Specialty Insurance

Educator’s Professional Liability Insurance Policy

Administering an educational institution is a challenging task. Fuelled by a litigious society, numerous laws and highly Publicized monetary awards and settlements - students, parents, the government, and most often, fellow staff members are "dragging" even the best-run schools and well-intentioned educators into court.

In such a scenario, administrators, teachers and educators may find themselves personally and financially liable for their alleged actions or inactions.

To help educators and their educational institutions, HDFC ERGO offers a comprehensive Educator's Professional Liability Insurance Policy.

  • Prior acts coverage
  • Broad definition of employment practices
  • Broad definition of educator's errors and omissions
  • Broad definition of claim
  • Coverage is determined separately for each individual (severability)
  • Spousal Liability coverage