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Travel Insurance for Romania
Romania is a quaint country at the crossroads of Europe’s Southeast, Eastern and Central regions. Noted for its scenic beauty, the country boasts an incredibly rich historical heritage and is tied to many legends. Romania’s Transylvania region, which is populated by numerous castles, is a great example of that. If you have plans to visit Romania on your next vacation, get international travel insurance for your trip.
Travel insurance for Romania is a great investment that safeguards your trip against unforeseen events. It offers financial cover against contingencies like flight delays, medical emergencies, baggage loss, etc.
Key Features of Travel Insurance Romania
These are the most notable features of the travel insurance for Romania from India;
| Key Features | Details |
| Exhaustive protection | Coverage offered for medical emergencies, baggage-related hassles and journey-related inconveniences. |
| Flexible coverage amount | Coverage from $40k to $1,000k available. |
| Hassle-free claims | 24/7 customer care support and in-house claim assistance for seamless settlements. |
| Cashless network | 1 lac+ worldwide cashless hospital network. |
| Health check-up requirement | No need for a health check-up before travelling. |
| COVID-19 coverage | Coverage offered for COVID-19-related medical emergencies. |
Types of Travel Insurance for Romania
When buying Romania travel insurance from India, you will be able to pick from these options;
Travel Plans for Individual
For the solo globetrotters and wanderersYou can get an individual travel insurance plan to cover your solo adventures around the globe. It financially protects against baggage mishaps, medical emergencies and journey-related hassles, ensuring a smooth travel experience.
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Travel Plan for Families
For the loving families that travel togetherBuy this plan instead of getting separate policies for all travelling members of the family. It covers all members of the family travelling abroad under a single policy. It is more cost-effective and easier to manage.
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Travel Plan for Students
For the bright minds aiming for a brighter futureIndividuals going to Romania to pursue higher education can get travel insurance for students. It is a long-term plan that can cover their prolonged stay against contingencies, including study interruptions and medical emergencies.
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Travel Plan for Frequent Fliers
For the ones always in the airport loungeIndividuals who always find themselves making rounds around the globe for holidays, business or work can opt for this plan. The frequent fliers' travel insurance covers multiple trips within a year under a single plan.
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Travel Plan for Senior Citizens
For the travellers with a lot of candles on their cakeThe joy of travelling continues even in our senior years. Hence, we offer travel insurance plans for senior citizens, which are specially designed to cover the trip of older adults against medical, baggage and journey-related emergencies.
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Benefits of Buying Travel Insurance Romania
These are some of the main benefits of buying travel insurance for Romania;
1
Baggage-related coverage
Cases of baggage loss and delay on vacations are much too common. Romania travel insurance covers such unfortunate events, ensuring your vacation stays free of any interruption.
2
Journey interruption protection
Journey-related hassles like flight delays, loss of passport, trip curtailment, etc., can derail your Romania vacation plans. With travel insurance, you will be protected against such unforeseen circumstances.
3
Cover for medical emergencies
Travel insurance for Romania covers medical emergencies. It also offers cashless treatments, so that you can get prompt medical care abroad without worrying about complete upfront payments.
4
Financial safeness
Romania travel insurance provides financial protection against possible contingencies. It foots the bill for medical emergencies, replacement of lost passports, personal liability, etc.
5
Round-the-clock assistance
Dealing with unforeseen events during the Romania trip can be challenging. With 24/7 customer support under travel insurance, you can get the necessary assistance at the time of your need.
6
Hassle-free travel
You can travel worry-free with international travel insurance. The wide range of coverage and prompt claim assistance and support make it easy to handle unforeseen events during the Romania trip.
What's Covered under Travel Insurance for Romania from India
The travel insurance for Romania from India comes with these inclusions;
Emergency medical expenses
Expenses related to medical emergencies, such as hospitalisation, road ambulance, OPD treatment, room rent, etc., are covered under travel insurance for Romania. It also reimburses costs incurred on emergency medical repatriation, medical evacuation and repatriation of mortal remains. Subject to policy terms and conditions.
Dental expenses
We understand how important dental health is. This is why our Romania travel insurance covers the expenses incurred on emergency dental work due to acute pain or injury resulting from an accident. Subject to policy terms and conditions.
