Business Suraksha InsuranceBusiness Suraksha Insurance

Business Suraksha
Insurance

  • Introduction
  • What’s covered?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Introduction

As a business owner there are many things one has to look out for. We understand your business needs. The HDFC ERGO business Suraksha Package is designed to take away most of your worries. This is a unique package policy which provides choice of all type of covers under one Policy.

You can choose exactly what components you need in your insurance and pay your premiums accordingly.

 

What’s Covered?

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Fire and allied perils

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Burglary and housebreaking

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Money in transit and money in safe. All risk cover portable equipments.

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Baggage insurance

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Fidelity Cover

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Plate Glass Cover

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Machinery breakdown for equipments

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Electronic Equipment Comprehensive Cover

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Neon Sign/ Glow Hoardings

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Consequential loss of profit (Fire)

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Workmen’s Compensation

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Public Liability

What's Not Covered?

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Willful acts or gross negligence.

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Destruction/Damage by own fermentation, natural heating or spontaneous combustion.

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Explosion/Implosion, Damage to boilers, damage caused by centrifugal forces.

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Forest Fire, War and Nuclear group of perils

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Undeclared/Unspecified precious stones, cheques, currency, documents, etc. unless specifically declared.

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Consequential losses, if not opted.

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Theft during/after operation of peril.

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Terrorism, Loss or damage due to willful misconduct.

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Cessation of work whether total or partial, and delay.

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Damage due to faulty design

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Rectification of defective material and/or workmanship, inventory losses, etc.

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Deductible as stipulated in the tariff

Excess

Excess will be applicable as per section opted.

Sum Insured

We recommend that your assets be insured on a replacement / reinstatement cost basis to get full protection following a loss.

Extensions

For additional premium, the policy can be extended to cover the risk of terrorism.

Premium

The premium will depend on the type of occupancy, cover opted, claims experience, fire protection appliances and deductible opted under the policy.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY: 18-19.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY:18-19.
Awards & Recognition
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