Electronic Equipment Insurance PolicyElectronic Equipment Insurance Policy

Electronic Equipment
Insurance Policy

  • Introduction
  • What’s covered ?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Electronic Equipment Insurance Policy

In today’s world, the electronics and information revolution has changed the landscape of the industry. It has dramatically changed the way business is done. Data, analytics, electronic equipment is a vital component in giving you the competitive edge in business.

Just imagine the consequences if anything happened to that data, or your computers and other electronic equipment were irreparably destroyed. HDFC ERGO’s Electronic Equipment Insurance Policy is the safeguard you need to cover the assets so vital to keeping your business functioning smoothly.

 

What’s Covered?

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The policy provides comprehensive coverage for your electronic equipment. It includes physical loss or damage to all electronic equipment and data media, Read More...

What's Not Covered?

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  • Wear and tear
  • War and nuclear group of perils
  • Willful acts or willful negligence
  • Aesthetic defects Read More...

Extensions

For a nominal additional premium, the policy can be extended to cover the risk of terrorism.

Sum Insured

 
  • Equipment: New replacement cost of the insured property including freight, erection cost and customs duty, if any.
  • External data Media: Cost of restoring the external data media by replacing lost or damaged data media with new material and lost information.
  • Increased Cost of Working: The Sum Insured should represent the hiring charges per hour for Substitute equipment to ensure continued data processing for the period of indemnity specified, including personnel and transportation charges.

Premium

Premium depends upon value, nature and use of equipments including maintenance agreement and provisions of equipments.

Excess

The policy is subject to a compulsory excess which depends upon the value of the equipment insured. A separate excess applies to Winchester Drive.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Awards & Recognition
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