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Group Personal Accident Insurance

Group Personal Accident Insurance

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Group Personal Accident Insurance Policy


Group Personal Accident Insurance

In an increasingly competitive business scenario, every organization has to stay prepared for the unexpected. It applies not just to the area you operate in, but also to your employees. After all, no one can afford to lose people, whether to illness, accidents or demotivation. HDFC ERGO’s Personal Accident Policies are designed to empower your Organisation by offering a comprehensive personal accident insurance.

With a choice of comprehensive insurance plans that provide powerful incentives for you and peace of mind for your people.

What is Covered In Group Personal Accident Insurance

Covers the insured in case of loss of life in an Accident.

Pays a benefit if the insured is permanently disabled in an accident.

Pays a reimbursement for medical expenses incurred if the insured requires hospitalisation due to an accident .

Pays a daily benefit if the insured needs hospitalisation as an in-patient following an accident.

Pays medical insurance premiums for the surviving spouse and dependent child, in case of accidental death of the insured covered under the policy.

Pays the costs of reconstructive surgery following an accident.

If death results due to bodily injury or sickness of the insured person, the Company agrees to pay to the Insured Person’s beneficiary or legal representative the Compensation towards the cost of the last rites of the Insured Person.

Reimburses the costs of medical expenses incurred by an insured person within 12 months of the date of loss resulting from an accident.

Pays the education fees for the insured person’s dependent child(ren) if an Accident causes the insured’s death within 12 months of the date of loss.

Please note that all benefits are Subject to a maximum amount as stated in the policy. In addition, some benefits are Subject to a deductible or a franchise which will be taken into consideration when handling a claim. These will be clearly noted in any quotation released or any policy issued.

Why choose HDFC ERGO General Insurance?

Why choose HDFC ERGO General Insurance?
Why choose HDFC ERGO General Insurance?
Why choose HDFC ERGO General Insurance?

Secured Over #3.1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7
All the support you need-24x7
All the support you need-24x7

All the Support you need 24* 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Transparency At It's Best
Transparency At It's Best
Transparency At It's Best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards
Awards
Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY: 18-19.

Catering customer needs
Catering customer needs
Catering customer needs

Since, last 24 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.

Group Personal Accident Insurance Policy