Portable Electronic
Equipment Insurance
Policy

War & war like perils

Normal maintenance of the insured items

Terrorism

Nuclear Reaction, nuclear radiation or radioactive contamination.

Willful act or willful negligence of the Insured or his representative.

Pre existing faults or defects at the time of commencement of the insurance.

Loss of or damage to hard disk & read-write head whilst in transit except when caused by an insured damage to the whole computer

Derangement of the Insured property not accompanied by damage otherwise covered by this policy.

Wear and tear, cavitations, erosion, corrosion, incrustation, gradual deterioration due to atmospheric conditions.

Scratches on painted polished or enameled surfaces

Any unexplained disappearance of the Insured item

Acting on behalf of or in connection with any political organisation, requisition or destruction or damage by order of any government de-jure or de-facto or any public, municipal or local authority.