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Protecting against losses by setting aside your own money instead of using conventional insurance.

Short Term Coverage
Coverage that lasts less than one year in duration.

Short period policies
Policies issued for less than one year.

Short period rates
Percentage of annual premiums charged for short period policies

The legal process by which an insurance company, after paying for a loss, seeks to recover the amount of the loss from another party who is legally liable.

Recovery made by an insurance company by the sale of property which has been taken over from that insured as a part of loss settlement. The remains of damaged vehicle or any other property.

Self-Insured Retention
A form of risk financing through which a firm assumes all or a part of its own losses.

Sickness Insurance
A form of health insurance providing benefits for loss resulting from illness or disease.

Awards & Recognition