s time to brace ourselves for the chilling and harsh weather. It’s that time of the year, when you get irritated by dry skin and frequent flu fighting that ruins your winter vacation plans. Doctor clinics and hospitals are

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Precautions to Be Taken For Dengue Prevention

India has witnessed numerous rising cases of Dengue every year with many of these leading to death. Dengue fever, also known as the bone-breaking illness is hazardous to your health. Transmitted by Aedes Mosquitoes, this infectious fever

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5 Things to Know About Maternity Insurance in India

Motherhood is the most important transition that a woman goes through. Although you may see a lot changing in your life at this time, becoming a mother is truly a magical journey.

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Why Individual Health Insurance Is A Must Buy Over corporate Health Insurance ?

It is imperative to understand that most of the corporate health insurance policies offer coverage on the basis of the employee’s seniority and scale of salary. The same may discontinue or reduce after retirement. Also, the time you change or lose your job, you will not be covered under the corporate health insurance and there is no guarantee that the new employer will also offer you insurance.

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How to buy the Best Maternity Insurance Plans?

Motherhood is indeed a much awaited and pampered phase of life, it’s when you are about to give birth to a new life altogether. You want everything to be perfectly set and done to avoid any end moment complexity. With the rapid

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Importance of Health Insurance for Women

Today, when the world is being outspoken about the term Feminism, which speaks about gender equality. It’s high time we pull up our socks and pay equal attention to women health care and hygiene. Women often get so engrossed in fulfilling family responsibilities and duties that they tend to forget their own good. It's time to secure their health

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Why Claim Settlement Ratio Matters to You?

Healthcare expenses are rising at an alarming rate. In addition, the number of people suffering from serious health conditions is also rising. Fast-paced and stressful careers, unhealthy eating habits, and lack of exercise are common reasons for increasing illnesses.

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Health Insurance Plans and Implications Of Room Rent Limit

Health insurance is a type of insurance which helps an insured person cover the cost of medical, healthcare and surgical expenses. A health insurance is also popularly known as mediclaim or medical insurance.

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Impact of GST on Insurance

We have all heard about GST, i.e. Goods and Services Tax. Here is a little background on this tax to help you understand it better. GST was first announced in the Parliament in the year 2006 with the primary objective to simplify and unify the

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How to select a good critical illness insurance cover ?

The importance of health insurance seems to be on an all-time high with ever increasing medical cost, environmental hazards and deadly diseases.

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How does Health Insurance With Waiting Period Work ?

As you grow older, the possibility of you suffering from medical problems increases. However, unhealthy eating habits, stress, and sedentary lifestyles are resulting in people suffering from major illnesses at an early age as well.

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Health Insurance Premium Calculator for Senior Citizens & How It Works ?

Health Insurance is a shield that keeps your finances protected against rising medical expenses. Each day medical care costs keep rising due to advancement in medical science. To cope up with the rising medical expenses, you either have to dig onto your savings or settle for inferior quality of medical treatment or life.

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Obesity may lead to higher health insurance premium

Sedentary lifestyle and inactive fitness routine may lead to increase in weight and be a prime reason for inviting innumerable diseases. Being obese puts you at a higher risk of developing a number of potentially serious health problems, including – heart disease, stroke, diabetes, breathing disorders, musculo skeletal disorders (especially osteoarthritis), gallbladder disease, infertility, non-alcoholic fatty liver disease, kidney disease and some cancers and lots more.

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Health Insurance for NRIs

Can NRI’s buy health insurance in India? Is a commonly asked question by all the non-residents Indians? Many of us reside overseas; however keep coming back to India.

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Is there an Age Limit for Availing of Health Insurance ?

As you grow older, it is likely that you may suffer from serious ailments. Treating such diseases is becoming expensive with increasing inflation. Securing your financial stability especially during your senior years when you primarily depend on pension income is crucial.

