How to Compare Health Insurance Policies

Health insurance is meant and rather required by all but yes, the coverage depends on the age of the insured. We, at HDFC ERGO, consistently strive to curate health insurance policies especially catering to each age group, thus ensuring maximum comfort and protection. Here is how you can compare health insurance plans from HDFC ERGO.

Individual health insurance: If you as an individual are not secure then how can you stand strong with your family in times of need? HDFC Health Suraksha Gold Plan is important for each individual as it secures you with the following features.

  1. No restrictions on hospital expenses such as room rent, doctor fees, investigations and medicine costs.
  2. Free health check-ups on completing 4 claim-free years.
  3. Lifetime renewability.
  4. Add-ons are available to suit individual needs.
  5. Organ Donor Treatment covered.
  6. Pre, post and during hospitalisation expenses covered.

Family health insurance: The HDFC Health Suraksha gold plan offers elaborate plans for families. Some of the features of this policy that completely cocoon your family from health related stress are:

1. No restrictions on hospital expenses such as room rent, doctor fees, investigations and medicine costs.

2. Maternity Benefit along with New Born Baby cover .

3. Day care treatment that does not require 24 hrs hospitalisation covered.

4. Pre, post and during hospitalisation expenses covered.

5. 10% discount for more than two family members on individual sum insured basis.

Parents Health Insurance: Parents are completely selfless when it comes to bringing up their children and sometimes while fulfilling their responsibilities they forget to take care of themselves. If your parents are already not secured with a health insurance policy then with HDFC Health Suraksha policy you can secure their future. Some of the striking features are:

  1. There is no maximum age restriction.
  2. No restrictions on hospital expenses such as room rent, doctor fees and medicine costs.
  3. The option of lifelong renewability.
  4. Free health check-ups on completing 4 claim-free years.
  5. Organ Donor Treatment covered.
  6. Pre, post and during hospitalisation expenses covered.

Senior Citizen Health Insurance: Sixty surely is the new 40 but senior citizens do need to be more careful with their health. If you are a senior citizen without a health insurance policy, then buying one is the wisest decision that you can make. The HDFC My:health Medisure Classic & Health Suraksha Plan are especially designed for senior citizens. Some striking features of this policy are:

  1. Lifetime entry , no upper age limit,
  2. Unlimited day care treatments.
  3. Pre, post and during hospitalisation expenses covered.
  4. Ayurvedic treatment is also covered.
  5. Pre-existing waiting period of 3 years only.
  6. Option for waiving off room rent capping.

Compare health insurance online and give utmost security to yourself and your family with HDFC ERGO.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales.

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