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Romania Travel Insurance
Romania is a beautiful nation that is at the juncture of Southeast, Eastern, and Central Europe. It is a place with a diverse history, culture, and traditions and is the home of many famous legends. However, these are not the only things that make Romania a popular tourist destination. The alluring snow-covered mountains, acres of lush greenery, impressive national parks, scenic waterfalls, etc., are some other significant aspects that make it a highly sought-after vacation spot in Europe. If you are someone who is planning a visit to this European country, learning about the importance and benefits of having Romania travel insurance for the trip is essential.
Key Features of Travel Insurance Romania
Here is a list of some of the important features of Romania travel insurance:
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance for Romania
The type of travel insurance you choose for the Romania should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For families travelling togetherThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For individuals accomplishing their dreamsThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Romania Plan
There are tons of advantages to having a Romania travel insurance plan. Here are some benefits that you can get by investing in such a policy;
1
Provides cashless benefits
Medical emergencies can arise out of the blue, and accumulating proper funds for prompt treatment in a foreign country can be difficult. Under Romania travel insurance, individuals can receive cashless treatment for such at network hospitals.
2
Covers emergency medical costs
Romania travel insurance covers the massive expenses arising out of medical emergencies, including hospitalisation costs, OPD treatment, medical evacuation, emergency dental treatment expenses, etc.
3
Handles non-medical emergencies
Apart from medical emergencies, baggage and journey-related hassles, such as flight delays, trip curtailment, loss of checked-in baggage, theft of baggage and its contents, personal liability, etc., are also covered under travel insurance for Romania.
4
Offers 24/7 customer assistance
If you are dealing with an unforeseen event covered under the Romania travel insurance by HDFC ERGO, you can seek assistance or guidance from our 24/7 customer support team.
5
Gives peace of mind
The comprehensive coverage for unforeseen events and hassle-free claims process under Romania travel insurance helps you to avoid major hurdles that may otherwise cause financial and mental strain.
6
Protects your savings
Handling unanticipated medical and non-medical inconveniences while on a trip to a foreign country can drain a hole in your pocket. The coverage under international travel insurance ensures you stay financially secure against such hassles.
What's Covered under Travel Insurance for Romania from India
Here are some of the things that are usually covered under travel insurance for Romania from India:
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Romania travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Romania travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Romania travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Romania trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Romania from India
Your travel insurance for Romania from India policy may not offer coverage for:
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Romania travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Romania Online?
If you want to buy travel insurance online for Romania, the following are the steps that you need to follow:
• Visit the official HDFC ERGO International Travel Insurance website.
• Find the “Buy Now” button and click on it.
• Enter the required details like trip type, total travellers and their respective age, and hit “Continue”.
• Provide the name of the country you are planning on visiting, which in this case is Romania, along with the dates of departure and return and press next.
• Enter your contact details, such as your name, email and phone number, on the pop-up window and click “View Quote”.
• Choose from the available plans, select “Buy”, and enter the verification code to move on to the next window.
• Follow up with the additional information required by the policy and complete the online payment.
• Upon successful payment completion, your travel insurance policy will be issued and sent to the inbox you provided.
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Romania
| Category | Details |
| Europe’s largest rock sculpture | The Statue of Decebalus in Orsova, Romania, is 180 feet (55 metres) in height and 82 feet (25 metres) in width, making it Europe’s tallest rock relief. |
| Origin of its name | The country’s name “Romania” is derived from a Latin word called “Romanus” which means “of Rome”. |
| First to get electric street lamps. | The first city in continental Europe to have electric street lamps is Timisoara in Romania. |
| World’s tallest wooden church | The tallest church made of wood in the entire world is located in Sapanta, Romania, and is about 256 feet (78 metres) in height. |
| Land of gold | Out of every other country in Europe, Romania is the richest in gold. |
| Mud volcanoes | Mud volcanoes are one of the coolest tourist attractions in Romania and the country has a lot of them. |
| History | Romania has some of the oldest cave drawings in all of Eastern and Central Europe. These are found in Coliboaia Cave and are estimated to be around 32,000 years old. |
Documents Required for the Romania Tourist Visa
In order to enter Romania for tourism purposes, you will need to apply for a tourist visa and the documents required for it may include the following;
• A valid passport,
• A couple of recent colour photos (3cm x 4cm with white background),
• Letter of certification of employment (if applicable),
• A two-way flight ticket to Romania,
• Proof of sufficient financial means,
• Valid travel insurance for Romania visa (that offers at least €30,000 in terms of medical emergencies),
• Proof of accommodation,
• A scanned copy of the ID,
• Additional documents (as necessary).