Hospital cash- Accident & illness
For each day of complete hospitalisation due to injury or illness, we will pay a sum insured amount on a per-day basis up to the maximum number of days mentioned in the policy wording. Subject to policy terms and conditions.
Personal accident
The international travel insurance plan offers coverage in case of accidents. If the insured meets with an accident during the trip that results in death or permanent disability, a lump sum compensation is paid to their family to deal with the arising financial crisis. Subject to policy terms and conditions.
Personal accident: Common carrier
If the insured meets with an accidental injury that leads to permanent disability or death while travelling in a common carrier during the trip, lump sum compensation will be offered to ease the financial burden. Subject to policy terms and conditions.
Loss of passport & international driving licence
Your whole trip can be turned upside down if you lose your passport or international driving licence. Thankfully, travel insurance for Romania covers the costs of getting a duplicate or new passport and/or an international driving licence. Subject to policy terms and conditions.
Missed flight connection
Travel insurance helps cover arising expenses due to missed flight connections. Costs incurred on booking accommodation or an alternate flight to your destination due to this will be reimbursed under the plan. Subject to policy terms & conditions.
Emergency cash assistance service
While on your Romania trip, if you lose all or a substantial amount of your travel funds to robbery, mugging or theft, you can rely on travel insurance to help facilitate funds to you from your family in India.Subject to policy terms and conditions.
Hijack distress allowance
International travel insurance offers a hijack distress allowance. It aims to alleviate the resulting distress caused by such a terrifying situation. Subject to policy terms and conditions.
Flight delay & cancellation
Flight delays and cancellations are quite common hassles. Travel insurance covers essential expenses incurred due to such inconveniences to make the situation less annoying for you. Subject to policy terms and conditions.
Trip delay & cancellation
If your trip gets delayed or cancelled, we will reimburse you for the non-refundable part of your pre-booked activities and accommodations. Subject to policy terms & conditions. Subject to policy terms and conditions.
Personal liability
Romania travel insurance covers the compensation for damages to be paid to a third party, arising out of property damage, bodily injury or death caused involuntarily by the insured during the trip. Subject to policy terms & conditions.
Trip curtailment
If an unforeseen situation forces you to cut your holidays in Romania short, the travel insurance will compensate you for the non-refundable part of pre-booked activities and accommodations as per policy. Subject to policy terms and conditions.
Emergency hotel accommodation for the insured person
If an unforeseen medical emergency results in an extended hotel stay, the Romania travel insurance will cover the added expenses. Subject to policy terms & conditions.
Theft of baggage and its contents
If your baggage and its contents get stolen, it can have a major effect on your trip. With Romania travel insurance, you can rest assured as it offers reimbursements in case of baggage theft. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Losing your checked-in baggage is never fun. If you are affected by such an unfortunate event, know that travel insurance will help pay for permanent loss or damage to checked-in baggage. Subject to policy terms and conditions.
Delay of checked-in baggage
If your checked-in baggage gets delayed, you may have to spend extra on essentials like medication, clothing, toiletries, etc., while you wait. Travel insurance for Romania reimburses you for such expenses. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Romania from India
The Romania travel insurance from India usually doesn’t offer coverage for these cases.
Breach of Law
The Romania travel insurance from India doesn’t offer coverage for bodily injury or sickness caused due to foreign or civil war or breach of law.
Consumption of Intoxicants
The policy doesn’t accept claims for bodily injury or sickness suffered by the insured as a result of being under the influence of drugs, alcohol or illegal narcotics.
Self Inflicted Injury
International travel insurance won’t cover injuries or illnesses that are self-inflicted. Any hospital or medical expenses from such incidents are excluded from the plan.
Cosmetic and obesity treatment
The Romania travel insurance plan doesn’t cover expenses incurred for the operation or medical treatment for obesity or of purely cosmetic nature.
How to Buy Travel Insurance Policy for Romania Online?