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A Complete Guide to Family Health Insurance in India

Ever wondered if there is a single way to protect the health of your entire family with just one single premium? Asworried about rising medical costs, you would be interested in buying a health insurance plan that can offer sufficient insurance

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Best Family Health Insurance Plans in India

We all work hard and make sacrifices in order to take care of our loved ones. Seeing our families hale and hearty is one of our life’s best sights. A Family Health Insurance serves this goal by securing our families future and well being.

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Different Kinds of Health Insurance

With increasing medical costs and elevating rates of accidents and lifestyle diseases, everyone needs to be covered by a health insurance plan in order to escape high medical expenses. However, there are a number of Health Insurance

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6 Questions about Mediclaim Policy that every Health Insurance Seekers should know

In India, Mediclaim and health insurance scheme are mostly used interchangeably. However, in actuality there is a fundamental difference between the two. While it is true that both schemes are designed to address health emergencies, the benefits of health insurance plan supersede mediclaim policy at any given day.

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What are the differences between Health Insurance and Life Insurance?

For those who are just figuring out their way around getting insurance, the sheer number of insurance options available and the different types can be quite staggering. Car insurance, home insurance, marine insurance, fire insurance… the list goes on.

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Understand the Difference Between Critical Illness Insurance and Normal Health Insurance

There are several types of health insurance plans available on the market. You might think that your normal health insurance policy will cover the treatment cost in case you are diagnosed with a critical illness, but this might not be the case!

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What are the Deductibles in Health Insurance in India ?

Deductibles, co-pay, co-insurance - Read the fine print and you will come across these terms in health insurance policies. It is a good idea to know the meaning of these health insurance terms before you choose a plan.

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All about Bike Insurance

Your two-wheeler deserves care and pamper, unarguably it’s the best way to experience freedom and give an edge to the endless city traffic. However, as per the recent reports by Indian roadways ministry, two wheelers have faced the highest

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Day Care Coverage by Health insurance policies of HDFC ERGO

We often associate health insurance as useful only when someone is admitted to the hospital, but the fact is that your health insurance policy offers much more. One such offer is ‘day care procedures’. One must opt for this coverage while buying health insurance.

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Guide To Compare Health Insurance Plans for Senior Citizens in India

Health insurance is a must for every individual. Sedentary lifestyle and poor eating habits has increases the probability of health risks. Due to which signing up for a health insurance plan has become very crucial. Health insurance has become

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Can We Claim Health Insurance from Two Companies?

It is possible that you may have more than one health plan to cover your medical expenses. One reason could be that you have availed of an additional coverage over and above the group insurance offered by your employer.

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How is Parents Health Insurance Policy Premium Calculated ?

Truly, parents are our most valuable asset in life. Your parents lay the foundation of your life; unarguably their entire life revolves around you. They have spent years sacrificing their life goals just to ensure your needs are fulfilled, however

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Steps to find best health insurance plans for cancer patients in India

The very mention of the word “cancer” evokes very strong emotions of fear, pain and loss. Instances of cancer have become so common, right now that most people have someone in their circle of friends and family who are going through or have gone through the struggle against malignant tumour.

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What is Health insurance Card and why do you need it ?

Remember the last time you or your dear one was hospitalized, the first question that’s been asked at the reception is do you have a health insurance card?

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80D Benefits on Your Medical Insurance Policy

Many of us buy health insurance policies for securing health and ensure complete protection against medical expenses. However, health insurance policies also help in saving tax upto Rupees. 55,000.

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Opt For These 5 Add On Covers for Motor Insurance along with Comprehensive Benefits

Buying a car insurance that too comprehensive is the best decision ever to protect your car from unforeseen circumstances. It not only

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5 Things You Didn’t Know About Your Health Insurance Benefits

Personal health or the health of a family member is your first priority. If you are physically fit you may think that a health cover is not worth it, you must think again.

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4 Common Health Insurance Exclusions

Health insurance is a kind of insurance that offers us financial protection during a medical crisis, by paying for our hospital and other medical-related bills.

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Why You Should Buy Health Insurance for Your Parents Now?

