Posted on: Jan 5, 2024 | 3 mins | Written by: HDFC ERGO Team

Here's Everything to Know About Royal Enfield Hunter 450

Bike Insurance for Royal Enfield Hunter 450

The soon-to-be-launched Royal Enfield Hunter 450 is the roadster version of the Royal Enfield Himalayan 450 cc model introduced in the adventure bike category. The roadster is cost-effective compared to the Himalayan 450 and is expected to be priced at ₹ 2.6 lakhs, catering to a wider audience. It is called Hunter 450 because it has many features of Hunter 350. The bike will be available in 2 variants Hunter 450 STD and Hunter 450 Scrambler 450. In this blog, we will explore Hunter 450, its design, features and specifications.

Royal Enfield Hunter 450: Design, Features, and Specifications

Royal Enfield Hunter 450 is a powerful and improved version of Hunter 350. It shares the same powertrain as the Himalayan 450.

Design

Royal Enfield Hunter 450 is a compact version of the Himalayan 450 with a naked-roadster exterior having a tucked headlight and a missing tail rack. The bike has a retro design with modern elements. It is a touring-friendly bike with many touring accessories like a hard lockable top case, transparent flyscreen and side pannier racks. The design is suitable for long journeys and provides additional storage. The single-seater bike has a lower seat height compared to the Himalayan 450. The body has minimal panels and a slim fuel tank.

The bike has upright ergonomics with mid-set footpegs and a wide handlebar which is easy to reach, giving a relaxed riding experience. With a conventional telescopic fork at the front and a mono-shock unit at the rear, it has 17-inch alloy wheels with road-biased tyres contributing to a shorter wheelbase.

Features

The bike features a circular fully digital instrument console with a Tripper navigation system. Unique to the 450 cc range of bikes, it has a new switchgear and LED lighting with a circular LED headlamp. The bike has a top speed of 114 kmph and can accelerate from 0 to 100 kmph in 15 seconds.

Specifications

Engine 450 cc, liquid-cooled, single-cylinder
Max Power 40 bhp
Max Torque 45 Nm
Transmission Manual
Fuel Type Petrol
Emission Standard BS-6
Braking System Dual Channels ABS

Secure Your Royal Enfield With Bike Insurance

Royal Enfield Hunter 450 is an adventure tourer bike designed for long journeys. Long journeys require safety measures for a comfortable and safe drive. Hence Royal Enfield bike insurance is as important as bike maintenance and repair for the journey. A two wheeler insurance will protect your bike on long road trips against calamities like landslides, cyclones or an accident. There are two types of two-wheeler insurance you can purchase to insure your Royal Enfield.

Third-Party Two Wheeler Insurance

A third party two-wheeler insurance is the minimum legal requirement as per the Motor Vehicles Act 1988, which says you can not drive on the road without having at least third-party insurance. It covers third-party liability which means injury to a third party or damage to property caused by your bike. It does not cover any damage to your bike.

Comprehensive Bike Insurance

A comprehensive bike insurance covers third-party liability as well as own damage. It covers any damage to your Royal Enfield bike due to an accident, natural calamity, man-made disaster and total loss due to fire or theft. To further enhance the coverage you can include add-on covers to your base insurance cover like consumables cover, roadside assistance, zero depreciation cover, etc.

Royal Enfield Bike Insurance Premium Amount

The premium amount for royal enfield bike insurance depends on the bike make and model, engine’s cubic capacity, type of policy, place of residence, add-ons and the Insured declared value of the vehicle. You can use an online bike insurance premium calculator to get an idea of the premium amount.

Benefits of Having Bike Insurance for Your Royal Enfield Hunter 450

For any Royal Enfield Admirer, a Royal Enfield bike holds a special place and hence needs to be protected against any kind of damage or loss.

1. Bike insurance is the best way to protect your bike against any unforeseen event.

2. It ensures legal compliance.

3. Depending on the type of insurance you select, it covers third-party liabilities and own damage.

4. It will protect your finances during an emergency.

5. It offers roadside assistance if there is a breakdown.

6. It provides coverage against accidents, theft, natural calamities and manmade disasters.

7. It will give you peace of mind and the best service to your bike in case there is a breakdown.


Conclusion

The Royal Enfield Hunter 450 has been designed keeping in mind the young and adventure-loving bike enthusiasts, who enjoy long bike trips. With its aggressive design, it gives a tough fight to its rivals, KTM 390 Duke and Triumph Bajaj bike. Ensure that you buy Royal Enfield bike insurance before you head out for that much-awaited road trip. Now comprehensive bike insurance is easily available online without any paperwork in a matter of few clicks only. The claim process is also completely online making it much faster and easier for the bikers who are always on the road. You can raise a claim by just uploading pictures and documents using the insurer’s mobile app and get your claim approved instantly.


FAQs

1. Which are other Royal Enfield bikes built on a 450 cc platform?

Royal Enfield Himalayan 450, Royal Enfield Scrambler 450, and Royal Enfield Scram 450 are other bikes built on a 450 cc platform.

2. What is the claim process for Royal Enfield bike insurance?

You can easily file a claim online using the insurer’s mobile app. Open the app, go to the claims section, raise a claim request and upload pictures of the damage and documents. Your claim will be registered. The insurance company will contact you to verify the claim request, once the claim is approved your claim amount will be settled.

3. Is it a good idea to buy a Royal Enfield bike without insurance?

The Motor Vehicles Act 1988 has made it mandatory to have third-party two-wheeler insurance to drive a motorcycle on the road. So if you do not buy bike insurance, you cannot legally drive your bike on the road.

4. What is the expected top speed of the Royal Enfield Hunter 450?

Royal Enfield Hunter 450 has an expected top speed of 114 kmph. It can go from 0 to 100 kmph within just 15 seconds.


Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.


RELATED ARTICLES

What Is Covered in Royal Enfield Insurance?

Everything You Should Know About Royal Enfield Himalayan 450

Future Royal Enfield Bikes in India: Launch dates and prices

Celebrating 120 Years of Royal Enfield!


Blog