Burglary & Housebreaking Insurance PolicyBurglary & Housebreaking Insurance Policy

Burglary & Housebreaking
Insurance Policy

  • Introduction
  • What’s covered?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Burglary & Housebreaking Insurance Policy

 

Every organisation is at risk from burglary, housebreaking, etc. and such behavior. To ensure that an organisation does not suffer from significant losses or damages from the same, HDFC ERGO gives you comprehensive financial coverage. The policy broadly covers burglary, theft (following actual, forcible and violent entry of and/or exit from the premises) including hold-up risk and damage caused to premises.

 

What’s Covered?

cov-acc

Our Policy provides coverage to contents/stocks/goods owned or held in trust and/or commission against loss or damage by burglary Read More...

What's Not Covered?

cov-acc

Gold or silver articles and other valuable goods, unless specifically insured.

cov-acc

Any goods lying in open unless specifically not covered.

cov-acc

Infidelity of inmate or member of the Insured’s household or his business.

cov-acc

Riot and strike, terrorist activities remains uncovered.

cov-acc

Ionising radiation or contamination by radioactivity is not covered.

cov-acc

Damage due to Nuclear weapon material, war and warlike perils is not covered.

cov-acc

Use of the key to the safe or any duplicate thereof belonging to the Insured

cov-acc

Loss or damage attributable to willful /gross negligence

Extensions

Theft, Riot, Strike and Malicious damage.

Sum Insured

Sum Insured must represent market value of the property insured which means current replacement value of the item as new at the time of loss or damage less due allowance for betterment, wear & tear and obsoleteness

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Awards & Recognition
x