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Recent Blogs

Importance of Third Party Car Insurance

While driving there is a real risk of being involved in an accident. It may lead to bodily injury or even death in some instances. There is also...

How to Take Care of Your Car in Winter

A dip in temperature may bring relief from the heat in many parts of India. Sadly, the winter season spells more harm than good as far as...

All Things to Know about Four-Wheeler Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. There are primarily two types of insurance policies which...

Car Insurance Quote: An Important Parameter While Choosing Car Insurance

Motor insurance is essential, which makes it important to choose wisely. You may take quotes from different insurers and compare these to make...

IDV of Vehicle and its Importance while Insuring Vehicles

Motor insurance third party liability is mandatory as per legal regulations. However, opting for a comprehensive motor insurance cover is advisable for...

Important Terms to Know before Buying Car Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. Such a plan provides compensation in case of death or injury to third parties...

Right Time for Car Insurance Renewal

It is mandatory to have a third party only insurance policy in India. Such a plan provides protection against any third party liability...

Why Go For Engine Add-On Plans in Car Insurance?

A car insurance plan offers coverage to the vehicle, the driver, and the passengers in the car. It covers damage to the vehicle, as well as...

5 Amazing Benefits Of Online Insurance

You may purchase insurance either through an agent (offline) or online. Although online purchases are increasing, several buyers are skeptical...

Important Reasons for Students to Get Health Insurance

A large number of students travel abroad to pursue higher education since globalization has eliminated geographical boundaries. This allows you...

5 Reasons to Get Health Insurance for Employees

Health coverage is offered by most large companies as part of the employee benefits. However, medium-sized companies do not always offer health...

All Things to Know about Group Health Insurance

Health issues are common due to stressful modern lives. Furthermore, healthcare costs are escalating. A hospitalization may result...

All Things to Know about Health Insurance for Kids

The changing dynamics prove that health insurance is no longer necessary only for seniors. Modern living is uncertain and stressful, and...

Can We Claim Health Insurance from Two Companies

It is possible that you may have more than one health plan to cover your medical expenses. One reason could be that you have availed of an additional coverage over...

How does Health Insurance With Waiting Period Work?

As you grow older, the possibility of you suffering from medical problems increases. However, unhealthy eating habits, stress, and sedentary...

Is there an Age Limit for Availing of Health Insurance

As you grow older, it is likely that you may suffer from serious ailments. Treating such diseases is becoming expensive with increasing...

Why Travel Health Insurance is a Good Deal?

What would you do if you suddenly fall sick or meet with an accident while traveling abroad? Medical expenses in a foreign country are often...

Where to Get Affordable Health Insurance?

The health insurance industry has witnessed significant changes in the last few years. The increase in competition now benefits you because insurers...

Why Your Health Insurance Can Be Denied?

Technical development has provided advanced medical treatments for several illnesses. However, such treatments have increased the cost...

Importance Of Understanding An Insurance Plan

Non-life Insurance plans are offered by Non-life Insurance companies, also called as General Insurance companies in India. They are different...

Choose Insurance Company Wisely

Although insurance is a contract between the insurer and the insured, it acts as a friend by securing you from the uncertainties of life. Be it while...

4 Benefits of Multi-Trip Travel Insurance

On one hand, travel may mean visiting a number of fascinating and exciting places and experiencing different cultures. However, on the other...

5 Ways to Take Care of Pollution Related Health Problem

India is the second most populated country in the world, as a huge nation it has led to a rapid growth in industrialization...

4 Common Health Insurance Exclusions

Health insurance is a kind of insurance that offers us financial protection during a medical crisis, by paying for our...

8 Precautions to Take while Traveling

Like the famous Ibn Battuta once said, “Travel, it leaves you speechless, and then turns you into a storyteller”. Indeed, travel is truly a ‘food for the soul’...

The Best Way to Finance Medical Expenses

During the past few years medical science has observed rapid advancements, due to which the cost of medical treatment has increased drastically.Medical...

Critical Illness Insurance Is a Must for Working Professionals

Working for extended hours in office has become a trend these days. Constantly staring at the desktop and sitting in the...

Don't Ignore investing in Insurance as a risk management tool in your early career

Your greatest asset is not your home or your car. It is your ability to earn a regular income for the financial stability of your loved ones....

Need of Health Insurance during Diwali

Apart from being thefestival of lights, Diwali is one of the most celebrated festivals across the country...

7 Precautions to Be Taken For Dengue Prevention

India has witnessed numerous rising cases of Dengue every year with many of these leading to death. Dengue fever, also known as the bone-breaking...

5 Precautions to Be Taken In Winter Season

Winter is coming, and it’s time to brace ourselvesforthe chilling and harsh weather. It’s that time of the year, when you get irritated by...

Importance of Top up Plans in Health Insurance

Health insurance plans in India have gained tremendous impetus in the past few years. With the advancements in medical science, there...

Burst the Myth: Healthy Individual Do Not Need a Health Insurance Plan

It’s a common myth that only unfit or unhealthy individual require a medical policy. It is obvious that a healthy...

Why Buy A Comprehensive Two Wheeler Insurance for your scooter

For shorter drives in both urban as well as rural segment, scooters have carved its niche amongst the daily....

Precautions to be Taken During Rainy Season: Don't Miss These 7 Safety Tips

Rains provide relief from the sweltering heat of the summer season. However, monsoons also bring with it certain unwelcome diseases. Coughs, fever, and infections are...

Disruptive Technologies: Creating New Customer Experience Management Opportunities

Customer Experience Management is a good example where art and science converge very well. Empathy with the customer, service at...

DIGITALIZING INSURANCE – A PARADIGM SHIFT

Today’s new age consumer lives in cyber space with their entire world squeezed-in on their smart phones. Right from business to entertainment...

Digital Transformation in Insurance

Digital Transformation is the current global buzz and it’s envisaged to have a radical impact on the Insurance sector. Insurers worldwide...

Educate Kids On Insurance Early

Have you ever sat down with your children to ask - what if we were to lose our home or a car in a natural calamity? What would they do if you were to fall sick...

We receive about 89% of the business through digital channels : HDFC Ergo's Mehmood Mansoori

Insurance is an information based industry where data is the key ingredient. How do you,as CIO and head...

Independence from Financial Burdens with a Health Insurance

Self-reliance is the only road to true freedom,” says author Patricia Simpson. And the true self-reliance comes from financial freedom...

HDFC ERGO PARTNERS WITH ITZCASH (ITIPL) TO OFFER GENERAL INSURANCE

Mumbai, 31st August, 2017: HDFC ERGO, country’s third largest non-life insurance provider in the private sector, announced that it has entered in into ...

Understand the Difference Between Critical Illness Insurance and Normal Health Insurance

There are several types of health insurance plans available on the market. You might think that your normal health insurance...

Why Claim Settlement Ratio Matters to You?

Healthcare expenses are rising at an alarming rate. In addition, the number of people suffering from serious health...

Is there an Age Limit for Availing of Health Insurance?

As you grow older, it is likely that you may suffer from serious ailments. Treating such diseases is becoming expensive ...

How does Health Insurance with Waiting Period Work?

As you grow older, the possibility of suffering from medical problems increases. However...

5 Things to Know About Maternity Insurance in India

Motherhood is the most important transition that a woman goes through. Although you may see a lot...

Why is Health Insurance Important in India?

Living in this fast paced world is becoming increasingly stressful and resulting in major health conditions especially...

Is it essential to opt for Hydrostatic Lock Cover when buying or renewing your car insurance?

Understanding Hydrostatic Lock Driving back home on a bright sunny day or travelling across your dream destination is a blissful experience. However...

Does home insurance policy cover flooding or water damages?

We truly agree to the popular quote that says, “Home is where your heart is”. It’s the only place where you keep returning to and there’s no other...

What you need to look for in a maternity insurance plan

A young couple thinking of starting a family needs to take several factors into account before taking the plunge. Having a child is expensive...

Best Family Health Insurance Plans in India

We all work hard and make sacrifices in order to take care of our loved ones. Seeing our families hale and hearty is one of our life’s best...

Five Reasons To Get Health Insurance In Your 20s

Being in your 20s is an amazing experience where you are able to experiment and explore new things. It is an important phase in your...

Top 5 things you should know before starting a family

If you have decided to start a family, you must be happy and very excited. And why not? One of the life’s greatest joys is to have children...

Why women in India should be encouraged to take individual health plan?

While happily wrapping up work on a Friday evening, Nisha Jain, a bank professional complained of severe chest pain for which her colleagues...

Why Critical illness insurance is a must?

A critical illness insurance policy covers incidental costs that may arise due to any significant disease or disability that may hamper your ability...

What Should You Opt for? Short Term or long Term Health Insurance

Every individual living in this country should have a right to lead a healthy life. This can be realized through the access of quality health care service...

How Do Private Health Insurance Companies Influence a Patients Course of Treatment?

With the rise in the cost of medical expenditure and detrimental diseases, health insurance seems to grow. The high prevalence of diabetes and...

Why corporate health cover is not sufficient to secure your family’s health

Ajay is a 45-year old engineer working in an MNC in Delhi. His family includes his father, son, and wife...

Planning your next trip to the USA?

Traveling to the USA sounds exciting and rewarding but it can quickly become unpleasant when some unexpected emergencies come...

Where to get travel Insurance for Schengen Visa?

While traveling abroad, one should keep in mind that unexpected costs may crop up. Hence, applying for a Travel Insurance for yourself and your...

Importance of health insurance in today's modern day lifestyle

Modern day lifestyle is striving hard to take people away from healthy living, and has succeeded to a great extent. The fast paced life brings with it stress...

6 Questions about Mediclaim Policy that every Health Insurance Seekers should know

In India, Mediclaim and health insurance scheme are mostly used interchangeably. However, in actuality there is a fundamental difference between the...

Guide for your Travel Insurance Claims

The purpose of a Travel Insurance Policy is to offer financial reassurance after losses incurred during any unfortunate situation that might occur...

Is your health care Insurance Plan helping you Save Tax?

A salaried person is always on a look out to save taxes. Rightfully so, as tax saving is an integral part of long term financial planning. There...

Why is Health Insurance needed for Family?

Accidents can happen anytime and at any place. One needs to take precautions for family and self. A family health plan is one such precaution and in...

Different Kinds of Health Insurance

With increasing medical costs and elevating rates of accidents and lifestyle diseases, everyone needs to be covered by a health insurance plan in order...

The Impact of Health Insurance on Your Life

For most of us a health insurance policy is yet another document to besafeguarded in a cabinet in our house and/or a folder in our computer...

How to Make the Most Out of Health Insurance Plans?

Like every other insurance policy, health insurance is a service you pay for but hope that you will never need. It is basically a protection cover for...

10 Things to Consider Before Buying Health Insurance

As there are a lot of firms selling health insurance policies in India, selecting one can really become a daunting task. Apart from a lot of plans...

3 unexpected ailments that can be avoided through a healthy lifestyle

Some diseases have genetic connection, and some are more closely associated with the lifestyle. Even chronic diseases which were more...

Impact of GST on Insurance

We have all heard about GST, i.e. Goods and Services Tax. Here is a little background on this tax to help you understand it better. GST was first announced...

Things to know about Maternity Insurance and its coverage under Health Insurance Policy

Today people are aware about the rising cost of health including increasing expenses of maternity and child...

Seven critical factors to compare health insurance plans in India

Mr. Suresh Nair decided to buy a health insurance policy to insure the health of his entire family. He checked all...

How to select the best critical illness insurance?

The importance of health insurance seems to be on an all-time high with ever increasing medical cost, environmental hazards and deadly...

A Complete Guide to Family Health Insurance in India

Ever wondered if there is a single way to protect the health of your entire family with just one single premium?...

Why Individual Health Insurance Is A Must Buy Overcorporate Health Insurance

Avinash was feeling bit relieved and at the same time tensed to go to his office for the last time before his retirement. Finally, the time had come to say goodbye to the office which he joined at the age of 25 years...

Why Should You Compare Health Insurance Policies Before Buying?

The medical inflation is rising at an unprecedentedrate and therefore, it makes sense to compare health insurance policies beforehand to ensure that the policy you are intended to buy is in sync with the current situation...

Why Should You Include Critical Illness Insurance In Your Health Insurance Portfolio?

In those two minutes that you will take to read this article, four people under the age of 50 will die of heart attack. By the time the day is over, 1,300 people would have been diagnosed with cancer...

Comparison of Various Travel Insurance in India

Travel insurance is a very important aspect that must not be sidelined during overseas trip for business, vacation or higher studies...

Advantages of Third party Two Wheeler Insurance

Two wheeler insurance is a must and mandatory for every bike owner in the country. This helps in safeguarding and protecting the owner...

Advantages of a Family Floater Health Insurance Plan

A family floater health insurance, as the name suggests is a plan that is tailor made for families. It is similar to individual health plans in principle...

Health insurance for Senior Citizen

Health insurance provides a wide range of policies for every age group. However these options can be considered as ‘many’ only if on...

Car Insurance Premium Calculator & How it Works

The most prudent thing which any individual can do pertaining to their car is to safeguard it through Car Insurance...

How to Buy a Two Wheeler Insurance Online?

Two wheelers serve as great means of transportation. Two wheeler enthusiasts are very possessive about their vehicles...

Popular Blogs

Advantages of Third Party Two Wheeler Insurance

Two wheeler insurance is a must and mandatory for every bike owner in the country. This helps in safeguarding and protecting the owner...

Advantages of a Family Floater Health Insurance Plan

A family floater health insurance, as the name suggests is a plan that is tailor made for families. It is similar to individual health plans in principle...

Health insurance for Senior Citizen

Health insurance provides a wide range of policies for every age group. However these options can be considered as ‘many’ only if on...

Car Insurance Premium Calculator & How it Works

The most prudent thing which any individual can do pertaining to their car is to safeguard it through Car Insurance...

How to Buy a Two Wheeler Insurance Online?

Two wheelers serve as great means of transportation. Two wheeler enthusiasts are very possessive about their vehicles...

Managing Director & CEO

Mr. Ritesh Kumar

Mr. Ritesh Kumar

Managing Director & CEO

Mr. Ritesh Kumar is the Managing Director and CEO of the Company. Mr. Kumar has about 24 years of experience in the Financial Services Industry, of which the first 10 years were in Banking and the last 14 years in Insurance. Read more

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Video: Self-help services with the HDFC ERGO Mobile App

Shambhav has had it with Babbar’s laid back attitude and he has something to say about how the HDFC ERGO Mobile App can help you #TakeItEasy as far as non-life insurance is concerned. #TakeItEasyWithMobile

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