Baggage InsuranceBaggage Insurance

Baggage Insurance

  • Introduction
  • What’s covered?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Baggage

You carry your all travel need as Baggage. What happens, in event of loss of or damage to Baggage due to accident or personal mishap whilst on journey?

HDFC ERGO’s Baggage Insurance assures protection to you and your family members against this kind of scenario.

 

What’s Covered?

cov-acc

Our Policy provides cover against loss of Baggage resulting from Fire, Riot and Strike, Terrorist Activity, Theft or Accident, anytime, during travel whilst being carried as accompanied Baggage.

What’s not covered?

cov-acc

Damage caused by any process of cleaning, repairing or renovation or deterioration arising from wear and tear etc.

cov-acc

Breakage, cracking or scratching of Crockery, Glass, Cameras, Binoculars, lenses and similar articles.

cov-acc

Mechanical or electrical Derangement/breakdown.

cov-acc

Denting or internal damage of watches and clocks. Read More...

cov-acc

Theft from any car except car of fully enclosed saloon type car.

cov-acc

Articles of consumable and of perishable nature.

cov-acc

Articles such as sticks, Umbrellas etc., property in use on the voyage and or journey, or articles whilst being worn on the person or carried about.

cov-acc

War and such other allied perils

cov-acc

Delay, detention or confiscation by Customs or other authorities.

cov-acc

Nuclear reaction, nuclear radiation or radioactive contamination.

.
cov-acc

Consequential Loss or legal liability of any kind.

cov-acc

Loss or damage due or contributed to by the insured having caused or suffered anything to be done whereby the risks hereby insured against were unnecessarily increased

Premium

Premium depends upon:

  • Sum Insured
  • Geographical limit
  • Transit Nature and details

Sum Insured

Annual Limit of Transit on an actual basis

Excess

The policy is subject to a compulsory excess as stated in Policy

Extension

Extension for Geographical limit

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Awards & Recognition
x