One common problem with millennials these days is that their parents are reaching the age of 60 and they do not have valid health insurance

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Important Reasons for Students to Get Health Insurance

A large number of students travel abroad to pursue higher education since globalization has eliminated geographical boundaries. This allows you to pursue your dreams and acquire the best education from an international university.

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10 Things to Consider Before Buying Health Insurance

As there are a lot of firms selling health insurance policies in India, selecting one can really become a daunting task. Apart from a lot of plans to choose from, intimidating jargons which otherwise are called as policy wordings add to the confusion.

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Say Hello to Alexa with HDFC ERGO General Insurance!

In the era of fastest technological growth and rapid scale in the field of enhance customer assistance, HDFC ERGO has etched a new trend for easy interaction and simplifying insurance understand. Embracing technology and advancement

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Where to get travel Insurance for Schengen Visa?

While traveling abroad, one should keep in mind that unexpected costs may crop up. Hence, applying for a Travel Insurance for yourself and your family should be your priority while traveling abroad. Even if it is for a vacation, one should not rule out the possibilities of emergency situations.

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Cancellation Insurance For Travel Insurance

Many a times we are forced to cancel our travel plans, mostly due to an emergency which can amount to a huge loss if you are not insured. Your travel insurance policy will have certain conditions regarding trip cancellation

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How much Health Insurance do you Require ?

Advances in medical sciences have lifted the life expectancy significantly in the last few decades. However, changing lifestyle and external factors have resulted in individuals

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Insure Health at right age

Individual Health Insurance provides coverage for operational procedure, medicines, hospital stays, diagnostic tests and other medical expenses related to the hospitalization.

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Insuring Children’s Health is Important

With changing dynamics of the healthcare business, it is foregone conclusion that Health Insurance is no more a product meant only for elderly people. In today’s world, where stress

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Make Your Health Insurance Claims Hassle Free

In a day-to-day life so many times we find people who are complaining about insurance companies. All the hassles and paper-work to be done and yet at times the claims are unsettled for various reasons.

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How the premium of medical/health insurance is calculated?

Travel is one of the life’s greatest pleasures, but, unforeseen events can complicate even the most carefully planned trip. Loss of luggage, passport loss, canceled flights, or medical

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Tax Benefit on Health Insurance

While medical emergencies do not strike frequently to most people, one cannot afford not to have a Health Insurance with medical inflation running in double-digits in India.

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Contractors All Risk Policy from HDFC ERGO

Due to risk factors like heavy materials, working at heights and lack of adequate security measures, a construction site is probably one of the most susceptible to all sorts of accidents.

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Electronic Equipment Insurance Policy from HDFC ERGO

No other technology has had such a profound impact on mankind like Information Technology. In today’s world, the electronics and information revolution has changed the

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Flood & Earthquake – Safety Tips

Floods are among the most frequent and costly natural disasters. Conditions that cause floods include heavy or steady rain for several hours or days that saturates the ground.

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Get an Ideal Home Insurance plan to Stay Fully Protected

For most of us, our home is (one of) the most valuable asset. In fact, having an own house is one of the most cherished desire for most of us. Few fortunate ones are able to purchase

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Home Insurance for Protection of Your Most Valuable Asset

Is Home, your most valuable asset? In fact, for most of us, it is. We spend a substantial part of our lifetime’s earnings on a Home. We spend some of the best moments of our lives in our homes.

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Is your home insured

Infrastructure is at it’s peak today and each building has ample security then how does one explain the terrifyingly high number of House break-ins in the city making it pertinent everyone to insure their property.

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Standard Fire and Special Perils Insurance

Your business is an extension of you. It is the sum of the efforts and aspirations of your staff and your near and dear ones.You put a lot of time, hard work and considerable money in building up your business.

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Car Insurance Premium Calculator

Car insurance premium calculator allows you to compute the premium of a car as well as compare benefits. Though premium is not the only best criteria to choose a car insurance policy,

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Drive safely in monsoon

Monsoon is one season that a vehicle owner dreads. This is the time of the year where the owner incurs maximum maintenance costs and most of the times it is out of compulsion

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Factors determining motor insurance premium

Owning a vehicle has become all too necessary in the present day and age. The fact that vehicles like a two wheeler or a car has multiple utility only adds up to their merits.

