Is it work or vacation, business or leisure that keeps the traveller in you alive? Whatever the answer, we ensure you have no reason to slow down. But before you embark on your journey, get travel insurance to secure your trip from all the possible risks that could arise in a faraway land. A medical or dental emergency, loss or delay of check-in baggage, documents, theft - any unpleasant event can leave you stranded and helpless at a foreign destination. Having an individual travel policy can come to your rescue at such times. Moreover, while travelling alone to an overseas destination, you should be prepared enough to take on any challenge that crops up head-on. So, as you put your essentials into your backpack, remember to get International travel insurance for individuals to secure your trip.
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Any sickness or health issues caused to due to war or a breach of the law.
If you consume intoxicant or banned substance, the policy shall not entertain any claims.
If you're suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.
If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you
Any injury caused due to an adventure sport remains uncovered.
As the name goes, single trip international insurance is apt for all those who wish to travel just once to a particular overseas destination. Just like you wish to go on a solo backpacking to Georgia or Bahamas or a business conference at U.S.A this travel insurance is best for you. If you are a group of friends or family going for a vacation then this suits the best. HDFC ERGO offers comprehensive benefits, like offering medical cover when you fall sick or face an accidental injury.
For the ones who are always on the go and keep hopping to multiple countries or visit the same country many times a year, this insurance is a must. The best part is it saves you from the hassle of multiple renewals. You can buy it for a year and travel as much as you wish to without worrying about getting travel insurance for every single trip. This is best suited for frequent flyers!
Travel Insurance is a must for medical necessities! We all know medical expenses cost a bomb at international destination even a minor injury or fever treatment may hamper your trip budget. Hence, it's always recommended to buy travel insurance for medical coverage. We offer benefits like:
● Emergency Medical Expenses
● Dental Expenses
● Personal Accident
● Hospital Cash
Here are some of the countries that require mandatory overseas travel insurance: This is an indicative list. It is advisable to check each country’s visa requirement independently before travel.
Source: VisaGuide.World
Select the sum insured which will optimally cover you in case of any eventualities. We recommend the same basis your country of visit as average medical treatment cost varies from country to country.
Certainly, you can buy a travel insurance policy for your parents on Individual Sum Insured basis or on floater basis as you deem right.
No. You can buy travel insurance for your immediate family members only.
Yes you can buy travel insurance in case you suffer from hypertension/ diabetes by declaring the same. However, in case of a medical emergency, you will be covered for all expenses excluding those of your pre-existing disease.
Deductible is the amount that the insured has to bear first in all cases and is deducted from the payable claim amount.
Sublimit is applicable for only those over 61 years of age. The same is specified in the policy schedule.
No, there is no such requirement. Just declare if any pre-exisiting disease condition and you are good to go.
This policy does not cover pre-existing diseases. A pre-Existing Illness' is one with which the person is already suffering from before he buys the policy.
Emergency Medical Evacuation means arrangement for transportation required to move an insured to the nearest hospital and Medical Repatriation means arrangement for transportation required to move an insured to his/her country of residence following an emergency.