Art Insurance Policy

Fine art, Antique Furniture, Musical Instruments, Statues and sculptures and other important collectibles are increasingly viewed as an asset. Our insurance cover is designed to meet the needs of Corporate Collector, Individual Collector, Fine Art Dealers, Museums, Antique Dealers and Art Exhibitions. Policy provides comprehensive protection to the insured property including insured property while in transit within India.

What is Covered In Art Insurance Policy

Coverage includes any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded. This Policy also covers all Insured property whilst in transit on “wall to wall” basis whilst on premises on display including storage within the territorial limits mentioned in the schedule for the purpose of business or profession.

Art Insurance Policy is subject to below inbuilt coverages:
● New Acquisitions Clause- Up to 25% subject to maximum of Rs 50 lakhs
● Sue and labour Clause – Upto 10% claim amount
● Debris Removal Clause – Upto 10% claim amount

Extensions

● Defective Title
● Automatic reinstatement
● Replacement of Keys and Locks
● Temporary Storage Costs
● Exhibitions Coverage

Sum Insured

Fair Market Value to be agreed by Insured and us; duly supported with a valuation certificate from a professional valuer.

Excess

As may be indicated in the policy schedule.

Premium

● Sum Insured
● Type of Fine art, Antique Furniture, Musical Instruments, Statues and sculptures
● Security measures available at the premises
● Coverage
● Type of collector
● Geographical Limit

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