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Get Your Automobile Secured with HDFC ERGO’s Comprehensive Motor Insurance this Monsoon

India being predominantly an agricultural economy, monsoons are special for Indians. While monsoons bring joy and hope for us, they also call for extra care to negotiate rainy

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How to buy a two wheeler insurance online?

Two wheelers serve as great means of transportation. Two wheeler enthusiasts are very possessive about their vehicles. They keep their vehicles properly maintained through

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How to get motor insurance quotes online?

The category of motor involves 2 wheelers, private vehicles and also commercial vehicles. Before deciding on the Motor Insurance Policy that one would like to buy it is an important step to obtain the quotes first.

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Insure your dream car and vroom ahead hassle free

As a child did you dream of driving your favorite car one day? Well you are not alone. A car is an asset that everyone is proud to own; often it’s a large milestone in a lot of people’s lives.

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Know Your Personal Car Insurance

While most of us dream of a owning a car, we rarely think about the risks that come with the ownership of a personal vehicle. Accidents can happen despite your great driving

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Long-term Third-Party Motor Insurance is a Good Deal

Two-wheelers are vehicles of convenience for everyone irrespective of the location or the gender of an individual. They are easy to drive and one of the most convenient means to negotiate

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Motor Insurance is not for Drunken Drivers

Buying a motor car is a dream for the most and it is still considered as a major milestone of life for many in India. However, knowing about driving safely is as important as owning a personal car

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Ride your two-wheeler safely

Two-wheelers have become the most preferred mode of transportation for many Indians. Mopeds and Bikes are omnipresent across Indian towns and cities, providing mobility

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Road Accidents and Need for Motor Insurance

Along with the utility and convenience, motor vehicles also bring risks – minor as well as serious ones – to their owners. While driving on roads, there can be instances where the motor vehicle

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Car Insurance - Tips to Help Lower Your insurance Rates

Simply owning a car is just not enough, you need to buy car insurance, in order to protect your car from unforeseen events. This leads to adding up of an additional expense factor

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Types and Kinds of Car Insurance Policies

There is a lot of confusion among people when they are confronted with idea of different kinds and types of car insurance policies. To make things simple and easy to understand we have made clear distinction.

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Types of Motor Insurance

No other technology – apart from construction and telecommunications – has had such a profound impact on mankind as automotive technology. From its humble beginnings in the late

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What does your motor insurance quote cover?

The whole purpose of getting motor insurance quote from various insurance providers is to get the best coverage at the most affordable cost. Many of you go to multiple vendors

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What is Third Party Pool

As many talks are taking rounds in the industry over the issue of Third party pool; be it rise in Third party pool provisioning or dismantling it. We will take you through

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Car Insurance Renewal - Why it is important to do it on time?

Getting your car insured is mandatory by law for every car owner. Failing to get your car insured or renewing your existing car insurance policy is penalized by the road traffic

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Weather insurance , Farmers savior in rough seasons

Agriculture is the mainstay of the Indian economy. It provides the principal means of livelihood for over 58.4% of India's population. Agriculture and allied sectors contributed nearly

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The Perils of Ignoring Travel Insurance

Life is all about facing the unexpected. When you are travelling, especially to a foreign country, you can encounter any of the following—illness, accident, theft of personal belongings,

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A Closer Look At Medical Travel Insurance

Travel insurance ensures financial coverage against emergencies that may arise during travel. Most policies exclude certain situations which you can have covered for an additional premium. You need to know what is covered under your policy.

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Cancellation Insurance For Travel Insurance

Many a times we are forced to cancel our travel plans, mostly due to an emergency which can amount to a huge loss if you are not insured. Your travel insurance policy will have certain conditions regarding trip cancellation.

