Critical Illness Insurance For End Stage Liver Disease
Liver plays an important role in the bodily functions such as protein production, blood clotting to glucose, sugar, iron and metabolism; hence it is called as ‘Laboratory of the body’. It is the largest internal organ and gland in the human body and weighs approximately 3-3.5 lbs, liver also has regenerative properties. However, due to viral hepatitis, autoimmune disorders, cancer, obesity, alcohol, drugs, toxins and genetic disorders, liver may get completely damaged to such an extent that it becomes impossible to reverse the damages.
In such circumstances, liver transplantation is the only way to treat the patient. End stage liver disease, if left untreated may prove fatal leading to death. At present, the cost of liver transplantation could vary from 5 lakhs to 30 lakhs depending upon the medical procedures. Incurring such an exorbitant expense may create tremendous financial pressure. To prepare yourself against such health uncertainties in life, it is highly advisable to opt for critical illness cover. Struggling with a chronic disease is not easy. And, you will want your family to stand together for you at such a time instead of being caught up in managing funds. Hence, it is advisable to opt for Critical Illness Health plan that covers medical expenses for treating stroke and related health issues.
Symptoms of end-stage liver disease may include:
- Bleeding or bruising
- Loss of appetite
- Lack of concentration and memory
- Swelling due to fluid build up
- Jaundice symptoms (Yellowing of eyes and skin)
Permanent and irreversible failure of liver function that has resulted in all three of the following:
- Permanent jaundice
- Hepatic encephalopathy