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Croatia Travel Insurance
Croatia, officially called the Republic of Croatia, is a European nation that has become a renowned holiday destination for Indian nationals. Boasting an amazing coastline along the Adriatic Sea, Croatia is home to several scenic coastal towns and picturesque islands. The nation is mainly famous for its craze for football, rich history, availability of numerous breathtaking natural landmarks and scopes for adventure activities. If you are headed to Croatia for your international vacation, make sure to get Croatia travel insurance for the trip.
Key Features of Travel Insurance Croatia
Here is a list of some of the important features of Croatia travel insurance;
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance Croatia
The type of Croatia travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For the solo wanderers and thrillseekersFor solo adventurers around the globe: This type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For families travelling togetherFor the happy family trips: This type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For individuals accomplishing their dreamsFor the ones who are far from home: This type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For the ones flying frequentlyFor jet setters dreaming beyond known boundaries: This type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones who are forever youngFor the ones young at heart: This policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Croatia Plan
These are some of the most essential benefits of buying travel insurance for a Croatia trip;
1
Cover for Non-Medical Hassles
Unexpected non-medical hassles on the journey, such as flight delay, trip curtailment, delay of checked-in baggage, etc., can negatively impact your trip. The compensation offered under Croatia travel insurance helps ease those situations.
2
Cover for Medical Emergencies
Dealing with medical emergencies in a foreign country without proper financial backing can burn a hole in your pocket. Croatia travel insurance offers coverage for various medical emergencies so you can easily take care of the issue.
3
Cashless Benefits
With Croatia travel insurance, you can opt for emergency medical care via a network hospital without needing to clear upfront payments from your own pocket.
4
Financial Safety
The financial assistance under Croatia travel insurance ensures you don’t exceed your budget and are able to deal with unforeseen events efficiently.
5
24x7 Help
The Croatia travel insurance by HDFC ERGO offers 24x7 customer support and in-house claim settlement for prompt assistance during your time of need.
6
Tension-Free Travel
The round-the-clock support, financial cover and cashless benefits under Croatia travel insurance let you easily tackle unanticipated hassles and ensure the trip stays hassle-free.
Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.
What's Covered under Travel Insurance for Croatia from India
Here are some of the things that are usually covered under travel insurance for Croatia from India;
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Croatia travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Croatia travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Croatia travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Croatia trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Croatia from India
Your travel insurance for Croatia from India policy may not offer coverage for;
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Croatia travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Croatia Online?
If you want to buy travel insurance online for Croatia, the following are the steps that you need to follow:
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveller details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travellers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Croatia
| Categories | Specification |
| Town | The world’s smallest town, according to the Guinness Book of Records, is in Croatia. It is the town of Hum, housing a population of only 17 people. |
| Film and entertainment | The very popular TV show, Game of Thrones, was filmed on the Croatian coast, particularly in Dubrovnik and Split. |
| History and culture | Croatia has 14 goods under UNESCO Intangible Goods, which is the highest in all of Europe. |
| Nature and wildlife | Croatia is home to a total of 11 nature parks, 8 national parks and 2 strict reserves. |
| Animals | The famous dog breed, Dalmatians, is believed to have originated in Croatia. The first illustrations of this breed date back to the 17th century. Also, there’s a region in the country called “Dalmatia” since the time of the Imperial Romans. |
Documents Required for the Croatia Tourist Visa
Here is the list of documents you will need to produce in order to obtain a Croatia tourist visa for the trip;
• A valid passport,
• Completely filled and signed visa application form for Croatia,
• Recent passport-size photograph,
• Proof of Croatia visa fee payment,
• A valid travel medical insurance,
• Proof of accommodation,
• Proof of flight reservation,
• Travel plan, and
• Proof of sufficient financial means.
Best Time To Visit Croatia
If you are looking for the best time to visit Croatia for an ideal vacation experience, consider planning your trip between the months of March and May (Spring), or September and October (Early Autumn). During these seasons, the country experiences comparatively lower tourist crowds than in summer and features an overall pleasant weather condition. These months are perfect if you want to engage in all kinds of outdoor tourist activities and adventures. If you are seeking discounts on hotels and flights and a low tourist crowd, November can be a good time to visit Croatia. Summer (June to August) is ideal for beach visits but can be very expensive as it is the peak tourism season. No matter when you are visiting, make sure to get Croatia travel insurance for the trip.