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Comparison of various travel insurance option available in India

Travel insurance is a very important aspect that must not be sidelined during overseas trip for business, vacation or higher studies. But to choose the right travel insurance

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Decoding Travel Insurance

Travel is one of the life's greatest pleasures, but, unforeseen events can complicate even the most carefully planned trip. Loss of luggage, passport loss, canceled flights, or medical emergency can turn a relaxing vacation into a taxing

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4 Situations When You Need Travel Insurance

Travelling provides new experiences, exposes you to other cultures and customs, and often gives you a new perspective on life. Whether you are traveling with your family or alone, you want the trip to be fun filled and invigorating.

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Get The Most Out Of Your Travel Insurance Policy

Insurance is full of exclusions; and travel insurance policies are no exception. A rejected travel insurance claim can leave holidaymakers stranded abroad with little or no access to funds. Be sure to read your policy carefully before purchasing.

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How to buy travel insurance online

Travel insurance should be bought before embarking on a journey as it protects the insured against uncertain events during the trip. Now getting travel insurance has easy and simple,

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Importance of Travel Insurance for senior citizens

A lot many people decide to travel abroad once they retire and have very little obligation towards their routine. The rigidity of their job gives ways to the wayward inner-being.

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Why it is important to buy an international travel insurance policy before your foreign trip?

We undertake international travel primarily for two reasons; business and recreation. Traveling overseas is exciting and full of fun and the memories of which is ingrained in our minds

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Key advantages of family travel insurance

We cherish vacation with our family members like no other and rightly so, it is this one group with which we are comfortable and at ease the most. Spending time with

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Why Overseas Travel Insurance is an absolute must while travelling abroad?

Traveling is fun, and it should be. Traveling overseas for a holiday along with your family, it is always a pleasurable experience which most of you look forward to.

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Particulars covered under Travel Insurance

Travel insurance should be essential as part of the preparation for overseas travel. No matter if you undertake the journey for business or sightseeing. You must get insured even

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Planning your next vacation? Consider HDFC ERGO as your best companion

In your tearing hurry of bag packing whilst in the midst of attending office and performing your daily chores, there is something very important that needs your attention - Travel Insurance. It is an important Insurance document that you should have it alongside your travel tickets.

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Single trip travel insurance v/s. multi trip travel insurance

Travel insurance protects the insured against the expenses that may be incurred due to unexpected incident while travelling overseas such as accident, loss of baggage, delays etc.

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Some Simple Truths About Travel Insurance

There are any number of risks that can spring all of a sudden on you during travel. It could be anything; injury requiring medical care, accident warranting hospitalisation,

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The Undeniable Importance of Travel Insurance

If you are travelling abroad, the most prudent thing you need to do once you have made your travel plans is to get yourself and your family covered under travel insurance.

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Things to know about travel insurance

Today, Travel insurance is becoming very important for business and holiday trips. Insurance companies are creating awareness in various ways to highlight the importance

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Travel insurance is that aspect of your overseas travel that must be given its due importance.

The fact that more and more people are now buying overseas travel insurance in India is indicative of the rising trend as well as the increased awareness among the travelling class

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Travel Insurance And How it Works

People underestimate the power of travel insurance. They tend not to think about of being stuck in a foreign land with no funds, in case of an emergency. Buy travel insurance and protect yourself from financial hazards of traveling abroad.

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What Travel Insurance Policies Exclude?

Most people don't bother to look at the fine print when they sign up for travel insurance. Here are a few common exclusions you should remember before you purchase travel insurance.

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Why an Overseas Travel Insurance is must

Travelling is something that is enjoyed by everyone. But travelling overseas usually means that one is entering a new and unknown land where may be the language is different etc

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Traveling overseas has become very common be it for leisure, business trip or for educational purposes.

Though there is lot of excitement for such trips/visits, one should be adequately be prepared to take care of any contingencies that may arise. There could be an illness

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Particulars covered in travel medical insurance

Travel medical insurance caters to individuals who want to safeguard their overseas and inland trips with an insurance coverage plan. This is considered as the one of the best

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Fidelity Guarantee Insurance from HDFC ERGO

Business is meant to be a fair business, but frauds and dishonesty in contractual obligations are a reality of the business world. While we do not mean to say that frauds are everywhere

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Start Early in Health Insurance

Dynamics of Healthcare business have undergone an extensive transformation in the last decade. Having a Health Insurance is no more an option today – it is a necessity.

