Art InsuranceArt Insurance

Art Insurance

  • Introduction
  • What’s covered?
  • What’s not covered?
  • Why Choose HDFC ERGO?

Art Insurance Policy

Fine art, Antique Furniture, Musical Instruments, Statues and sculptures and other important collectibles are increasingly viewed as an asset. Our insurance cover is designed to meet the needs of Corporate Collector, Individual Collector, Fine Art Dealers, Museums, Antique Dealers and Art Exhibitions. Policy provides comprehensive protection to the insured property including insured property while in transit within India.

What’s Covered?

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Coverage includes any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded. Read More...

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Art Insurance Policy is subject to below inbuilt coverages: Read More...

What’s Not Covered?

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Loss from unattended vehicles, Inventory losses

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Loss or damage at any Exhibition, unless specifically notified to and agreed by the company in advance

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Wear and tear, gradual deterioration, inherent vice/ defect, rust or oxidation, moth or vermin, warping or shrinkage.
Mechanical or electrical faults or breakdown

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Damage during repairing, restoring, retouching, or any similar process

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Aridity, humidity, exposure to light or extremes of temperature, unless such loss or damage is caused by storm, frost or fire

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Willful act of insured and its representative working in collusion with the insured

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Consequential loss of any kind

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Mysterious disappearance or unexplained loss

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Biological or chemical contamination caused by or resulting from an act of terrorism.

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Nuclear reaction, nuclear radiation or radioactive contamination.

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War invasion and allied perils

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Damages following government action

Extensions

  • Defective Title
  • Automatic reinstatement
  • Replacement of Keys and Locks
  • Temporary Storage Costs
  • Exhibitions Coverage

Sum Insured

Fair Market Value to be agreed by Insured and us; duly supported with a valuation certificate from a professional valuer.

Excess

As may be indicated in the policy schedule.

Premium

  • Sum Insured
  • Type of Fine art, Antique Furniture, Musical Instruments, Statues and sculptures
  • Security measures available at the premises
  • Coverage
  • Type of collector
  • Geographical Limit
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Awards & Recognition
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