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Home / Travel Insurance / Buy Croatia Travel Insurance Online

Croatia Travel Insurance

Considering a vacation to Croatia? A treat awaits you. Croatia is a picture-perfect destination with its sun-kissed beaches, cobblestone old towns, and quaint islands. Every location has a narrative to tell, from the historic walls of Dubrovnik to the Plitvice waterfalls. However, remember to purchase your Croatia travel insurance before you start packing. It provides you with peace of mind and is more than simply a formality. Travel insurance for Croatia protects you in the event of medical emergencies or interruptions to your vacation. Obtaining Croatia travel insurance from India is easy and hassle-free.

Key Features of Travel Insurance Croatia

Here are a few key features of HDFC ERGO travel insurance Croatia:

Key Features Details
Coverage for Emergency Medical CareYour policy will cover hospital costs, doctor visits, and treatment if you suddenly become unwell while in Croatia.
Baggage Cover LossHave you misplaced your bag? Don't freak out. Compensation for misplaced or delayed checked baggage is covered
by Croatian travel insurance.
Assistance for Trip Delays and CancellationsIs the flight delayed or cancelled? Your Croatia travel insurance provides reimbursement for planned expenses
and covers additional costs resulting from unanticipated travel delays.
24/7 Emergency SupportThere will always be someone available to assist, whether it be with claim assistance, regardless of the time difference.
Hospital Network CashlessYou can receive treatment without having to completely pay up front, thanks to the extensive global network of hospitals,
including those in Europe.
Budget-friendly Plans from IndiaBudget-friendly solutions for Croatia travel insurance from India ensure that you're covered without going over budget.

Types of Travel Insurance Croatia

Depending on who you are travelling with and how frequently you fly, you can select from the following primary categories of Croatia travel insurance.

Individuals Travel plan for Croatia by HDFC ERGO

Individual Travel Insurance

For the solo explorer in you

This Croatian travel insurance is ideal if you are travelling there alone. It provides coverage for lost luggage, medical emergencies, and trip delays so you can concentrate on taking in Croatia's splendour without worrying about "what ifs."

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Family Travel plan for Croatia by HDFC ERGO

Family Travel Insurance

One plan for the whole family

Are you taking your loved ones on a trip? All members' coverage is bundled under one roof with this package. Your Croatia travel insurance is simple, reasonably priced, and dependable, making it perfect for family holidays and ensuring everyone's safety.

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Student Travel plan for Croatia by HDFC ERGO

Student Travel Insurance

Securing your study-abroad dreams

Are you travelling to Croatia as part of an exchange or educational program? You can concentrate entirely on your academic journey overseas with our student-specific travel insurance for Croatia, which covers medical, study interruption, and emergency support.

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Multi Trip Travel plan for Croatia by HDFC ERGO

Multi-Trip Travel Insurance

For frequent flyers and busy bees

This is ideal if you travel frequently for business or leisure. Time and money are saved by having a single insurance plan that covers several journeys throughout the year. If you're thinking about purchasing Croatia travel insurance from India for several trips or European excursions, this is a fantastic choice.

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Senior Citizens                                    Travel plan for Croatia

Senior Citizen Travel Insurance

Because age is no limit to travel

If you're a senior travelling to Croatia, this coverage covers your medical needs, including emergencies and pre-existing conditions. Your travels to Croatia will be stress-free and safe if you purchase travel insurance from India.

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Benefits of Buying Travel Insurance Croatia

These are the few highlights of benefits you get to enjoy with travel insurance for Croatia:

1

Compensation for Cancellations of Trips

Your Croatia travel insurance ensures that you will be compensated for non-refundable reservations, such as hotels or flights, if your trip is cancelled due to illness, emergency, or other unforeseen situations. It’s comforting to know that you're protected in case unforeseen circumstances interfere with your plans.

2

Baggage loss or delay

Bags missing? It occurs more frequently than you might imagine. However, you can avoid ruining your trip by using Croatia travel insurance from India to get reimbursed for the loss or delay of your luggage.

3

Evacuation and Medical Emergencies

Without travel insurance for Croatia, the expense of emergency medical assistance or evacuation during your trip could be extremely high. Insurance will cover medical care, hospital stays, and even air ambulances if necessary.

4

Delayed or missed flights

Your entire schedule might be ruined by flight delays. You can reimburse the expenses of missed connections and lodging if you have travel insurance for Croatia from India.

5

Emergency Financial Support

Travel insurance for Croatia facilitates fund transfers from the insured 's family in India. If your wallet is stolen or you lose your money. It's a straightforward yet life-saving advantage, particularly in a foreign nation where assistance isn't always available.

