Business Suraksha
Insurance

Loss of Gross Profit due to a reduction in turnover Increased Cost of Working incurred in minimizing that loss of Gross Profit.

in case the Gross Profit earned during the financial year concurrent with the period of insurance is less than the Sum Insured.

• Wages
• Lay-off and Retrenchment Compensation and Notice Wages Liability
• Auditor’s Fees
• Supplier’s Extension
• Customer’s Extension
• Public Utilities Extension
• Terrorism

In addition, you can reduce your insurance costs by reducing your risks or by instituting certain quality control procedures at your company. Identifying, eliminating and mitigating the risks can help protect you against future losses and can also lower your premiums.
Excess

The policy is Subject to a compulsory excess of 0.25% of the AOA limit, Subject to a maximum of Rs.1,50,000 and minimum of Rs. 1,500. Opting for a higher excess on a voluntary basis qualifies you for a discount in the premium payable.

We specialise in:

• New products.
• Flexible Liability coverage for manufacturers, sellers or distributors of a wide range of products.
• Claims-made coverage, ideal for smaller, start-up companies.
• Worldwide coverage: With HDFC ERGO’s extensive global network, we can help you place admitted covers in countries where it is a statutory requirement.

We can customise coverage for your particular needs such as:

• product Liability in combination with E&O and general Liability.
• product Liability with vendor extensions.