CAR INSURANCE - *The above mentioned third party premium of 1 year is for Cubic capacity < 1000 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle ? ˇas on 28th Feb 2025 - 12277 active Network garages *The percentage amount would be given basis the number of kilometers driven in the policy year " Over-night motor repair service for minor damages made available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and the requirement to appoint surveyor, etc. The Company shall be liable to settle the claim basis of the terms and conditions of the policy document for the concerned vehicle (Upto 3 panels or Rs.20,000- which ever is higher. Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad, Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur, Madurai, Coimbatore) Additional premium will be charged for add on cover ~Minor Damage - low value 2-3 parts. Immediate claim settlement subject to all document fulfillement by customer. Total amount is at the discretion of the surveyor °°Additional premium will be charged for add on cover. Motor Insurance UIN: IRDAN125P0005V01200203. UIN: Motor Insurance Pricing Revision- Private Cars - IRDAN125RP0001V02201415
HEALTH INSURANCE - ˇˇ16000+ healthcare providers as on February 2025. Please refer to the website www.hdfcergo.com for an updated network list. **Formula for payout ratio is Paid Claims/(opening outstanding claims+ reported claims - closing outstanding claims), the payout numbers are reflected in Form NL 37 for FY 25. ^^*As of August 2025. ~Data from FY'11 to FY'25. ~*For FY'25. ''Subject to change as per Tax Laws in India Any unutilized amount of Sum Insured rebound cannot be carried over to next policy year or renewal policy. Sum Insured rebound can be utilized for claims under Hospitalization cover only ~^The premium (excluding tax) mentioned is for platinum plan tier 2 1 adult age 36-45 years. This premium is only for health coverage sum insured available is Rs. 50 lakhs and 1 crore under the Health Section of my:health Koti Suraksha @Figure as on 31st January 2025 (includes members of the group). ^*Only if purchased from www.hdfcergo.com °°4X coverage means base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit ~Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured, Plus Benefit (if applicable) and Secure Benefit *The premium (excluding tax) mentioned is for tier 6 (Bangalore), 1 adult aged 25 years. This premium is only for health coverage sum insured available is Rs. 10 lakhs including Favourable Claims Experience Discount, Lifetime Discount & online discount. #Home health care available only on cashless basis in select cities only for my: Optima Secure products "Get 60 and 180 days pre and post hospitalization medical expenses covered Restore benefit-Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured Optima Secure covers in-patient hospitalization expenses even for alternate treatment methods viz. Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy UIN: my: Optima Secure - HDFHLIP25041V062425 | my: health Critical Illness- HDFHLIA22141V032122 | my:Health Hospital Cash Benefit (Add-on) - HDFHLIA21271V022021 | Unlimited Restore (Add On) HDFHLIA22188V012122 | IPA Rider – APOPAIP19004V011920 - UIN: Optima Restore HDFHLIP25012V082425 UIN: Critical Illness Insurance - HDFHLIP21464V022021 UIN: my:health Medisure Super Top Up Insurance - HDFHLIP22021V042122 UIN: my:health Koti Suraksha - HDFHLIP21131V012021.
BIKE INSURANCE - *The above mentioned third party premium of 1 year is for Cubic capacity < 75 CC as on 1st June 2022 and may vary depending on the cubic capacity of the vehicle Upto 3 panels or Rs.5,000- which ever is higher (Available across Mumbai, Hyderabad & Pune only) °°Additional premium will be charged for add on cover. Liability Only Policy - Two wheeler - Annual -IRDAN125RP0002V01202122
TRAVEL INSURANCE - **Figure as on Jan 2024 | *The premium of Rs 31 per day without taxes for the product for an individual of age 37, travelling to Asia for 7 days opting for a sum insured of $50,000. | ^20+ Benefits included in Platinum plan variant. | Product Name: HDFC ERGO Explorer. UIN: HDFTIOP24042V022425 UIN: Travel Insurance - HDFTIOP22056V022122 UIN:Student Suraksha-Student Overseas Travel - HDFTIOP22052V022122
HOME INSURANCE & OTHERS - **₹8 per month is the starting (pre‐tax) premium, applicable for the lowest sum insured option under Home Shield Insurance. **Price of Student Plan for a Sum Insured of Rs. 50,000 excluding taxes.^*Discount may vary as per coverage opted. Home shield Insurance - IRDAN125RP0001V01201718, UIN: HDFC ERGO Cyber Sachet Insurance - IRDAN125RP0026V01202122.
PET INSURANCE- UIN: HDFC ERGO Paws n Claws - IRDAN146RP0001V01202324 | *The premium of Rs 200/year for the product HDFC ERGO Paws N Claws for a small pet less than 2 years of age for surgery cover of the customizable plan with a sum insured of Rs. 10,000
T&C Apply. @3.1 cr+ covers all lines of business – policyholders in motor & corporate lines, lives covered under health, PA & travel, and farmers covered crop insurance. Data as on 31st March 2026.
~The here app download data as on 23rd, December 25.
Terms and Conditions Applied. © HDFC ERGO General Insurance Company Limited. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 6th Floor, Leela Business Park, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. For Claim/Policy related queries call us at 022 6158 2020 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. IRDAI Registration Number : 146 (Registration type: General Insurance Company). For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. HDFC Ltd. and HDFC Bank merger stands concluded, effective 1st July, 2023. HDFC ERGO General Insurance Company Limited is now a subsidiary of the Bank.