Best Time To Visit Romania
In order to be able to make the most out of your holidays in Romania, it is vital to visit around a time that is suitable for all kinds of tourism activities. The period from May to September is widely considered the best time to visit Romania for tourism. Springtime in Romania starts in March and continues till May. The weather and average temperature are quite in favour of outdoor activities, especially if you intend to go explore the natural side of the country.
Summer in Romania stretches from June to August, and you can expect high temperatures around these months, with July and early August being the hottest. It is a good time to enjoy the mountain resorts and village-side tourism in Romania. After summer, enters the long-awaited autumn in Romania, which extends from September to November. The overall temperature cools down by quite a bit and the golden hue covering the natural beauty of Romania makes it an impressive time for exploration and sightseeing. Outdoor adventure activities are also popular among tourists visiting Romania during these months.
Finally, winter enters Romania, which occupies the months of December to February. If you like festivities and grand events, this would be a great time to take a trip to Romania. Snowfall and freezing temperatures persist in areas close to the Carpathian Mountains and cities like Sibiu or Brasov. Some major events to witness in Romania around these months are Christmas, Saint Andrew's Day, New Year, Romanian National Day, etc. However, no matter the time of your visit, consider getting yourself a proper Romania travel insurance policy to keep yourself safe against a variety of contingencies.
All Year-Round Essentials for Romania
Here’s a tailored list of year-round travel essentials for Romania:
• Layered clothing – Romania has diverse climates, from cold winters to warm summers, so pack layers like t-shirts, sweaters, and a lightweight, waterproof jacket for rain and temperature changes.
• Comfortable walking shoes – Romania’s cities and mountainous regions like the Carpathians require sturdy, comfortable shoes for city walks and nature hikes.
• Universal power adapter – Romania uses Type C and F plugs (230V), so a universal adapter is essential for charging your devices.
• Travel documents – Bring your passport, any necessary visas, and travel insurance for medical coverage, especially if you plan to explore remote areas.
• Reusable water bottle – Tap water is generally safe in Romania, and a reusable bottle will help you stay hydrated throughout your trip.
• Cold-weather gear – If traveling in winter, pack warm clothes, including hats, gloves, and scarves, especially for visiting Transylvania or other mountainous regions.
• Cash and cards – Credit/debit cards are widely accepted, but carry Romanian Leu (RON) for smaller towns, local markets, or rural areas where cash is preferred.
Romania Safety And Precautionary Measures To Be Undertaken
If this is your first time visiting Romania, it is better to learn more about the destination so you know what to expect and how to handle things. Here are some safety and precautionary measures that may help you keep your trip hassle-free;
• During peak summer time, like between July and August, the heat in Romania can get a bit excessive to the point where authorities issue heat warnings. If you are visiting around this time, try to be indoors during the daytime, stay hydrated at all times and avoid engaging in physically draining activities.
• There are many reports of taxi-related scams in the city of Bucharest in Romania. So be mindful of that and hail taxis only after learning about the local taxi fares. Some of the most trusted taxi companies in this Romanian city are Speed Taxi, Cris Taxi and Meridian Taxi.
• Though major crime rates are lower in Romania, petty crimes like pickpocketing, purse snatching, etc., may happen in tourist-focused areas. So, it is advised to stay vigilant when travelling in crowded areas and using public transport.
• When hiking or exploring the forested areas in Romania, be respectful towards nature and careful of wildlife.
• Note down the contact information and details of local authorities, like the police, fire brigade, ambulance, etc., so you can seek and receive proper assistance when required.
• Invest in Romania travel insurance so you can stay protected against medical and non-medical hassles that may happen during the course of the trip.
