Knowledge Centre

Health Care Insurance Policy for Everyone

In this pandemic, HDFC ERGO takes care of you by making health insurance a shield to fight against CORONAVIRUS. With 10,000+ cashless network hospitals and instant claim settlement policies, we ensure that care is accessible always. By providing health insurance plans for individuals, families and senior citizen, we see to it that all your ever-rising medical needs are taken care of. We have secured #1.3 crore happy customers and we aim to keep securing many more lives with our right health insurance plans designed for all. These health insurance plans are designed keeping in mind the growing medical expenses and rise in the number of lifestyle diseases. Right from most recommended my:health Suraksha insurance to the much in demand Corona Kavach Policy all our health insurance plans offer coverage that goes hand in hand with medical inflation. Read further to know more about our health insurance plans and how they care for you always.

HDFC ERGO Cares about you, truly

Parents Care
With no entry age-restrictions and lifelong renewability, our health insurance plan for parents aim at offering ease and convenience when they need it the most.
Family Care
Your life revolves around your family then why not protect your dear ones with a comprehensive health insurance plans for family. With our sum insured rebound benefit, you can reinstate your exhausted health cover.
Senior Citizen Care
Just like, you planned your retirement, it is important to plan unforeseen medical expenses. Get AYUSH benefits as an option to seek alternative treatment with our health insurance plan for senior citizens.
Individuals Care
Be carefree, young spirited and aspiring in life, however there is one thing you really need to care about and that is unexpected medical expenses, which may occur due to any lifestyle diseases. Buy individual health insurance policy early to get cost-effective premiums.
Critical Illness Care
Just like one size does not fit all, similarly a base health insurance plan may not suffice to cover for life threatening illnesses such as cancer, stroke etc. We recommend our Critical Illness health insurance plan for covering more than 13 critical ailments.

Understanding Health Care in Insurance with Corona Kavach Policy

Trusted by #1.3 crore happy customers

HDFC ERGO is trusted by more than #1.3 crore happy customers

Home Healthcare Expenses

We cover Home Care Expenses under Corona Kavach Policy, which is paid when an insured takes treatment for being COVID-19 positive at home.

Pre-post Hospitalisation Expenses

Your pre and post hospitalisation expenses, i.e. 15 days before hospitalization and until 30 days after discharge, will be reimbursed. Medical expenses incurred during homecare treatment will be covered up to 14 days.

10,000 cashless network hospitals

With more than 10,000 cashless network hospitals, finding the best treatment in your vicinity will be easy.

Cashless claims settled within 20 minutes.

At HDFC ERGO, we settle cashless claims within 20 minutes and reimbursement claims get settled within 6 hours.

Need Urgent Care? Try TeleClinic Services



Feeling tense to step out of home in these times – even to visit a Doctor? Just download HDFC ERGO Insurance App and avail medical advice from M.B.B.S General Physicians FREE, anytime, anywhere and as many times, you want during this pandemic. Our Teleclinic services offer medical advices for all sort of ailment and physical discomfort that you may experience. Anything from a terrible headache to a painful toothache, our Doctors will surely understand and advice you in these difficult times. Feel free to share this with your friends and family to be helpful in these times! They may need it during the ongoing pandemic.



If you already have a health insurance plan with HDFC ERGO, be rest assured we will cover hospitalisation expenses due to Coronavirus.

Note: Every policy offered by HDFC ERGO comes with a waiting period of one month for making a claim against non-accidental hospitalization. Please refer to your policy wordings, brochure for a detailed list of inclusions and exclusions. The above information is for illustrative purposes.

What Our Customer's Say

Praveen Kumar K
my:Health Suraksha
com-pre
  • I will recommend my friends and family members, yours service is to good and prompt, customer supporting is very good.
Bipin Purohit
my:Health Suraksha
com-pre
  • I am totally satisfied with the services. The toll free line and IVR line worked even in Covid19 crisis. HDFC customer care executives communication is extremely helpful.
Shweta R
my:health Suraksha
com-pre
  • I am glad that you have processed our claim as per the request of our mail.Thank you for considering our mail and responding to it. I am so happy for approving our claim.
Pramod Mahadev Tanawade
my:health Suraksha
com-pre
  • Appreciated services provided by your executives.
Shailendra Kumar Rath
my:health Suraksha
com-pre
  • Excellent service superb Time taken to settle claim exceptionally very low worth mentioning We are delighted at your service
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