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Personal Accident Policy Offers More Than a Health Plan

Accidents are unforeseen and inevitable. Such mishaps take only a few seconds to turn life upside down. Moreover, the impact of such mishaps is felt more on the emotional as well as financial grounds

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Personal Accident cover is equally important as compared to life and health cover

Most people will have two types of insurance cover: life insurance and health insurance. The purpose of life insurance is to cover the risk of early death and the purpose

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A Personal Accident Insurance is a Must

While most people have general understanding of Life Insurance and Health Insurance products, they are generally little informed when it comes to Personal Accident Insurance

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Why Your Employer's Health Insurance May Not be Enough ?

An Employer's Health Insurance plan may look attractive compared to individual Health Insurance plans, but it is not a complete solution.

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What does a best health insurance policy include?

Health insurance policies are myriad, they are made to cater to a wide range of population and therefore differ in their coverage. A health insurance plan that suits your family

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Things one should know before buying health insurance

Health insurance policies are myriad; they are designed to cater everybody’s needs. Keeping in view various scenarios and probable events, the health insurance provider

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Things covered in a cashless health insurance policy

Health Insurance is one thing that every individual household must have in order to secure their family members from the exorbitant expenses that may arise due to sudden illness.

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Secure Your Health with HDFC ERGO’s Affordable Health Suraksha Plan

Escalating cost of medical treatment is getting beyond the reach of the common man in India. Imagine being diagnosed with an illness and need to get hospitalized. More than the disease itself, an individual today worries more about the collateral damage that one has to face on account of hospitalization.

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Riders + Basic = More FIT

The irony, as they say, is inescapable. Medical emergency can catch anyone unaware and the damage can be far greater than what is normally assumed…medically & otherwise!

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Restore Exhausted Sum Insured with HDFC Health Suraksha Regain

Uncertainties and unfortunate events in form of illnesses, injuries or accidents can catch you off guard and unprepared. The cost of medical treatments and recuperating only add pain

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Personal accident insurance- an overview

Accidents have a notorious tendency to strike when we are least expecting time. The surprise element of any accident is what makes it more lethal than the actual occurrence.

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Medical Insurance Portability

Insurance Regulatory and Development Authority (IRDA), the apex regulator of the Insurance Industry released a circular giving guidelines on introduction of portability of medical insurance in India.

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Make medical insurance a must for your household

Most people want adequate health care cover for their loved ones, they look up to the government to provide affordable and accessible health care. The conditions of those facilities

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Key factors to be considered while buying personal accident insurance in India

One must have a constant safeguard against any peril that may befall them or their family members such as sudden illness or a personal accident. It is the uncertainty of personal

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Importance Of Personal Medical Insurance

In current times of high medical inflation rates, failing to hold adequate amount of medical insurance cover can prove to be a major personal finance disaster. This could lead to either poor health care because of non-affordability or spiral an

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How To File A Health Insurance Claim ?

Health insurance is a great way of financial protection in times of a health emergency. But filing a claim can get very frustrating if you do not know the procedure. Once you know how to file a claim, the process seems much easier than before.

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How to buy personal accident insurance online

Accident happens uninformed. It can occur anywhere, while you are travelling or performing regular chores at your home. The aftermath of an accident can result in injury and disablement

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How to buy health insurance online ?

Health insurance is a financial instrument which enables individuals and groups to safeguard their health from the perils of disease and sudden ailments.

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How the premium of medical or health insurance is calculated ?

Living healthy live is something that most of us yearn for. In order to achieve this, people resort to many activities such as yoga, regular exercise and take other related measures

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Healthcare inflation is close to 20% – plan accordingly

Healthcare inflation in India is close to 20% as compared to overall inflation of 8-9% per cent in the past few years. What it means is that if you need to plan for medical emergency then you need to factor tomorrow’s cost, today.