To buy Romania travel insurance from India online from HDFC ERGO, you will need to follow these simple steps;
1. Go to the HDFC ERGO travel insurance page,
2. Pick the trip type and click on “Buy Now”,
3. Enter the details of the trip, such as traveller info, trip duration, destination, etc., and click “Get Quote”
4. Enter your contact details and click “Submit”,
5. Choose the sum insured amount and select your preferred plan by clicking “Buy Now”,
6. Provide a few additional details and get to the payment gateway.
7. Pay the premium online to confirm the purchase of the travel insurance plan.
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Romania
Having some information about the destination before the trip can make the experience more amazing. Here are some interesting facts about Romania;
| Category | Details |
| Ancient roots | The name “Romania” actually comes from the Latin word “Romanus”, which means “Roman” or “of Rome”. |
| Cultural heritage | Standing at 78 metres, the Săpânța-Peri Monastery Church in Romania’s Sapanta is the tallest wooden church in the world. |
| Natural wonder | One of the biggest ice caves in Romania is the Scărișoara Glacier Cave. Located below the Bihor Mountains, it is Europe’s second-largest underground glacier. |
| Man-made wonder | The tallest rock sculpture in Europe is located in Romania. It is the statue of the Dacian King Decebalus, which is carved on a cliff overlooking the River Danube. |
| A unique way of remembrance | Romania has a Merry Cemetery in Maramures County, where each tombstone contains humorous poems revealing a message to the living from the deceased. |
| Paranormal legend | Romania’s Hoia-Baciu Forest in Cluj-Napoca is widely regarded as the place that has the most paranormal activity in the world. |
Documents Required for the Romania Tourist Visa
To travel to Romania for tourism purposes, you will need to obtain a visa. Supporting documents needed for a Romania tourist visa are;
1. A valid passport,
2. Two recent passport-size photos of the applicant,
3. A duly filled and signed visa application form,
4. Proof of round-trip flight tickets,
5. A Romania travel insurance with a minimum of 30,000 EUR cover for medical emergencies,
6. A scanned copy of the ID,
7. Proof of sufficient funds,
8. Proof of visa fee payment,
9. Proof of accommodation,
10. A cover letter.
Best Time To Visit Romania
Romania has a continental climate, with summers being warm and sunny and winters being cold with snowfall in the mountainous regions. For first-time travellers, the best time to visit Romania is between May and September. However, the final decision rests on the travel experience you are looking for. For example, spring (March to May) and autumn (September to November) are ideal for individuals who want to explore Romania when it is less crowded and experiences pleasant weather. It is the perfect time to engage in outdoor adventure activities and attend local festivals, like Mărțișor, Junii Brasovului, etc.
Travellers visiting Romania to spend their holidays by the Black Sea beaches can consider visiting during the summer. It stretches from June to August or early September. Many mid-summer festivals in Romania, like the Untold Festival, attract tourists from all over the globe. Travellers who are more interested in winter adventures than beach visits can consider visiting Romania during winter. This season starts in December and continues till February. Christmas markets, New Year’s celebrations and skiing adventures are its main appeal. If you are planning on visiting Romania for any of these experiences, consider getting proper travel insurance coverage for your trip.
All Year-Round Essentials for Romania
Here’s a tailored list of year-round travel essentials for Romania:
• Layered clothing – Romania has diverse climates, from cold winters to warm summers, so pack layers like t-shirts, sweaters, and a lightweight, waterproof jacket for rain and temperature changes.
• Comfortable walking shoes – Romania’s cities and mountainous regions like the Carpathians require sturdy, comfortable shoes for city walks and nature hikes.
• Universal power adapter – Romania uses Type C and F plugs (230V), so a universal adapter is essential for charging your devices.
• Travel documents – Bring your passport, any necessary visas, and travel insurance for medical coverage, especially if you plan to explore remote areas.
• Reusable water bottle – Tap water is generally safe in Romania, and a reusable bottle will help you stay hydrated throughout your trip.
• Cold-weather gear – If traveling in winter, pack warm clothes, including hats, gloves, and scarves, especially for visiting Transylvania or other mountainous regions.
• Cash and cards – Credit/debit cards are widely accepted, but carry Romanian Leu (RON) for smaller towns, local markets, or rural areas where cash is preferred.
Romania Safety And Precautionary Measures To Be Undertaken
Romania is a very safe country to travel to. Take a look at these general safety and precautionary measures for your Romania trip;
1. Many feral dogs roam in Romania. It is best to be wary of them in order to reduce the risk of getting bitten or infected with rabies.
2. You can drink tap water in Romania. However, it is better to ask a local about it if in doubt.
3. When hiking or camping on Romanian grasslands, practice extra caution to avoid getting bitten by ticks.
4. Invest in Romania travel insurance to keep your trip financially protected against medical and non-medical contingencies.
