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New Line Of Products That Promises Maximum Benefits

What is health Insurance policy

Introducing our latest innovations at HDFC ERGO!
We've been dedicated in enhancing your experience, and now we're thrilled to unveil four exciting new products and two cutting-edge services, all designed to simplify your life and minimize your worries. Discover the future of insurance with us!
Launching our 4 New Products: Optima Secure, Optima Well-being, my:health Koti Suraksha Personal Accident and HDFC ERGO Explorer and 2 Unique Services: Early discharge cashless approval and Cashless approval for chronic diseases.

Products That Maximise Benefits

No Cost Installment Available*^ my:Optima Secure Health Insurance Plan by HDFC ERGO

Optima Secure With New Add-On Covers

Say hello to the future of insurance with Optima Secure! We've taken protection to the next level by introducing new add-ons that offer extra coverage you've always wanted. But that's not all – we're going global, extending our coverage worldwide to ensure you're safeguarded no matter where life takes you.



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Optima Secure Global and Global Plus

my: Optima Secure Global Plans

Introducing our new product, offering comprehensive worldwide coverage, encompassing hospitalization expenses in India and extending to planned and emergency medical treatments abroad.



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HDFC ERGO Explorer

HDFC ERGO Explorer

Explore the world worry-free with the HDFC ERGO Explorer, our new age Travel Insurance plan that covers emergency medical and dental services, flight cancellations, baggage loss, emergency cash assistance and much more. This Travel Insurance comes with 20+ benefits at competitive premiums.



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Optima Well-being

Optima Well-being

With Optima Well-being, enjoy unlimited in-person and tele-consultations with a general practitioner, connect with routine specialists, e-consult with dieticians and psychologists, and access online fitness sessions. Plus, enjoy up to a 40% discount on pharmacy and diagnostics(Initial rollout for Mumbai, Thane and Navi Mumbai customers! Coming to your city soon*).





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Unique Services That Minimises Worries

Early discharge cashless approval
Early discharge cashless approval

Experience healthcare like never before, with the ability to secure quick approvals for early discharge from hospitals, giving you seamless access to cashless facilities.

 Cashless approval for chronic diseases
Cashless approval for chronic diseases

Understanding the urgency of chronic disease treatment, we provide swift approval for cashless treatment, ensuring you can kickstart your journey to recovery without delay.

Awards & Recognition

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BFSI Leadership Awards 2022 - Product Innovator of the Year (Optima Secure)

ETBFSI Excellence Awards 2021

FICCI Insurance Industry
Awards September 2021

ICAI Awards 2015-16

SKOCH Order-of-Merit

Best Customer Experience
Award of the Year

ICAI Awards 2014-15

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CMS Outstanding Affiliate World-Class Service Award 2015

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iAAA rating

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ISO Certification

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Best Insurance Company in Private Sector - General 2014

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