6

Coverage for Passport Loss

It can be frightening to lose your passport overseas. Don't worry, though; your Croatia travel insurance will cover the price of obtaining a new or duplicate passport.

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What's Covered under Travel Insurance for Croatia from India

Here are some of the things that are usually covered under travel insurance for Croatia from India;

Coverage for Personal Accidents

Coverage for Personal Accidents

Your Croatia travel insurance can aid you financially in the event of an accident overseas by paying out a lump sum in the event of accidental death or permanent disability.

Dental Emergency-Related Expenses

Dental Charges

A sudden toothache while travelling overseas? This coverage makes sure that your urgent dental care is taken care of right away, allowing you to resume your Croatian vacation without any discomfort or anxiety.

Emergency Health Care Costs

Emergency Health Care Costs

Your Croatian travel insurance includes coverage for ambulance services, OPD treatment, and hospitalisation expenses. Additionally, it handles repatriation, emergency medical evacuation, and, in certain cases, the return of mortal remains.

Daily Cash for the Hospital

Daily Cash for the Hospital

A set daily sum is paid for each day you are admitted to the hospital as a result of an illness or accident. During your recovery, this aids in the management of dealing with basic expenses.

Personal Liability

Personal Liability

Your insurance will assist in covering the costs of legal action and reimbursement if you inadvertently cause property damage or injure someone while travelling.

Emergency Cash Assistance Service

Emergency Cash Assistance Service

Have you lost money overseas? In order to prevent you from becoming financially trapped, insurance helps arrange for cash support from your family in India.

Allowance for Hijack Distress

Allowance for Hijack Distress

Although they are uncommon, hijack situations are covered by a set amount of money to assist you in dealing with the stress and unforeseen expenses that come with such serious incidents.

Flight Cancellation & Delay

Flight Cancellation & Delay

Your travel insurance for Croatia from India will cover your lodging and other necessary costs if your flight is delayed or cancelled.

Emergency Hotel Accommodation for Insured Person

Emergency Hotel Accommodation for Insured Person

Your Croatian travel insurance will cover any additional lodging costs if a medical emergency requires you to remain longer.

Curtailment of Travel

Curtailment of Travel

Did an emergency force you to shorten your trip? Your Croatia travel insurance from India covers the non-refundable portion of your reservations, minimising financial loss.

Loss of a driver's license or passport

Loss of a driver's license or passport

Have you misplaced your international license or passport? To keep you from becoming stuck abroad, your insurance will cover the expense of obtaining a replacement.

Cancellation or Delay of Trip

Cancellation or Delay of Trip

A personal or external situation has forced you to postpone or cancel your vacation. For non-refundable reservations, you will receive reimbursement.

Missed Connections in Flight

Missed Connections in Flight

Did you miss your flight? Rest assured that your insurance will cover the cost of additional lodging, alternate flight bookings while you wait.

Baggage Theft

Baggage Theft

You are safe if your luggage is stolen while you are travelling. According to the rules of the policy, you will receive reimbursement for the bag and its contents when you purchase this coverage under your Croatian travel insurance.

Checked-in Baggage loss

Checked-in Baggage loss

If your checked luggage disappears, you don't need to freak out. By covering the cost of the essentials, your Croatia travel insurance allows you to continue your trip without skipping any essentials.

Checked-in Baggage Delay

Checked-in Baggage Delay

Bags sometimes arrive later than you expect. If your luggage is delayed, your policy will cover the cost of necessities like clothing, medications, and toiletries, allowing you to get settled until your bags arrive.

What's Not Covered Under Travel Insurance for Croatia from India?

Here are some things that will not be covered by your Travel insurance for Croatia from India:

Violating the Law in Foreign Countries

Violating the Law in Foreign Countries

Your Croatian travel insurance won't cover you if you get into difficulty for violating local regulations. Legal penalties, fines, or associated medical expenses are not covered at all.

Using Illicit Substances or Alcohol

Using Illicit Substances or Alcohol

Your claim for Croatia travel insurance is likely to be denied if an accident or illness occurs while under the influence of drugs or alcohol.

Self-limiting injury

Self-limiting injury

Any hospitalisation expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

Treatments for Weight Loss or Cosmetics

Treatments for Weight Loss or Cosmetics

Are you considering weight loss or cosmetic surgery while on vacation? Most travel insurance plans for Croatia from India do not cover these.

How to Buy Travel Insurance Online?