5. You can get to the emergency services in Romania by dialling the number 112.
6. When visiting touristy areas, like Bucharest, make sure to take care of your personal belongings. Violent crimes are rare in Romania, but the risk of pickpocketing, mugging and other petty crimes still exists.
COVID-19 travel-specific travel guidelines
As of July 2025, Romania doesn’t have any COVID-19-related travel restrictions. You can practice general caution like;
1. Wash your hands frequently and use sanitisers,
2. Wear a face mask when going out in public,
3. Avoid getting into large crowd gatherings, and
4. Practice personal hygiene at all times.
List of International Airports in Romania
Romania is well-connected to the rest of the world via air. Here are some of the main international airports in the country;
| City | Airport name |
| Bacău | George Enescu International Airport (BCM) |
| Arad | Arad International Airport (ARW) |
| Băneasa | Aurel Vlaicu International Airport (BBU) |
| Ghimbav (near Brașov) | Brașov-Ghimbav International Airport (GHV) |
| Otopeni | Bucharest Henri Coandă International Airport (OTP) |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Romania
To make the most out of your Romania trip, pick the right selection of destinations. Here are some of the best places to visit in Romania;
1
Bucharest
The capital city of Bucharest is the pride of Romania. This lively city showcases the country’s ever-evolving modernity and age-old cultural and historical heritage. Bucharest is full of character, with astonishing architecture, green parks, quaint cafes, and so on. A trip to Bucharest in Romania is incomplete without seeing its main attractions like the Palace of Parliament, the Romanian Athenaeum, the Snagov Monastery, etc.
2
Timișoara
Sighisoara is the quintessential Romanian city that you must visit on your trip. Nestled on the banks of the Tarnava Mare River in Central Romania, its old town area is recognised as a UNESCO World Heritage Site. The towering citadels, cobbled lanes, and multicoloured houses are the things that define its core. Sighisoara is also the birthplace of Vlad the Impaler, who was the inspiration behind Bram Stoker’s Dracula.
3
Timisoara
Located in Western Romania, Timisoara is a major cultural, social and economic hub in the region. The whole city boasts a chic modernist style of architecture, mainly Art Nouveau. Tourists visiting Timisoara can explore the rich cultural and historical heritage of the region. It was Europe’s first city to adopt electric-powered street lamps. Its main attractions are the Orthodox Cathedral, Piata Unirii, Piata Libertatii, Banat Museum, etc.
4
Maramures
For a laid-back vacation experience amidst the beauty and tranquillity of nature, visit Maramures in Romania. This region still holds the vintage rural charm through its buildings and lifestyle. The main tourist attractions of this timeless region are its wooden churches, Barsana Monastery Complex, Merry Cemetery, etc. Make sure that your trip stays free of interruptions with Romania travel insurance.
5
Apuseni Natural Park
Nature lovers visiting Romania on a trip often like to drop by the famous Apuseni Natural Park. It is spread across 75,784 hectares and is a great site to explore the rich biodiversity of Romania. Its dense forest cover is home to many wildlife, including owls, elk and eagles. It also has many limestone rock formations with caves housing bats, fossils, underground glaciers, etc.
6
Brasov
Remember the iconic HOLLYWOOD sign on the hills of Los Angeles? Well, Romania has a version of its own. Brasov is a popular Romanian city situated in the historic Transylvania region. You can find a massive BRASOV sign on the slopes of Mt. Tampa in this city. There’s a lot to do in Brasov, like exploring the Centru Vechi, visiting the Biserica Neagra, checking out Dracula’s Castle, and so on.
Things To Do in Romania
From taking tours of historic castles to enjoying panoramic views, there’s a lot to do on a Romania tour. Here are some fun experiences to add to your trip itinerary;
1. One of the most sought-after experiences to have on a Romania trip is to take a ride on the steam train through Oravita-Anina. The scenic journey through mountains and greenery will fill your heart with happiness.
2. Romania has numerous medieval castles and fortresses, many of which are tied to exhilarating legends. The Bran Castle is one of the most famous ones, which is said to have links with Vlad the Impaler.