List of International Airports in Romania
| Airport name | City |
| Arad International Airport | Arad |
| George Enescu International Airport | Bacău |
| Bucharest Henri Coanda International Airport | Otopeni |
| Târgu Mureş Transylvania Airport | Vidrasău, Mureş County |
| Braşov-Ghimbav Internațional Airport | Ghimbav, Braşov County |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Romania
When planning a vacation to Romania, it is important to take some time to research the destination in order to create the perfect trip itinerary. Here are some of the most popular tourist destinations you can visit in Romania;
1
Bucharest
Bucharest is the capital and the largest city in Romania. It is also one of the most visited tourist destinations in the country. You can find a fine blend of the new and the old Romania through the city’s art, architecture, culture, way of life, etc. Some of the main tourist attractions of Bucharest are Stavropoleos Church, Mita Biciclista House, George Enescu Museum, Cotroceni National Museum, etc.
2
Timișoara
The multicultural city of Timisoara is another popular tourist destination in Romania. It is a place that holds the true charm and essence of European tourism to its core, with plenty of cobbled streets, quaint bars and cafes, squares packed with locals and tourists and more. Some of Timisoara’s main attractions are Union Square, Baga Canal, the Orthodox Cathedral, etc.
3
Sighișoara
Sighisoara is a fascinating tourist place in the country. Tourists visiting Romania often like to spend a few days in Sighisoara, embracing its mediaeval-era small-town charm and ambience. The narrow, cobbled streets and other ancient structures within the citadel configuration make for a unique tourism experience. Some of its tourist attractions are the Historic Centre, the Clock Tower, the Sighisoara History Museum, etc.
4
Danube Delta
The Danube Delta is one of the most sought-after tourist places in Romania. It is the second-largest delta in the continent and the Romanian part of this delta was made a part of the UNESCO World Heritage Site. The delta comprises many islands, lakes, canals, rivers, etc., and is home to a wide variety of birds and marine life.
5
Brasov
Brasov in Romania is known for its mediaeval allure, wonderful architecture, and diverse history. It is one of the most lively places to live in Romania and also one of the most picturesque holiday destinations in the country. Some of the main tourist attractions in this city are Bran Castle, Tampa, Muzeul de Arta Brasov, Catherine Gate, the White Tower, Rasnov Citadel, Peles Castle, etc.
6
Rucar-Bran area
If you want to spend some quality time amidst the beauty and serenity of nature and picturesque landscapes in Romania, consider visiting the Rucar-Bran area. It is a 23 km corridor filled with alluring natural views at all corners. During your visit, explore its beauty on foot, take memorable photographs and visit the nearby villages and tourist sites.
Things To Do in Romania
There’s a lot to unfold when it comes to fun activities and experiences in Romania. For your trip, you can consider trying or experiencing the following;
1
Dracula’s Castle
Visit and explore Bran Castle, which is widely revered as Dracula’s Castle.
2
The beauty in history
Visit the numerous other ancient castles across the country to learn about their history and appreciate their striking architecture.
3
Romania’s greenery
Enjoy the majestic mountains and their surrounding greenery by taking a hiking trip through the wild Carpathian Mountains.
4
Romanian wine
Enjoy the true essence and taste of Romanian wine directly at the famous vineyards.
5
Wildlife in Romania
Try to catch a glimpse of the famous brown bears in the wild from a safe distance.
6
Picturesque train journey
Enjoy a scenic steam train ride on the Mocanita Steam Train in North-Western Maramures Region.
7
Food tour
Give the regional traditional food and drinks a try on your visit.
Money Saving Tips in Romania
When on an international trip, it is crucial to take a few necessary steps to keep the costs down without hampering the travel experience. Here are some tips to help you save money on the trip;
1
Public transportation
The public transport in Romania is quite cheap and reliable. So, instead of sticking to private transfers, you can use the bus or tram to save some cash.
2
Free attractions
Make sure to utilise the free attractions and activities available in Romania, like free 1-2 hour guided tours, certain tourist sites like museums and castles, etc.
3
Off-peak season travel
If you want to save a significant amount on flights, hotels and local tours, consider travelling to Romania during the off-season or shoulder season. Due to the lower tourist crowd, you can get great deals and discounts on tourism-related stuff.