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Health Protection for 2015

A random search on the Internet would show that most of the New Year Resolutions revolve around two most important aspects of our lives – Health and Finance.

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Health insurance for senior citizens

Health insurance provides a wide range of policies for every age group. However these options can be considered as ‘many’ only if one is below 50 years age.

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Health Insurance And Third Party Administrator

Health insurance protects us from financial hazards that may arise from health-related emergencies. The Third Party Administrator is a vital link between health insurance companies, policyholders and health care providers.

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HDFC ERGO HEALTH SURAKSHA TOP UP – PLUS & PRO

HDFC ERGO General Insurance Company announced the launch of Health Suraksha Top Up plan in October 2012 in its persistent endeavor to provide customized & innovative health insurance solutions.

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Get Optimum Coverage with HDFC ERGO’s Health Suraksha Gold

Health is the most valuable asset that every individual owns and taking care of health comes almost naturally to everyone. Yet, life is full of uncertainties and highly unpredictable.

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Enhance your Medical Coverage with Inexpensive Top-Up Plan

Health is a major concern for most of us. From elderly parents to newborn children, medication and hospitalization play a significant role while ensuring the health of a family. While age-related ailments

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Elements of health insurance – Terminologies and their benefits

Health Insurance, in the present day and age, has become indispensible for each one of us. It ensures you of the medical expenses that might be incurred by you in the future. There are various types of health insurance

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Critical Illness Insurance Protects You and Your Family

A Critical Illness is often diagnosed when people least expect it. Getting appropriate treatment without worrying about finances is extremely important and the best way to get that

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Why you should get a critical illness cover even if you have a medical insurance?

Many people are of the view that they do not require critical illness cover if they already have a medical insurance policy. Most of them consider medical insurance

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Calculation Of Health Insurance Premium

One wonders about how a health insurance company calculates the premium you are required to pay? Here are some of the answers.

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Affordable Home Insurance Policy from HDFC ERGO

Home is where the heart is, as rightly said. A home is the place of innumerable memories; no money is better spent than what is invested on your home.

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Fraud And Health Insurance Claims

A health insurance claim prepared with the intention to deceive, conceal or distort relevant information that eventually accounts for health care benefits for an individual or a particular group is defined as fraudulent health insurance claim

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Is Travel Insurance Mandatory while traveling abroad?

Just like your perfect accommodation, flight tickets and luggage are important for travelling abroad, similarly buying travel insurance is mandatory too.

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When Not To Claim Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and quick..

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Add-On Covers For Your Car Insurance Policy

Car insurance add-ons, as the name suggests, offer insurance for several damages or occurrences in addition to the benefits that a comprehensive motor insurance policy offers. Read on to know about car insurance add-ons offered by HDFC ERGO.

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Know how premiums change with your age

Remember how as a child you couldn’t wait to grow up wanting to go to a college, start a career and live your dream. But reality burst your bubble! Now, you are just busy managing bills, finances, maintaining work-life balance and often wonder how your parents used to do it all. Well, let’s just admit – being an adult isn’t that amazing. Also now there’s one more additional thing that always concerns you – your and your loved ones’ health and that’s why you opt for a health insurance. Do you know that with your age, your policy plan too gets changed? If not then let us find out what more candles on your birthday cake mean to your health insurance premiums.

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Important Things to Know about Cashless Hospitalization

Have you ever needed to rush to an ATM in the middle of the night because someone had to be hospitalized due to an emergency? Have you called your friends or relatives seeking cash for hospitalization?

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When Not To Claim Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and quick..

read full story >

Know how premiums change with your age

Remember how as a child you couldn’t wait to grow up wanting to go to a college, start a career and live your dream. But reality burst your bubble! Now, you are just busy managing bills, finances, maintaining work-life balance and often wonder how your parents used to do it all. Well, let’s just admit – being an adult isn’t that amazing. Also now there’s one more additional thing that always concerns you – your and your loved ones’ health and that’s why you opt for a health insurance. Do you know that with your age, your policy plan too gets changed? If not then let us find out what more candles on your birthday cake mean to your health insurance premiums.

read full story >

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