Introducing our latest innovations at HDFC ERGO!
We've been dedicated in enhancing your experience, and now we 're thrilled to unveil four exciting new products and two cutting-edge services, all designed to simplify your life and minimize your worries. Discover the future of insurance with us!
Launching our 4 New Products: Optima Secure, Optima Well-being, my:health Koti Suraksha Personal Accident and HDFC ERGO Explorer and 2 Unique Services: Early discharge cashless approval and Cashless approval for chronic diseases.
Say hello to the future of insurance with Optima Secure! We've taken protection to the next level by introducing new add-ons that offer extra coverage you've always wanted. But that's not all – we're going global, extending our coverage worldwide to ensure you're safeguarded no matter where life takes you.
Introducing our new product, offering comprehensive worldwide coverage, encompassing hospitalization expenses in India and extending to planned and emergency medical treatments abroad.
Explore the world worry-free with the HDFC ERGO Explorer, our new age Travel Insurance plan that covers emergency medical and dental services, flight cancellations, baggage loss, emergency cash assistance and much more. This Travel Insurance comes with 20+ benefits at competitive premiums.
With Optima Well-being, enjoy unlimited in-person and tele-consultations with a general practitioner, connect with routine specialists, e-consult with dieticians and psychologists, and access online fitness sessions. Plus, enjoy up to a 40% discount on pharmacy and diagnostics(Initial rollout for Mumbai, Thane and Navi Mumbai customers! Coming to your city soon*).
Experience healthcare like never before, with the ability to secure quick approvals for early discharge from hospitals, giving you seamless access to cashless facilities.
Understanding the urgency of chronic disease treatment, we provide swift approval for cashless treatment, ensuring you can kickstart your journey to recovery without delay.
How to Buy
Separate policy for all member Basis
For all the family members of the family you buy a separate health insurance. The sum insured can be of your choice for all the members which may will vary based on age, lifestyle etc; however, there is no discount benefit like you get in individual sum insured basis plan and for all members you will get separate policy numbers.
Click on the “Buy Now” option of Individual Sum Insured plan , it shall take you to the product’s buying journey
Calculate premium for the first member you want to insurance and proceed with “Buy Now”
Fill in the details and proceed to review page
Make payment and you will receive policy for the first member
You will have to repeat the same process for all members separately
Family Floater
Menu