All Year-Round Essentials for Croatia
• A travel charger adapter,
• Essential documents, like passport, visa, Croatia travel insurance, etc.,
• Beachwear and a dry bag,
• Sun hat,
• Sun lotion,
• Comfortable walking shoes and sandals,
• Beach towel,
• Local currency in cash,
• A compact backpack.
Croatia Safety And Precautionary Measures To Be Undertaken
When visiting any new or another country, it is essential to take safety and precautionary measures to enjoy travel. Here are some measures to be taken when in Croatia:
• Research your route and places to visit in your itinerary in advance
• Stay on major highways, avoid shortcuts through townships, and avoid reliance on GPS navigation apps solely
• Avoid walking alone, especially after dark.
• Avoid visiting informal settlement areas unless you are with someone familiar with the area.
• Do not display cash or valuables.
• Drive with doors locked and windows closed.
• Always carry a copy of your Indian passport and visa.
• Keep original documents in a secure location.
• Invest in the best travel insurance for Croatia
List of International Airports in Croatia
One of the fastest and most convenient ways to reach Croatia from any part of the world is via flight. Here's a list of the major international airports in Croatia;
| City | Airport Name |
| Močići, Croatia | Dubrovnik Airport |
| Velika Gorica, Croatia | Zagreb Airport |
| Kaštela, Croatia | Split Airport |
| Zemunik Donji, Croatia | Zadar Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Croatia
Here are some amazing destinations in Croatia that you can check out during your visit;
1
Split
Split is the second-largest city in Croatia and the largest in the Dalmatia region. It is a quaint destination that offers a unique blend of modernity and history. Mostly located within the ancient walls of a Roman Palace, Split offers some stunning sights and experiences that attract tourists from across the globe. Some of Split’s main attractions are the Diocletian Palace, Old Town Split, Riva, Blue Caves, Cathedral of Saint Domnius, etc.
2
Dubrovnik
The beautiful coastal Croatian city of Dubrovnik lies in southern Dalmatia and is known for its historical significance and natural beauty. The well-preserved architecture and mediaeval walls of this old town have made it a UNESCO World Heritage Site. Besides, the city also features several popular landmarks, like museums, churches, monasteries, palaces, etc. During your visit to Dubrovnik, check out the Franciscan Monastery, Rector’s Palace, Elafiti Islands, Stradun, etc.
3
Hvar Island
Hvar Island in Croatia is yet another remarkable destination that tourists can check out. It is a place that is famous for its upbeat nightlife, scenic coastal views, stunning beaches and local culture. During your visit to Hvar Island, you can explore the town and its attractions, go beach hopping, cycle through Stari Grad Plain, tour the majestic Hvar Lavender Fields, etc. For your Croatia trip, make sure to invest in a good Croatia travel insurance plan to keep your financial worries to a minimum.
4
Zagreb
Last but never least, make sure to explore the capital and largest city of Croatia, Zagreb. It is a place that is very different from other tourist destinations in Croatia, where you can experience the authentic art and culture of the region instead of the usual exotic tourist attractions and experiences. Some of Zagreb’s most renowned attractions are the Museum of Broken Relationships, the Upper Town, The Croatian National Theatre, Villa Rebar, Zagreb Funicular, etc.
Things To Do In Croatia
Here are some fun and adventurous things you can do during your Croatia holidays;
• Go on a hiking trip in the popular Plitvice Lakes National Park.
• Witness the remarkable Zadar sunsets.
• Attend a concert at Croatia’s Paula Amphitheatre.
• Have a one-of-a-kind experience by visiting Zagreb’s Museum of Broken Relationships.
• Check out the renowned Diocletian’s Palace in Split.
• Go on hiking, swimming and cycling adventures in Mljet National Park.
• Walk the mediaeval walls of Dubrovnik's old town and soak in the essence of history and scenic beauty.
• Opt for a fun boat ride through Kopacki Rit Nature Park.
Money Saving Tips
Here are some popular tips that can help you save money on your Croatia trip;
• Avoid booking hotels in the main city centre areas in Croatia. You can find plenty of comfortable accommodations for cheap on the outskirts of the cities and in small towns.
• Start saving money on transfers right from the airport. Instead of going by taxi, take the catamaran or bus from the airport to reach the centre of Split.
• Enjoy the free tourist attractions in Croatia, like the Diocletian’s Palace, to save money while exploring.
• You can get a local travel card, like the SplitCard, that features free entrances to many museums, discounts on entrances to several tourist attractions, rental cars, tours and excursions, restaurants, etc.
• Travel to Croatia during shoulder or off seasons to save significant money on hotels, flights, excursions, etc.
