फसल बीमा कराओ,

Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, Inundation, cloud burst and natural fir due to lightening affecting isolated farms in the notified area.

I. If crop losses occur due to any localized perils/calamities such as Landslide, Hailstorm, inundation, cloud burst and natural fir due to lightening affecting isolated farms in the notified areas or a plot the farmer is eligible to claim for a localized calamity.

II. Eligibility criteria:
Only those farmers who have paid the premium / the premium has been debited from their account before the damage can claim.

Note: Maximum pay-out would be in proportion to cost of inputs, incurred up to the occurrence of insured peril, subject to the sum insured.
The pay-out under the cover would be disbursed by the Insurance Company only after the receipt of at least advance Govt. share of premium subsidy (1st installment), as per scheme guidelines

III. Loss assessment procedure:
Farmer needs to provide Intimation with in 72 hrs after the damage should be provided on our call center number 1800 266 0700and Intimation must contain details of survey number-wise insured crop and acreage affected.

Farmer should also subsequently provide the filled Claim form along with all relevant documents as requisite for payment of claims. The Loss assessor will be appointed and assessment will be completed within stipulated timelines post which the claims will be settled after the loss assessment report is finalized.

Note: Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded