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Recent Blogs

Know How Your Car Type Affects The Car Insurance Premium

Did you ever chance upon the fact that the amount for car insurance that you are paying is likely to be different from what your brother-in-law or aunt or neighbour...

Everything You Should Know Before Buying Auto Insurance for Your SUV Car

Imagine an ugly dent on your shiny, swanky, plush and robust SUV car. If this gives you goose bumps, then imagine what an unfortunate accident can do to your beloved...

Short Term Vs Long Term Two Wheeler Insurance Policies

Renewing your two wheeler insurance can be a pain. You have to keep track of the date of renewal and ensure that you pay the policy premium on time. Miss the date...

Which Plan Suits You Better: Zero Depreciation Or Comprehensive Insurance Cover?

We congratulate you on the purchase of your dream car, an asset you wished and planned for a long time. While the mood is positive and happy, let it not fool you into taking...

What Are The Benefits Of Buying A Comprehensive Motor Insurance Policy?

Since having a third party insurance is mandatory, many people tend to question why they need to pay more for comprehensive car insurance. To ensure that...

How Bad Driving Can Lead To Higher Insurance Cost?

In today’s culture, a major chunk of drivers are involved in some kind of bad driving, whether it is due to carelessness or distraction. It may include a number of activities...

Why Is Insurance Cheaper For An Older Car?

A car, for many, is not just a mere mode of transport that gets them from A to B. For some, it is a bold statement of their social standing and for others, their cars are...

How Can You Maximize The Use Of Your Motor Insurance Policy?

People often complain about insurance the most during the time of renewal when they have to shell out money to pay their premium. No matter how many times, agents ...

Everything You Need To Know While Planning For Studying Overseas

If you are thinking about higher studies but do not know where to start, don’t worry! This blog has got you covered on that front. Firstly, you need to find out what...

Insurance Policies Which Are Must For Everyone

Let’s face it. Figuring out insurance is not the most enjoyable thing out there. When was the last time you heard somebody say, “I love doing my policy renewals!”...

Why Is It Important To Link Your Aadhaar Card To Your Insurance Policy And How To Do It?

As per government regulations, policy holders are now required to link their insurance policies with their aadhar card. The rule has been happily welcomed...

How Does Insurance Planning Help You?

Insurance planning, by definition means analysing the types of insurance needed by a person to safeguard their life, assets or property. Today, you can insure anything...

How is buying Insurance Policy Online Better For You

While you have the option of buying insurance online as well as offline, the online option comes with numerous advantages. If you are wondering how to buy insurance...

A List Of Do's And Don'ts For Your Insurance Claim Process

Often dealing with insurance companies can be an overwhelming task due to them being large corporations and lack of information on insurance claim procedure...

Factors Which Help You To Decide How Much Insurance You Require?

Today just taking a health insurance is not enough, picking the right one is more important. At a time when cost of new and advanced medical facilities is skyrocketing...

How is Home Insurance Premium Calculated?

Home is where the heart is; we undyingly love our home don’t we? It is that one place where we keep returning to...

Perils Covered By Home Insurance Policies

We usually never come across the word perils in our day to day life, that’s indeed very fortunate of us. Perils, this word literally means serious and immediate dange...

How Does The Personal Accident Insurance Policy Work?

Accidents can be a very harrowing experience – not just for those involved but their families and friends also. The sheer random and uncertain nature of accidents...

How Does Having A Personal Accident Insurance Policy Benefit You?

Misery never comes alone and often comes without any prior notice. No matter how unpleasant it may read but all happiness disappears in a fraction of seconds due to unfortunate incidents...

How To Make A Claim Quickly In Case Of An Accident

The first and foremost step if you get involved in a car accident is to inform your insurance provider as soon as possible. Even if you are away from home or it was someone...

Why Is It Important To Compare Policies For Finding The Best Accident Insurance Plan?

A personal accident insurance benefits not just you, but your entire family. Think of what will happen to your family or dependants in case you become permanently disabled...

Benefits Of Having A Roadside Assistance Cover In Your Car Insurance Plan

Roadside Assistance Cover in your Car Insurance Plan is an add-on cover and acts as your most trusted ally when the vehicle breaks down...

Different Types of Motor Insurance Policies In India

There is nothing sweeter to the ear than the vroomof the engine when you start your new car or bike. In a land where having a car or a bike is...

How Helpful Is The HDFC ERGO Mobile App?

With the increase in the digital penetration it has become very crucial for every general insurance company to be in touch with its customer on the digital application...

How Does Buying Health Insurance Reduce Your Financial Risks?

Is your budget set for your next holiday? Is your budget set for the next month’s grocery needs? Have you planned the budget...

Is Critical Illness Plan Better Than Cancer Specific Insurance Plan For A Cancer Patient?

Let’s face it, the lifestyle of today isn’t the healthiest nor the safest. Our lifestyle significantly contributes to us falling prey to various life...

How To Buy Health Insurance Policy With Low Premiums?

“I don’t have health insurance but I do have car insurance. So, whenever I get sick I crash my car into a tree”, said my friend Kumar* casually the other day when our...

How Can Top-Up Plans Improve Your Health Insurance Coverage?

Let’s face it. We all think we are leading a healthy life owing to that diet chart we have been following since it went viral on Instagram and are on a fitness regime with help of a...

3 Effects of A Pre-Existing Disease On Your Health Insurance Premiums

Have you been procrastinating applying for health insurance for your parents because of their pre-existing medical conditions? Do you have a pre-existing medical...

Things You Should Know Before You Buy a Family Floater Health Insurance Plan

The slightest of trouble to any ofyour family members often causes an imbalance throughout the household. Therefore, safeguarding their health and wellbeing is a...

Why Health Insurance Is A Fundamental Requirement And Not A Choice ?

With rising incidences of health issues in India in young and old, health insurance today is a necessity as against a luxury some years back. Studies show that our current...

Why Is It Better To Have Your Own Health Insurance Plan Before Turning 30?

People often recollect their college shenanigans such as sneaking out of hostel for a mid-night movie, bunking classes to hang out with their buddies and...

4 Major Things Which Should Be Covered In Your Travel Insurance Policy

Have you seen pictures of the Aurora Borealis – the Northern Lights? It is truly a wonder to behold even through the window of your computer screen. Now imagine if you were...

Travel Insurance: Its Types And Their Benefits For You

A lot of us perceive travel insurance as an extra burden on our already brimming budget. But, that is a disastrous approach. Best value travel...

Fundamental Mistakes People Make While Selecting Travel Insurance

There are many myths when it comes to buying travel insurance that are doing the rounds. As is always the case with myths...

Student Travel Insurance : How Do You Need It?

Travelling overseas alone for the purpose of advanced education is a brave step for a student...

Basic Differences between Student Travel Insurance and Travel Insurance

Be it for the purpose of seeing exotic locations on a vacation or to explore opportunities on a business trip...

Importance Of Travel Insurance While Travelling With Children

There is nothing more enjoyable than travelling to new and exotic locations with your kids. I am going to make sure ...

Things you need to know before your next family trip abroad

Family vacations are always fun-filled we look forward to our departure dates and start doing all necessary preparations...

How to Claim Insurance for Lost Baggage?

Arriving at your destination just to know that your baggage has gone missing is the last thing one might expect, isn’t it? Be it...

How get a travel insurance for Europe?

You’ve planned for your perfect European holiday right from the historical Vatican City to mesmerising Venice each and every...

Benefits of having a family travel insurance policy

“Travelling in the company of those we love is home in motion.” -Leigh Hunt In the hustle and bustle of our daily lives, we sometimes forget that we need to take a break and spend some quality time with our family...

Travel Insurance for Flight Cancellations

Planned for an upcoming business trip or the much awaited vacations with family? What...

How Budget 2018 Will Help You Make The Best Use of Health Insurance

Just like every year this year too our financial minister of India Mr. Arun Jaitley has announced a few amendments in the field of health...

How To Get Your AADHAR Number and PAN Number Linked To Insurance Policy?

As per the recent trends, the authorities are relentless in reminding us constantly to link our AADHAAR number with our bank accounts to...

Opt For These 5 Add On Covers for Motor Insurance along with Comprehensive Benefits

Buying a car insurance that too comprehensive is the best decision ever to protect your car from unforeseen circumstances. It not only offers the...

5 Simple Steps to Transfer Bike Insurance

Two-wheeler these days have become a life line for travelling across the length and breadth of India. Be it a shopping day It not only offers the...

Significance of Cashless Facility in Two-Wheeler Insurance Policy

In India, a large percent of the population uses two-wheelers to commute because of their convenience, affordability, and ...

A Guide for Buying A New Bike Insurance

Accidents happen on roads. Period. And the worst part is that it doesn’t come informing you. And while you are nursing an ...

How to renew your expired bike insurance policy online?

Riding is a fulfilled activity; it gives you super sense of freedom. It gives you an edge against the city traffic and keeps you ...

3 Reasons to Get Bike Insurance Policy Add-ons

Two-wheeler insurance policies are of two types—third party and comprehensive. Below is an explanation of both these ...

Things To Know Before Buying Scooter Insurance

For shorter drives in both urban as well as rural segment, scooters have carved its niche amongst the daily commuters. ...

Insurance tips for buying or selling a used car

In an age where newer, bigger and smarter is better, we can never settle for what we have. It’s always about the next ...

How well do you know these motor insurance terms?

If you ask a car enthusiast about his new vehicle’s engine capacity, mileage and anti-lock braking, they’ll be able to talk to ...

How to decide which add-on cover do you need for your car?

Buying a car is indeed a moment to celebrate and rejoice; after all it’s an achievement. Probably, after buying a house, a ...

Doing a makeover on your home? Keep your home insurance in mind

Though people use the words ‘home’ and ‘house’ synonymously, a lot of effort goes into making a house your home. As you pick out the choicest tiles...

Know everything about important home insurance terms

There is a general aversion to buying home insurance without the help of an agent simply because of the apparently scary and hard to understand...

5 Myths about Car Insurance to Avoid

Would you believe it if I told you, “Your red Honda Civic will attract a higher insurance premium than your neighbour’s black Civic”? Sounds...

A look at Affordable Car Insurance Plans

You would have often heard people call their cars, baby. Well, aren't they? They need to be taken care of, pampered with regular servicing...

Benefits of No Claim Bonus On Car Insurance

If you conduct a poll to determine the words that bring maximum happiness to the hearts and minds of working class Indians, the word...

A quick and easy understanding of SUV car insurance

Your SUV is the signature of your raw, rugged, untamed and adventurous way of life. When I first drove my robust beast, it was fulfilling...

Benefits of Renewing Your Two Wheeler Insurance

Your bike is probably your best way to beat the traffic woes. I can pass through a slim lane and leads you till the signal effortlessly. Be...

Benefits Of Add On Covers for Motor Insurance

Just like every little additions enhancement in life things just get better. Similarly getting add on covers for your car or two wheeler ....

All You Need to Know about Emergency Roadside Assistance For Bike

Riding your bike is an exhilarating experience. Owning a two-wheeler gives you the freedom of movement without depending on public....

Detailed Study of Third Party Two Wheeler Insurance

They say needing insurance is a bit like needing a parachute. If it isn’t there the first time, chances are you will not need it again. This funny...

Benefits of buying long term 2 wheeler insurance

Most people don’t realize that they have failed to renew the insurance policy for their scooters or motorbikes until they are pulled up by ....

Consequences of having an expired Bike insurance

Last year you bought a brand new bike and you’ve also got it insured to ensure it remains protected; after all you have chipped in your hard....

Comprehensive vs. Third Party Bike Insurance

Owning your two-wheeler is a matter of pride and you would want to ensure no harm occurs to it. One way to get this security is by....

Steps To Follow While Dealing With Car Insurance Claim Inspection

At that moment when your vehicle meets with an accident you turn on the panic mode. But wait! Instead of panicking do the...

5 things which affect Your Car Insurance Premium

Car Insurance premium is the amount that you pay to your insurer for the cover that they provide you. Widely there are two types of car...

10 reasons why car insurance claims get rejected

None of us like rejections be it job rejection or VISA denial, it just puts us down feeling demotivated and discouraged. Similarly unfortunately...

Home Insurance Claim Process Made Easy

When you are a proud homeowner, the last thing you want is to go through any sort of damage to your cherished property or undergo an aftermath...

Know About Your Home Insurance Benefits

When the rains lashed down incessantly on Chennai in December 2015, the city was ravaged by floods that caused regular life to come to...

Why home insurance for tenants should be of utmost priority

We all think that being a tenant is a temporary arrangement—a mere pit stop till we are in a position to buy our own dream house. Thus we never...

Why Compare Home Insurance Policies Before Buying?

We all have a picture of what the ideal dream home looks like in our head – a quaint little independent house nestled amidst scenic hills, an...

How to keep your motor insured while relocating?

Work and family commitments always keep us on the toes. One often keeps getting transferred from one city to another it’s quite common...

A Guide to Health Insurance Renewal

So, last year you had bought your first health insurance policy, which means this year it’s due for renewal. Last year you had covered yourself...

Steps to find best health insurance plans for cancer patients in India

The very mention of the word “cancer” evokes very strong emotions of fear, pain and loss. Instances of cancer have become so common, right...

What are the differences between Health Insurance and Life Insurance?

For those who are just figuring out their way around getting insurance, the sheer number of insurance options available and the different...

Be Wise And Buy Home Insurance Online

The saying goes that houses are made of walls and beams, while homes are made of hopes and dreams. Over time, we tend to grow...

Best Home Insurance Quotes: Well Suited to Your Needs

At the end of a long tiring day, you want to relax and get your mind off troublesome affairs. Peace of mind and recuperation of the body...

Does Home Insurance Cover Natural Disasters?

The mere mention of the words “flood”, “earthquake” or “tsunami” evokes in people strong images of devastation, destruction and despair, reminding...

Get The Best Home Insurance In India, Tailor Made For You

If you happen to Google “home insurance”, it is highly likely that you will be overwhelmed by the sheer number of results that Google throws...

#Dusktodawn - Cars Getting Repaired Overnight

Remember the last time when your vehicle met with accident? Heartbreaks!! Collision led to dents, damages and what not arggghhh, it’s a ...

Benefits of Buying Travel Insurance

Holidays are about truckloads of fun, excitement, adventure, and pure enrichment of the soul. Still, just before every holiday, sneaking in between...

When is the Best Time to Buy Travel Insurance?

People plan for hotels, flights, amenities when they travel yet they forgot to consider a crucial aspect - insurance. Travel insurance can save you...

Cheap Travel Insurance Plans In India

A wise Zen master once said, “Live with no excuses and travel with no regrets.”He went on to ask his disciples what travel meant to...

Get Your Travel Insurance Online

In this digital age when you can plan a trip around the world with a single click, you can also insure that trip with a simple click. Applying...

Travel Insurance for Indians Travelling To USA

For many, a trip to the US is a dream that they spend nurturing steadily through their growing up years with every Hollywood movie they...

Student Travel Insurance: Coverage and Benefits

Most students are very eager to learn, gain new experiences and explore uncharted avenues. Those who aspire to be better stay busy...

Student Travel Insurance : Plan Before Your Departure

It’s not easy being a student in India. After having gone through many trials and tribulations of colleges around the country, you find yourself...

5 common Myths about Health Insurance deciphered

There are many insurance myths floating around about health insurance that deter people from buying them and enjoying the many benefits...

Know everything about different types of health insurance

In the frantic world of the 21st century, the workday extends beyond the agreed upon 9 to 5 timings, our food intake exceeds calorie charts and consumer...

Health Insurance for NRIs

Can NRI’s buy health insurance in India? Is a commonly asked question by all the non-residents Indians?...

Importance of Health Insurance for Women

Today, when the world is being outspoken about the term Feminism, which speaks about gender equality. It’s high time we pull up our socks...

Guide to Health Insurance plans for heart and other specific diseases

No matter how healthy a lifestyle you may lead, sometimes there is no running away from certain diseases. Some ailments could be caused...

Know The importance of health insurance for Self Employed people

In the old days, being self-employed was considered an unreliable means of income. People couldn’t come to terms with the ambitions of many...

Most Common health insurance mistakes and how to correct them?

Right from deciding on coverage to comparing premiums across companies, buying health insurance can be a pretty overwhelming process....

Should You Buy a Separate Insurance Policy For Your Parents?

Our very existence on this universe is because of our parents, their world revolves around us. They’ve taken all the hardships in life to bring us...

Should you opt for Individual Health Insurance apart from Employer Insurance?

Let’s face it – setting some time aside to figure out health insurance is not really on top of anyone’s to-do list. We tend to think of it as...

80D Benefits On Your Medical Insurance Policy

Many of us buy health insurance policies for securing health and ensure complete protection against medical...

Does Your Health Insurance Plan Covers Maternity

Motherhood is indeed the best phase of every woman’s life journey; it’s a beautiful feeling of giving birth. However, welcoming...

Do You Need An Additional Critical Illness Policy?

Critical illness, as the name suggests, refers to illnesses or diseases that can impact you deeply and could be life threatening as well...

How to buy the Best Maternity Insurance Plans?

Motherhood is indeed a much awaited and pampered phase of life, it’s when you are about to give birth to a new life altogether....

Benefits Of Buying Health Insurance At An Early Age

Motherhood is indeed a much awaited and pampered phase of life, it’s when you are about to give birth to a new life altogether....

Are you aware of the medical benefits available with student travel insurance ?

As students you always aspire to pursue higher education and aim for the sky. When it comes to higher education most of us prefer studying...

Say Hello to Alexa with HDFC ERGO General Insurance!

In the era of fastest technological growth and rapid scale in the field of enhance customer assistance, HDFC ERGO has etched a new.....

Tackle Your Hospital Bills With Top Up Health Insurance

When you go shopping, you know approximately about how much your bill is going to be. Take another scenario, when you go for dinner with...

Single Trip Travel Insurance

Planning to go for an abroad trip? Where are you heading to, beaches or mountains? Or is it a hectic business trip? All your travel...

Is Travel Insurance Mandatory while traveling abroad?

Just like your perfect accommodation, flight tickets and luggage are important for travelling abroad, similarly buying travel insurance...

Quick Tips for Single Trip Travel Insurance to USA

Have you planned for the perfect solo trip to the USA? If yes, then it’s time to insure your trip. Just like booking flight tickets, accommodation...

Theft Cover for Your Bike

Your bike is probably your beloved friend, a companion that always stays besides you whenever you need it the most. Be it....

Should You Insure Your Second-Hand Vehicle?

Every vehicle that you drive must have valid motor insurance. Without valid travel insurance it’s illegal to drive across the streets of...

Factors Influencing Your Car's Insurance Premium

Car insurance, especially third party liability only is a mandatory policy for all the car drivers in India. For covering the legal liabilities...

All You Need To Know About Travel Insurance While Flying

To travel is to live. By travelling you get to connect with new people around and indulge onto a unique culture. Be it a business...

How is Parents Health Insurance Policy Premium Calculated?

Truly, parents are our most valuable asset in life. Your parents lay the foundation of your life; unarguably their entire life revolves...

Guide To Compare Health Insurance Plans for Senior Citizens in India

Health insurance is a must for every individual. Sedentary lifestyle and poor eating habits has increases the probability of health...

Obesity may lead to higher health insurance premium

Sedentary lifestyle and inactive fitness routine may lead to increase in weight and be a prime reason for inviting innumerable diseases. Being ...

Health Insurance Premium Calculator for Senior Citizens & How It Works

Health Insurance is a shield that keeps your finances protected against rising medical expenses. Each day medical care costs keep...

Is Health Insurance Affordable in India?

Health insurance or medical insurance are commonly used termed, which refers to a provision that helps you safeguarding your finances...

5 Quick Tips for Getting Best Medical Insurance Coverage

Choosing the right insurance plan with the right amount of coverage is mandatory. One shouldn’t be under-insured; your insurance plan...

Waiting Period for Your Health Insurance Policy While Planning a Family

Someone truly said being a mother by giving birth to a new life is probably the best feeling ever, nothing can match...

Demystify Travel Insurance Myths in 1 Minute?

Travelling is indeed a fun-filled agenda; it keeps us away from the city’s chaos and disconnects us from the rest of the world. Before...

Travel Insurance for 90 Days

Travelling, it leaves you speechless, and then turns you into a story teller as truly said by IBN Battuta. It is probably one of the best...

5 Things to Know About Travel Insurance Natural Disaster Coverage

We all excitedly wait for the trip date to arrive; every little thing is very nicely planned. Be it the flight booking process, choosing...

5 Quick Tips Regarding Travel Insurance for Germany

Germany is a beautiful country filled with exciting places to see, right from the Neuschwanstein Castle to Rhine falls, each and every...

HDFC ERGO launches Pay for Per Day Travel

Every time you think of visiting a new destination there is certain amount of joy that you experience! The eagerness to explore...

How To Get Your AADHAR Number and PAN Number Linked To Insurance Policy?

As per the recent trends, the authorities are relentless in reminding us constantly to link our AADHAAR number with our bank accounts...

5 Ways to Save On Bike Insurance

Buying two wheeler insurance for your beloved bike is a mandate, especially the third party liability only without which riding is illegal...

Things to Know About Motorcycle Insurance in India

Motorcycle insurance India or two wheeler insurance is a mandate if you are riding your vehicle on public road. A third party liability...

Simple Steps to Get Cheap Two Wheeler Insurance in India

Two wheeler insurance is mandatory in India as per the Motor Vehicles Act. Riding your motor cycle without a valid insurance...

How to Choose Two Wheeler Insurance?

Your two-wheeler is your best partner to roam around the city paths; it gives you the right edge against traffic and helps you reach everywhere...

How to Calculate Bike Insurance Premium in India

Bike insurance or two wheeler insurance is an important means to protect your beloved vehicle safe from accidental damages. In India...

Guide to Scooter Insurance

Popular for its safe riding mechanism and swift design, scooter has become w widely preferred mode of transport in both metros as...

4 Benefits of Getting Scooter Insurance Online

Keeping in mind the heavy traffic congestion in metro cities, a scooter is probably the best way to commute around the narrow roads...

All about Bike Insurance

Your two-wheeler deserves care and pamper, unarguably it’s the best way to experience freedom and give an edge to the endless...

4 Steps for Availing Continuous Benefit of Car Insurance When Moving To Other State

Moving out from our existing state to a new place is a tedious task, while you are deeply engaged in transferring and making arrangements...

Consequence of Not Having a Motor Insurance in India

In India, driving on a public road without a valid third party liability policy is illegal. One needs to understand the fact that a valid motor...

All you need to Know about Your Policy Coverage in Case of a Road Accident

As per the Ministry of Road Transport & Highways, India has witnessed more than 4, 80,652 road accidents during 2016 and fatalities rise...

Tips to Get Lower Car Insurance Premium

Car insurance is a safeguarding shield that keeps you safe in case of accidental damages and other perils. In India, third party liability...

5 Benefits of Car Insurance

As per Motor Vehicle Act, a Third Party insurance is compulsory and you must purchase one whether you buy a new or a used ...

4 factors to Know about Zero Depreciation Insurance for Car

You may have heard about zero depreciation when discussing car insurance. It is an additional benefit available to the car owners ...

All You Need to Know about Add-On Plans in Car Insurance

Car insurance, very often referred to as motor insurance, is an insurance product that offers coverage to your vehicle and\or any third party liability, in...

4 Simple Steps to Check Car Insurance Policy Status Online

If you are a victim of a road accident but do not have the insurance information of the vehicle, you need not despair. Although, this...

Car Insurance Claim- When Your Friend Is Driver and Meets Accident

Imagine a situation where you have given your car to your close friend for a long drive. Hours later your friend calls to inform you that...

Car Insurance Importance in Financing Car Maintenance Cost

Owning a car makes you proud especially when you keep drawing admiring glances. However, maintaining the car and repair and servicing...

Don't Procrastinate for Second-Hand Car Insurance Transfer

The automobile industry in India is growing at a very rapid rate. The used car market, in particular, has witnessed a spurt in demand. Many...

Effect of Policy Expiry On Car Insurance Renewal

Insurance is your best protection against an unforeseen incident that may result in damages to your car. Renewing ...

Importance of No Claim Bonus for Car Insurance

Buying a car insurance policy provides the much-needed financial security if an unfortunate event occurs. In case of an untoward incident, your insurance...

What If Car Insurance Is Expired?

Driving without a valid insurance policy is illegal in India. It is possible that the car insurance may have lapsed due to any reason - you...

5 Factors to Consider before Car Insurance Transfer

The used car market has seen significant growth during the last few years. Almost 22 used cars are sold for every 10 new automobile...

Essential Things covered by your Travel Insurance

Are you planning your first international travel? Confused, about how to go about...

Popular Countries Where Travel Insurance Is Mandatory For Visitors

Travelling truly gives you a break from hectic schedules and lets you enjoy life to the fullest. However, not always do we travel for fun...

Ultimate Guide for Buying a Travel Insurance Policy

Travelling is so far one of the best way to rejuvenate and relax. However, at times we also travel for work and higher education. Although...

Type of Travel Insurance in India

Somebody rightly said, to travel is to Live. Travelling is one of the best ways to escape the daily grind between work and home. However, heading...

All You Need To Know About Travel Insurance While Flying

To travel is to live. By travelling you get to connect with new people around and indulge onto a unique culture. Be it a business trip with a lot...

5 Reasons Why Travel Insurance Is Important?

Many of us travel abroad, but do we always opt for travel insurance? We constantly keep asking ourselves various questions like is travel insurance...

Importance of Third Party Car Insurance

While driving there is a real risk of being involved in an accident. It may lead to bodily injury or even death in some instances. There is also...

How to Take Care of Your Car in Winter

A dip in temperature may bring relief from the heat in many parts of India. Sadly, the winter season spells more harm than good as far as...

All Things to Know about Four-Wheeler Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. There are primarily two types of insurance policies which...

Car Insurance Quote: An Important Parameter While Choosing Car Insurance

Motor insurance is essential, which makes it important to choose wisely. You may take quotes from different insurers and compare these to make...

IDV of Vehicle and its Importance while Insuring Vehicles

Motor insurance third party liability is mandatory as per legal regulations. However, opting for a comprehensive motor insurance cover is advisable for...

Important Terms to Know before Buying Car Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. Such a plan provides compensation in case of death or injury to third parties...

Right Time for Car Insurance Renewal

It is mandatory to have a third party only insurance policy in India. Such a plan provides protection against any third party liability...

Why Go For Engine Add-On Plans in Car Insurance?

A car insurance plan offers coverage to the vehicle, the driver, and the passengers in the car. It covers damage to the vehicle, as well as...

5 Amazing Benefits Of Online Insurance

You may purchase insurance either through an agent (offline) or online. Although online purchases are increasing, several buyers are skeptical...

Important Reasons for Students to Get Health Insurance

A large number of students travel abroad to pursue higher education since globalization has eliminated geographical boundaries. This allows you...

5 Reasons to Get Health Insurance for Employees

Health coverage is offered by most large companies as part of the employee benefits. However, medium-sized companies do not always offer health...

All Things to Know about Group Health Insurance

Health issues are common due to stressful modern lives. Furthermore, healthcare costs are escalating. A hospitalization may result...

All Things to Know about Health Insurance for Kids

The changing dynamics prove that health insurance is no longer necessary only for seniors. Modern living is uncertain and stressful, and...

Can We Claim Health Insurance from Two Companies

It is possible that you may have more than one health plan to cover your medical expenses. One reason could be that you have availed of an additional coverage over...

How does Health Insurance With Waiting Period Work?

As you grow older, the possibility of you suffering from medical problems increases. However, unhealthy eating habits, stress, and sedentary...

Is there an Age Limit for Availing of Health Insurance

As you grow older, it is likely that you may suffer from serious ailments. Treating such diseases is becoming expensive with increasing...

Why Travel Health Insurance is a Good Deal?

What would you do if you suddenly fall sick or meet with an accident while traveling abroad? Medical expenses in a foreign country are often...

Where to Get Affordable Health Insurance?

The health insurance industry has witnessed significant changes in the last few years. The increase in competition now benefits you because insurers...

Why Your Health Insurance Can Be Denied?

Technical development has provided advanced medical treatments for several illnesses. However, such treatments have increased the cost...

Importance Of Understanding An Insurance Plan

Non-life Insurance plans are offered by Non-life Insurance companies, also called as General Insurance companies in India. They are different...

Choose Insurance Company Wisely

Although insurance is a contract between the insurer and the insured, it acts as a friend by securing you from the uncertainties of life. Be it while...

4 Benefits of Multi-Trip Travel Insurance

On one hand, travel may mean visiting a number of fascinating and exciting places and experiencing different cultures. However, on the other...

5 Ways to Take Care of Pollution Related Health Problem

India is the second most populated country in the world, as a huge nation it has led to a rapid growth in industrialization...

4 Common Health Insurance Exclusions

Health insurance is a kind of insurance that offers us financial protection during a medical crisis, by paying for our...

8 Precautions to Take while Traveling

Like the famous Ibn Battuta once said, “Travel, it leaves you speechless, and then turns you into a storyteller”. Indeed, travel is truly a ‘food for the soul’...

The Best Way to Finance Medical Expenses

During the past few years medical science has observed rapid advancements, due to which the cost of medical treatment has increased drastically.Medical...

Critical Illness Insurance Is a Must for Working Professionals

Working for extended hours in office has become a trend these days. Constantly staring at the desktop and sitting in the...

Don't Ignore investing in Insurance as a risk management tool in your early career

Your greatest asset is not your home or your car. It is your ability to earn a regular income for the financial stability of your loved ones....