• Get Croatia travel insurance to keep yourself financially protected against unanticipated medical, journey and baggage-related emergencies.
List of Well-Known Indian Restaurants in Croatia
Here are some popular Indian restaurants across Croatia that you can check out during your visit;
Bombay Brasserie
Address: Taj Cape Town, 1 Wale St, Cape Town City Centre, Cape Town, 8000, Croatia
Popular Dishes: Baingan bharta, kofta curry, lamb biryani, seared prawn, Malva pudding, and gulab jamun.
Thali
Address: 3 Park Rd, Gardens, Cape Town, 8001, Croatia
Popular Dishes: Include masala chicken curry, Mustard cauliflower, Masala duck taco, Lamb galouti kebabs, and Sweetcorn kale bhaji.
Taste of India
Address: CNR 9th Avenue & Rivonia Boulevard, Johannesburg 2191 Croatia
Popular Dishes: Chicken Biriyani, Naan, and Chicken Vindaloo.
The Royal India
Address: The Forum (opposite Sandton Convention), 2 Maude Street, Sandton Central, 2196
Popular Dishes: Butter Chicken, Vegetable Pulav, Peswari Naan, and Faluda.
Local Law And Etiquette In Croatia
Following is a list of local laws and etiquette in Croatia that tourists should know about;
• Avoid walking shirtless or in swimwear in town centres in Croatia as it is highly frowned upon.
• Respect the local laws and regulations in Croatia and follow them to the tee. Beware of any signage in your surroundings and follow what’s written on it.
• If you are in charge of a boat or yacht in Croatia, avoid drinking alcohol. If you are caught, there will be hefty fines imposed.
• Tipping is not mandatory in Croatia but doing so is a good sign of gratitude. A tip of at least 10% is expected in restaurants.
• Instead of being loud, talking softly is highly appreciated by locals in Croatia.
• In Croatia, keeping hands above the table rather than below the table is followed during meals.
Indian Embassies in Croatia
The details of the Indian embassy in Croatia are as follows;
| Croatia-based Indian Embassy | Working Hours | Address |
| Embassy of India | Mon-Fri, 8:30 AM to 5 PM | Embassy of India, Bijenik 152B, 10000 Zagreb |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
List Of Countries Where Travel Insurance Is Mandatory
Schengen countries
- France
- Spain
- Belgium
- Austria
- Italy
- Sweden
- Lithuania
- Germany
- the Netherlands
- Poland
- Finland
- Norway
- Malta
- Portugal
- Switzerland
- Estonia
- Denmark
- Greece
- Iceland
- Slovakia
- Czechia
- Hungary
- Latvia
- Slovenia
- Liechtenstein and Luxembourg
Other countries
- Cuba
- Ecuador
- Iran
- Turkey
- Morocco
- Thailand
- UAE
- Togo
- Algeria
- Romania
- Croatia
- Moldova
- Georgia
- Aruba
- Cambodia
- Lebanon
- Seychelles
- Antarctica
Source: VisaGuide.World
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
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Frequently Asked Questions
1. Is having travel insurance compulsory for Croatia visas?
Croatia is a part of the Schengen Agreement and requires valid travel medical insurance for its visa.
2. What is the minimum coverage required in Croatia travel insurance?
The minimum coverage required in Croatia travel insurance to apply for a visa is 30,000 euros.
3. What does my Croatia travel insurance cover?
Your Croatia travel insurance covers a wide range of medical, journey and baggage-related inconveniences, such as personal liability, trip curtailment, flight delay, emergency medical and dental costs, loss of checked-in baggage, etc.
4. Will my Croatia travel insurance cover pre-existing diseases?
While it depends on the insurer, pre-existing diseases are generally not covered under travel insurance. For example, the Croatia travel insurance by HDFC ERGO doesn’t offer coverage for pre-existing diseases.
5. I am a student going to Croatia for higher studies. Do I need to buy travel insurance?
Yes. Students going to Croatia for higher studies or education purposes will require travel insurance for the visa as well. For this case, you can consider investing in Croatia student travel insurance by HDFC ERGO.
6. How much does Croatia travel insurance cost?
The cost of Croatia travel insurance varies on a number of factors, such as selected cover amount, total days of the trip, total members and their ages, etc.
7. What does my Croatia travel insurance not cover?
Croatia travel insurance doesn’t offer coverage in case of breach of law, consumption of intoxicant substances, cosmetic and obesity treatment, pre-existing illnesses, self-inflicted injuries, etc.
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