This is how to purchase HDFC ERGO travel insurance for Croatia online with ease:

1. Go to HDFC ERGO's official website for international travel insurance.

2. Choose your travel itinerary and Croatia as your destination.

3. Enter the traveller's information, dates, and length of stay.

4. Select the plan that best suits your needs for travel insurance from India to Croatia.

5. Enter your personal information and continue with the payment.

6. Your Croatian travel insurance is now available for rapid download!

Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.

Interesting Facts About Croatia

You'll appreciate learning about these little treasures, which give you a sense of what makes this country such a distinctive and memorable travel destination, whether you're planning a trip or are just curious.

CategoriesDescription
Climate Every type of traveller will enjoy the Mediterranean wind along the shore and the cooler, more continental atmosphere inland.
Geography & NatureWith more than 1,000 islands, Croatia boasts an incredibly beautiful Adriatic Sea coastline. One of the must-see natural wonders is Plitvice Lakes, a UNESCO site.
Pop CultureFans of the television show Game of Thrones will recognise Dubrovnik as King's Landing. Croatia is where many famous moments were shot.
Culture and HistoryThe earliest Slavic alphabet, the Glagolitic script, originated in Croatia, which is also where Nikola Tesla and the necktie first appeared.
Fun Animal FactThe Dalmatian region of Croatia is where the Dalmatian dog breed originated.
Undiscovered GemsThe smallest town in the world is Hum, which is located in Istria. Additionally, Zadar's Sea Organ uses sea waves to produce eerie music.

Documents Required for Croatia Tourist Visa

Here’s a quick guide to the documents you’ll need for a Croatia tourist visa:

1. Completed and signed online visa application form in either Croatian or English; if you are under 18, both parents have to sign it along with a letter of approval.

2. A recent, unaltered 35 x 45 mm biometric photo needs to be glued to the form.

3. The passport must have at least two blank pages, be no more than ten years old, and be valid for at least three months after the dates of travel.

4. Verified return tickets and hotel reservations with complete address information. Vouchers are not permitted.

5. A legitimate Croatian travel insurance policy that provides at least €30,000 in medical coverage. Make sure your Croatian travel insurance is accepted in Schengen nations if you're applying from India.

6. A basic daily schedule outlining your planned activities in Croatia.

7. A current, signed, and stamped three-month personal bank statement. Provide evidence of your relationship if you are being sponsored by someone else.

8. A completed Schengen Visa Questionnaire and any other papers the consulate can ask for.

9. A letter from your employer or university (for students) stating your role, salary, and leave approval.

10. It is required to have travel insurance when visiting Croatia from India.

Best Time to Visit Croatia

The type of experience you're seeking will determine the ideal time to visit Croatia. The peak months of June through August are lively and exciting if you enjoy summertime excitement. The warm, vibrant Adriatic coast is ideal for beach days, festivals, and island hopping. But keep in mind that it can get crowded and expensive, so for peace of mind, make reservations in advance and acquire Croatia travel insurance.

Can and September to October are the best months for a more laid-back experience. Warm weather, fewer visitors, and cheaper lodging are all features of these shoulder months. It's also the ideal season for cycling along the picturesque coast, yachting, and exploring national parks.

With chilly inland winds and more subdued coastal communities, the atmosphere is more tranquil from November to April. Pack warm, and it's perfect for city getaways and cultural excursions! This is the best time to go if you're on a tight budget, but be sure your Croatian travel insurance from India covers cancellations and delays due to winter.

All Year-Round Essentials for Croatia

• A travel charger adapter,

• Essential documents, like passport, visa, Croatia travel insurance, etc.,

• Beachwear and a dry bag,

• Sun hat,

• Sun lotion,

• Comfortable walking shoes and sandals,

• Beach towel,

• Local currency in cash,

• A compact backpack.

Croatia Travel: Safety and Precautionary Measures to be Undertaken

The following are some things to keep in mind when you are enjoying your sightseeing in Croatia:

1. When using public transportation or in busy marketplaces, keep your phone, wallet, and documents close to hand. It's a good idea to pay attention to your surroundings and follow your gut.

2. Ensure your phone is charged and check in with loved ones regularly. Carrying a copy of your Croatia travel insurance and registering with the Indian Embassy while overseas are smart moves.

3. Passports and valuables should always be kept in hotel safes; cash should never be shown in public. Pickpocketing can occur in crowded tourist places.

4. In the event of a weather alarm or other disruption, heed the guidance of the welcoming and accommodating Croatian authorities. If something goes wrong, having good international travel insurance coverage will make sure you're covered.

• COVID-19 travel-specific travel guidelines

1. Before entering, you are not required to present a negative PCR or a rapid test result. Nonetheless, it is still advised to have Croatia travel insurance from India that includes COVID-related medical coverage.