Need of Health Insurance during Diwali

Apart from being thefestival of lights, Diwali is one of the most celebrated festivals across the country...

7 Precautions to Be Taken For Dengue Prevention

India has witnessed numerous rising cases of Dengue every year with many of these leading to death. Dengue fever, also known as the bone-breaking...

5 Precautions to Be Taken In Winter Season

Winter is coming, and it’s time to brace ourselvesforthe chilling and harsh weather. It’s that time of the year, when you get irritated by...

Importance of Top up Plans in Health Insurance

Health insurance plans in India have gained tremendous impetus in the past few years. With the advancements in medical science, there...

Burst the Myth: Healthy Individual Do Not Need a Health Insurance Plan

It’s a common myth that only unfit or unhealthy individual require a medical policy. It is obvious that a healthy...

Why Buy A Comprehensive Two Wheeler Insurance for your scooter

For shorter drives in both urban as well as rural segment, scooters have carved its niche amongst the daily....

Precautions to be Taken During Rainy Season: Don't Miss These 7 Safety Tips

Rains provide relief from the sweltering heat of the summer season. However, monsoons also bring with it certain unwelcome diseases. Coughs, fever, and infections are...

Disruptive Technologies: Creating New Customer Experience Management Opportunities

Customer Experience Management is a good example where art and science converge very well. Empathy with the customer, service at...

DIGITALIZING INSURANCE – A PARADIGM SHIFT

Today’s new age consumer lives in cyber space with their entire world squeezed-in on their smart phones. Right from business to entertainment...

Digital Transformation in Insurance

Digital Transformation is the current global buzz and it’s envisaged to have a radical impact on the Insurance sector. Insurers worldwide...

Educate Kids On Insurance Early

Have you ever sat down with your children to ask - what if we were to lose our home or a car in a natural calamity? What would they do if you were to fall sick...

We receive about 89% of the business through digital channels : HDFC ERGO's Mehmood Mansoori

Insurance is an information based industry where data is the key ingredient. How do you,as CIO and head...

Independence from Financial Burdens with a Health Insurance

Self-reliance is the only road to true freedom,” says author Patricia Simpson. And the true self-reliance comes from financial freedom...

HDFC ERGO PARTNERS WITH ITZCASH (ITIPL) TO OFFER GENERAL INSURANCE

Mumbai, 31st August, 2017: HDFC ERGO, country’s third largest non-life insurance provider in the private sector, announced that it has entered in into ...

Understand the Difference Between Critical Illness Insurance and Normal Health Insurance

There are several types of health insurance plans available on the market. You might think that your normal health insurance...

Why Claim Settlement Ratio Matters to You?

Healthcare expenses are rising at an alarming rate. In addition, the number of people suffering from serious health...

Is there an Age Limit for Availing of Health Insurance?

As you grow older, it is likely that you may suffer from serious ailments. Treating such diseases is becoming expensive ...

How does Health Insurance with Waiting Period Work?

As you grow older, the possibility of suffering from medical problems increases. However...

5 Things to Know About Maternity Insurance in India

Motherhood is the most important transition that a woman goes through. Although you may see a lot...

Why is Health Insurance Important in India?

Living in this fast paced world is becoming increasingly stressful and resulting in major health conditions especially...

Is it essential to opt for Hydrostatic Lock Cover when buying or renewing your car insurance?

Understanding Hydrostatic Lock Driving back home on a bright sunny day or travelling across your dream destination is a blissful experience. However...

Does home insurance policy cover flooding or water damages?

We truly agree to the popular quote that says, “Home is where your heart is”. It’s the only place where you keep returning to and there’s no other...

What you need to look for in a maternity insurance plan

A young couple thinking of starting a family needs to take several factors into account before taking the plunge. Having a child is expensive...

Best Family Health Insurance Plans in India

We all work hard and make sacrifices in order to take care of our loved ones. Seeing our families hale and hearty is one of our life’s best...

Five Reasons To Get Health Insurance In Your 20s

Being in your 20s is an amazing experience where you are able to experiment and explore new things. It is an important phase in your...

Top 5 things you should know before starting a family

If you have decided to start a family, you must be happy and very excited. And why not? One of the life’s greatest joys is to have children...

Why women in India should be encouraged to take individual health plan?

While happily wrapping up work on a Friday evening, Nisha Jain, a bank professional complained of severe chest pain for which her colleagues...

Why Critical illness insurance is a must?

A critical illness insurance policy covers incidental costs that may arise due to any significant disease or disability that may hamper your ability...

What Should You Opt for? Short Term or long Term Health Insurance

Every individual living in this country should have a right to lead a healthy life. This can be realized through the access of quality health care service...

How Do Private Health Insurance Companies Influence a Patients Course of Treatment?

With the rise in the cost of medical expenditure and detrimental diseases, health insurance seems to grow. The high prevalence of diabetes and...

Why corporate health cover is not sufficient to secure your family’s health

Ajay is a 45-year old engineer working in an MNC in Delhi. His family includes his father, son, and wife...

Planning your next trip to the USA?

Traveling to the USA sounds exciting and rewarding but it can quickly become unpleasant when some unexpected emergencies come...