4
Budget accommodations
Budget accommodations are available throughout Romania, so instead of expensive hotels or resorts, consider booking a room at a decent hotel, hostel, homestay or B&B. Also, accommodations on the outskirts of the cities usually cost less.
5
Travel insurance
Get travel insurance for Romania as it can help you save a ton of money in case of a medical or non-medical emergency during the trip. Also, it is mandatory to have valid travel insurance for Romania visa.
6
Off-beat destinations
Try visiting the off-beat destinations in Romania, especially the countryside, as it costs significantly less to explore than the major cities.
List of Well-Known Indian Restaurants in Romania
If your tastebuds seek food from home during your Romania trip, here are some renowned Indian restaurants you can visit;
| Restaurant Name | Must-Try Dishes | Address |
| Namaste Restaurant Indian | Pakoda with onion, Vegetarian Paneer Tikka, Fried Chicken, etc. | Strada Mântuleasa 37, Bucharest 030167 |
| Karishma | Veg Samosa, Mix Veg Platter, Paneer Tikka, Onion Bhaji, etc. | Strada Iancu Căpitanu 36, București 030167 |
| Restaurant Swagat | Aloo Paratha, Aalu Mattar, Onion Bundi Raita, etc. | Strada Griviței 77, Câmpina 105600 |
| Kashmir Brasov | Gulaab Jamun, Butter Chicken, Garlic Naan, etc. | Strada Republicii 50, Brașov 500030 |
| Mumbai Floreasca | Masala Sing, Aloo Tikki, Chicken Butter Masala, etc. | Strada Chile 3, București 011605 |
Local Law And Etiquette In Romania
Here are some local laws and cultural etiquette in Romania that tourists should know, respect and abide by;
• You must bring proof of your photo ID along with you, as the local authorities may ask you to present it at any time.
• Use, possession and trafficking of illegal drugs in Romania is strictly prohibited and carries huge fines and prison sentences if found guilty.
• Taking pictures of military installations and government buildings without prior permission is not legal in Romania.
• When someone sneezes, the Romanians respond with Noroc (meaning Good Luck) or Sanatate (meaning Good Health).
• When entering buildings or someone’s home, remove your hat.
• Dressing in neat and modest clothes in a professional setting is highly advised.
• Fighting overtaking the role of paying the bill at a restaurant is common and a polite gesture.
• Tipping in Romania is normally expected in case a service charge is not included in the bill. Tips can be anywhere between 5 to 20% of the total bill.
Indian Embassies in Romania
The contact details of the Indian Embassy in Romania are as follows;
| Romania-based Indian Embassy | Working Hours | Address |
| Embassy of India | 09:00 AM to 05:30 PM | 46, Boulevard Aviatorilor, Sector 1, Bucharest - 011864, Romania |
International Travel Insurance for Most Visited Countries
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Frequently Asked Questions
1. Is it mandatory to have travel insurance for Romania visa?
Yes. You must have valid travel insurance for Romania visa.
2. What is the best travel insurance for Romania?
The best travel insurance for Romania is a policy that comes within your budget and offers the necessary coverage that your trip requires.
3. Is a medical check mandatory for Romania travel insurance?
Whether a mandatory medical checkup is required for Romania travel insurance or not depends on the particular insurer. There is no requirement for a mandatory health check-up prior to travelling with Romania travel insurance by HDFC ERGO.
4. What should I do if I need to make a travel insurance claim?
If you need to make a claim with your Romania travel insurance, you will need to let your insurer know and intimate a claim at the designated number or e-mail address.
5. How much does Romania's travel insurance cost?
The cost of Romania travel insurance varies depending on several factors, like the choice of plan, total selected coverage, total number of travellers, the trip duration, etc.
6. Can I buy Romania travel insurance online?
Yes. You can easily buy Romania travel insurance online as well as offline. You can get a quote and purchase travel insurance for Romania online from the official HDFC ERGO travel insurance website in just a few minutes.
7. What is the minimum cover required for travel insurance for Romania visa?
The minimum coverage that a travel insurance plan needs to offer for a Romania visa is €30,000.
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