2. No pre-arrival health form needs to be filled out. Simply prepare your paperwork, pack your baggage, and bring both a hard copy and a soft copy of your Croatian travel insurance.

3. All visitors are welcome in Croatia, regardless of vaccination status. You don't need to present any recovery paperwork or a vaccination certificate to enter.

4. The nation has completely removed restrictions relating to the pandemic.

List of International Airports in Croatia

Here are the available international Airports in Croatia:

City Airport Name
SplitSplit Airport
ZagrebZagreb Franjo Tuđman Airport
DubrovnikDubrovnik Airport
RijekaRijeka Airport
ZadarZadar Airport
OsijekOsijek Airport
PulaPula Airport
Mali LošinjLošinj Airport
Brač IslandBrač Airport
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Popular Destinations in Croatia

Croatia has something to offer to every type of traveller. Here are some that you should add to your itinerary:

1

Dubrovnik

You've likely seen images of its breathtaking city walls or witnessed Game of Thrones bring it to life. With its deep blue sea views, baroque architecture, and stone streets, Dubrovnik is like entering a fantasy world. You have to walk the walls! Having travel insurance for Croatia allows you to relax while you take in the Old Town's allure.

2

Split

Diocletian's Palace, a UNESCO World Heritage Site, is located in the centre of Split. Beyond its past, however, the town boasts stunning beaches, a thriving nightlife, and bustling cafes. Croatia travel insurance from India is excellent for covering cancellations or delays if you're scheduling a ferry to neighbouring islands.

3

Zadar

This seaside treasure is well-known for its Greeting to the Sun, a solar-powered light show, and its Sea Organ, a musical instrument performed by the waves. A history buff's paradise is the area's Roman churches and ruins. Having good international travel insurance allows you to travel with assurance.

4

Zagreb

The capital city is not merely a place to stop. With its museums, street markets, quirky installations, and ancient Upper Town, Zagreb offers a comprehensive glimpse into Croatian culture. Travel insurance for Croatia from India can cover baggage or flight problems if you're flying in here.

5

The National Park of Plitvice Lakes

Plitvice, a UNESCO site, is a magnificent place with turquoise lakes and tumbling waterfalls connected by wooden walkways. Make sure your Croatian travel insurance includes coverage for outdoor activities if you plan to hike or take pictures here.

5

Hvar

Croatia's party island, Hvar, is well-known for its nightlife, opulent yachts, and lavender fields. However, it also has quaint villages and serene coves. Given that it's a popular destination, it makes sense to purchase Croatia travel insurance to protect your finances and well-being.

Things To Do In Croatia

These must-do activities in Croatia will make your vacation genuinely remarkable. Croatia has everything you could want, be it adventure, nature, or history.

1. On the island of Vis, swim and relax at Stiniva Cove. This undiscovered, crescent-shaped beach boasts calm charm and clean waves, and is encircled by tall cliffs. It's the perfect way to avoid the crowds.

2. Explore Plitvice Lakes National Park, where 16 glistening lakes tumble into one another via waterfalls and verdant woodland paths. It's essential for both photographers and wildlife lovers.

3. Take a boat trip through the enchanted archipelago of more than 80 islands that is Kornati National Park. If you enjoy sailing, snorkelling, or just taking in the unspoiled beauty of nature, this is the place for you.

4. Explore the historic passageways of Split's Diocletian's Palace, a UNESCO World Heritage Site that remains teeming with cafes, shops, and cultural activities. It will seem as though you have entered a living historical period.

5. For a little excitement, try river rafting on the Cetina River. Adventurers love it for its rapids, waterfalls, and breathtaking canyons, but be sure your Croatian travel insurance includes coverage for outdoor activities.

6. To get a broad perspective of the Adriatic coast, take the Dubrovnik cable car to Mount Srđ. The ride is well worth it for the breathtaking sunset view.

Money Saving Tips

The following money tips can save you from a lot of trouble:

1. You can save ₹10,000 to ₹20,000 on your trip to Croatia by booking your accommodations and flights in can or late September, which is are shoulder season.

2. One expensive dinner can cost more than two days' worth of food, so cook simple meals or shop at open markets.

3. Instead of paying ₹7,000+ for touristy lodgings, go for local apartments with kitchens, which would cost between ₹3,000 and ₹4,500 per night.

4. Explore locations on foot or rent a bicycle; many historic towns are best experienced leisurely and without incurring additional transportation costs.

5. Use buses to travel between cities; a bus from Split to Dubrovnik can cost ₹1,000, whereas a taxi or private transfer can cost ₹4,000 or more.