Where to get travel Insurance for Schengen Visa?

While traveling abroad, one should keep in mind that unexpected costs may crop up. Hence, applying for a Travel Insurance for yourself and your...

Importance of health insurance in today's modern day lifestyle

Modern day lifestyle is striving hard to take people away from healthy living, and has succeeded to a great extent. The fast paced life brings with it stress...

6 Questions about Mediclaim Policy that every Health Insurance Seekers should know

In India, Mediclaim and health insurance scheme are mostly used interchangeably. However, in actuality there is a fundamental difference between the...

Guide for your Travel Insurance Claims

The purpose of a Travel Insurance Policy is to offer financial reassurance after losses incurred during any unfortunate situation that might occur...

Is your health care Insurance Plan helping you Save Tax?

A salaried person is always on a look out to save taxes. Rightfully so, as tax saving is an integral part of long term financial planning. There...

Why is Health Insurance needed for Family?

Accidents can happen anytime and at any place. One needs to take precautions for family and self. A family health plan is one such precaution and in...

Different Kinds of Health Insurance

With increasing medical costs and elevating rates of accidents and lifestyle diseases, everyone needs to be covered by a health insurance plan in order...

The Impact of Health Insurance on Your Life

For most of us a health insurance policy is yet another document to besafeguarded in a cabinet in our house and/or a folder in our computer...

How to Make the Most Out of Health Insurance Plans?

Like every other insurance policy, health insurance is a service you pay for but hope that you will never need. It is basically a protection cover for...

10 Things to Consider Before Buying Health Insurance

As there are a lot of firms selling health insurance policies in India, selecting one can really become a daunting task. Apart from a lot of plans...

3 unexpected ailments that can be avoided through a healthy lifestyle

Some diseases have genetic connection, and some are more closely associated with the lifestyle. Even chronic diseases which were more...

Impact of GST on Insurance

We have all heard about GST, i.e. Goods and Services Tax. Here is a little background on this tax to help you understand it better. GST was first announced...

Things to know about Maternity Insurance and its coverage under Health Insurance Policy

Today people are aware about the rising cost of health including increasing expenses of maternity and child...

Seven critical factors to compare health insurance plans in India

Mr. Suresh Nair decided to buy a health insurance policy to insure the health of his entire family. He checked all...

How to select the best critical illness insurance?

The importance of health insurance seems to be on an all-time high with ever increasing medical cost, environmental hazards and deadly...

A Complete Guide to Family Health Insurance in India

Ever wondered if there is a single way to protect the health of your entire family with just one single premium?...

Why Individual Health Insurance Is A Must Buy Overcorporate Health Insurance

Avinash was feeling bit relieved and at the same time tensed to go to his office for the last time before his retirement. Finally, the time had come to say goodbye to the office which he joined at the age of 25 years...

Why Should You Compare Health Insurance Policies Before Buying?

The medical inflation is rising at an unprecedentedrate and therefore, it makes sense to compare health insurance policies beforehand to ensure that the policy you are intended to buy is in sync with the current situation...

Why Should You Include Critical Illness Insurance In Your Health Insurance Portfolio?

In those two minutes that you will take to read this article, four people under the age of 50 will die of heart attack. By the time the day is over, 1,300 people would have been diagnosed with cancer...

Comparison of Various Travel Insurance in India

Travel insurance is a very important aspect that must not be sidelined during overseas trip for business, vacation or higher studies...

Advantages of Third party Two Wheeler Insurance

Two wheeler insurance is a must and mandatory for every bike owner in the country. This helps in safeguarding and protecting the owner...

Advantages of a Family Floater Health Insurance Plan

A family floater health insurance, as the name suggests is a plan that is tailor made for families. It is similar to individual health plans in principle...

Health insurance for Senior Citizen

Health insurance provides a wide range of policies for every age group. However these options can be considered as ‘many’ only if on...

Car Insurance Premium Calculator & How it Works

The most prudent thing which any individual can do pertaining to their car is to safeguard it through Car Insurance...

How to Buy a Two Wheeler Insurance Online?

Two wheelers serve as great means of transportation. Two wheeler enthusiasts are very possessive about their vehicles...

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Advantages of Third Party Two Wheeler Insurance

Two wheeler insurance is a must and mandatory for every bike owner in the country. This helps in safeguarding and protecting the owner...

Advantages of a Family Floater Health Insurance Plan

A family floater health insurance, as the name suggests is a plan that is tailor made for families. It is similar to individual health plans in principle...

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Managing Director & CEO

Mr. Ritesh Kumar

Mr. Ritesh Kumar

Managing Director & CEO

Mr. Ritesh Kumar is the Managing Director and CEO of the Company. Mr. Kumar has about 24 years of experience in the Financial Services Industry, of which the first 10 years were in Banking and the last 14 years in Insurance. Read more

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Video: Self-help services with the HDFC ERGO Mobile App

Shambhav has had it with Babbar’s laid back attitude and he has something to say about how the HDFC ERGO Mobile App can help you #TakeItEasy as far as non-life insurance is concerned. #TakeItEasyWithMobile

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