3. Take a memorable picture with the extraordinary rock sculpture of Decebalus in the background.
4. Explore the fascinating Painted Monasteries of Bucovina and admire the vibrant frescoes that illustrate iconic scenes from the bible.
5. Go to Buzau to see the famous mud volcanoes and living fires. Mud volcanoes are one of the most photographed subjects in the country. As for living fires, they burn as gas is emitted through the cracks in the ground and generate flames as high as 50cm.
Money Saving Tips
Here’s how you can save money on your Romania trip from India;
1. Consider planning your Romania trip during the off-peak season. It is the best way to avoid steep rates on accommodations, activities and flights.
2. Rural tourism in Romania’s countryside is a great way to explore the region and its culture. It is also quite light on the wallet compared to visiting major cities.
3. When taking a taxi in Romania, ask for the fare in advance. This way, you can save yourself from being overcharged.
4. Getting Romania travel insurance is highly recommended to safeguard your journey from losses caused by unforeseen events financially.
5. For long-distance travel within Romania, you can rely on trains.
6. During shopping, buy local products from small businesses instead of going for overpriced souvenirs.
7. Low-cost hotels are easily available in Romania. Just look for stay options far away from the main touristy areas.
List of Well-Known Indian Restaurants in Romania
For your Indian food needs, consider visiting these restaurants in Romania;
| Restaurant Name | Must-Try Dishes | Address |
| Namaste Restaurant Indian | Paneer Butter Masala, Mutton Hiryali, etc. | Strada Mântuleasa 37, București 030167, Romania |
| Restaurant SWAGAT | Mango Rice, Palak Chicken, etc. | Strada Griviței 77, Câmpina 105600, Romania |
| Taj Indian Cuisine | Balti Murgh Masala, Murgh Khati Kebab, etc. | Calea 13 Septembrie, București 050718, Romania |
| Karishma | Saag Chicken, Fish Curry, Gulab Jamun, etc. | Strada Iancu Căpitanu 36, București 030167, Romania |
Local Law And Etiquette In Romania
Here are some local Romanian laws and cultural etiquette that tourists must know about;
1. If you are invited to a meal by a local family, make sure to arrive on time.
2. When entering someone’s home in Romania, make sure to take off your shoes outside.
3. Do not, under any circumstances, try to bribe the police or local authorities in Romania.
4. Do not make strong statements about or against communism. It is best to avoid talking about politics on your visit.
5. The legal driving age in Romania is 18 years.
6. Make sure to always carry a valid photo ID when travelling in Romania.
Indian Embassies in Romania
Here are the details of the Indian Embassy in Romania;
| Embassy | Website | Address | Contact |
| Embassy of India, Bucharest, Romania | https://www.eoibucharest.gov.in/ | 46, Boulevard Aviatorilor, Sector 1, Bucharest - 011864, Romania | +40 372 147 431/32 |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
List Of Countries Where Travel Insurance Is Mandatory
Here are some of the countries that require mandatory overseas travel insurance: This is an indicative list. It is advisable to check each country’s visa requirement independently before travel.
Source: VisaGuide.World
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
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Frequently Asked Questions
1. Is it mandatory to have travel insurance for Romania?
Yes. To apply for and obtain a Romani tourist visa, you will need valid travel medical insurance that covers your trip.
2. What does Romania travel insurance cover?
The Romania travel insurance covers medical emergencies as well as unforeseen baggage and journey-related hassles throughout the trip.
3. How to claim my Romania travel insurance?
To claim Romania travel insurance, contact us via our official email at travelclaims@hdfcergo.com or by dialling the toll-free number 0120-6740895 .
4. Does travel insurance for Romania from India offer adequate coverage?
Yes. Travel insurance for Romania from India offers sufficient coverage to deal with various medical and non-medical emergencies. With HDFC ERGO international travel insurance, you can choose a sum insured between $40K and $1,000K.
5. What is the best Romania travel insurance from India for families?
For family vacations, it is best to get Romania travel insurance for families. It is a single plan that covers all travelling members of the family against contingencies during the trip. It removes the need for buying separate plans for each member, making it more manageable.
6. Does Romania travel insurance cover the loss of a passport?
Yes, HDFC ERGO travel insurance for Romania does cover it. If you lose your passport while on the trip, the Romania travel insurance will help cover the costs of getting a new or duplicate passport.
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