6. In cities like Split or Zagreb, take advantage of free walking tours; if you like them, tip a little.

7. For small cafés or ferries where cards might not be accepted, always have local money on hand.

8. Explore undiscovered destinations like Šolta or Motovun, which are far less busy and much more affordable.

List of Well-Known Indian Restaurants in Croatia

Here’s a list of well-known Indian restaurants in Croatia

Royal India
Address: Ul. Ivana Tkalčića 26, Zagreb
Must-try dishes: Paneer Butter Masala, Chicken Tikka Masala, Dal Tadka

Bombay Grill Indian Cuisine
Address: Ul. Nikole Tesle 14, Zagreb
Must-try dishes: Lamb Vindaloo, Garlic Naan, Paneer Tikka

Namaste Indian Restaurant
Address: Radnička cesta 34a, Zagreb
Must-try dishes: Lamb Rogan Josh, Dosas, Butter Chicken

Incredible India (Dubrovnik)
Address: Vetranićeva 6, Dubrovnik 20000
Must-try dishes: Murgh Korma, Paneer Tikka Butter Masala, Chicken Pakora

Local Law And Etiquette In Croatia

When visiting Croatia, bear the following points in mind, particularly about local customs and basic manners:

1. Drinking outside of authorised bars or cafés in public places like parks or beaches can result in fines of between 300 and 700 HRK. Enjoying your drinks in a decent setting is preferable.

2. Steer clear of noisy or disruptive behaviour, especially after hours. Being intoxicated in public is a serious offence that can result in penalties or warnings from the authorities.

3. Walking around in swimwear or going shirtless in a city centre (such as Split or Dubrovnik) might result in fines. When you're going from the beach to a café, have a light cover-up on hand.

4. Croatians shake hands and grin in formal greetings. A warm "Dobar dan" (good day) goes a long way in stores or rural villages.

5. It is prohibited to light campfires or barbecues outside of approved places from June to October. Before organising a beach barbecue, always consult the locals.

6. Bring a present, such as chocolates or flowers (not chrysanthemums), when you visit someone's house. Refusing snacks or coffee can come seen as impolite.

Indian Embassies in Croatia

Here are the details of Indian embassies in Croatia;

Embassy Website Address Contact
Embassy of India Zagreb, Croatiahttps://www.indianembassyzagreb.gov.inBijenik 152B 10000 Zagreb (Croatia)(00-385-1) 4873240, (00-385) 995459062

List Of Countries Where Travel Insurance Is Mandatory

my:health medisure super top-up plan

Schengen countries

  • France
  • Spain
  • Belgium
  • Austria
  • Italy
  • Sweden
  • Lithuania
  • Germany
  • the Netherlands
  • Poland
  • Finland
  • Norway
  • Malta
  • Portugal
  • Switzerland
  • Estonia
  • Denmark
  • Greece
  • Iceland
  • Slovakia
  • Czechia
  • Hungary
  • Latvia
  • Slovenia
  • Liechtenstein and Luxembourg
my:health medisure super top-up plan

Other countries

  • Cuba
  • Ecuador
  • Iran
  • Turkey
  • Morocco
  • Thailand
  • UAE
  • Togo
  • Algeria
  • Romania
  • Croatia
  • Moldova
  • Georgia
  • Aruba
  • Cambodia
  • Lebanon
  • Seychelles
  • Antarctica

Source: VisaGuide.World

International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.

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Frequently Asked Questions

Choose Croatia travel insurance that covers not only medical coverage but also personal liability, trip cancellation, passport loss, and delayed or lost luggage. These keep you relaxed while you're travelling.

Yes, travel insurance for Croatia is required if you're applying for a tourist visa from India with a minimum coverage of EUR 30,000.

Yes. Your international travel insurance for a Schengen visa is valid because Croatia is a member of the Schengen area. Just make sure Croatia is listed as a travel location in your insurance. And a pro tip for you: for seamless processing, remember to include your passport number while completing your travel insurance information.

Absolutely! It only takes a few minutes to purchase Croatia travel insurance online from India. Simply check the inclusions, compare a few plans, and pay. Instant email delivery of the policy makes it ideal for visa applications.

OPD treatment, hospital stays, and even medical evacuation in the event of an emergency are covered by adequate travel insurance. Simply keep the helpline for your insurer close at hand while travelling.

Your passport, a copy of your travel insurance policy, evidence of travel (such as flight tickets), any applicable police reports or medical bills, and any receipts for the costs you incurred are usually required to make a claim. After an incident, always notify your insurance provider as quickly as you can.

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